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Best Barclaycard Credit Cards

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by Sean Bryant | Updated Mar. 28, 2017
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Overview

Barclaycard is one of the newer issuers of credit cards in the United States. However, after a little over a decade, they have quickly become a favorite for many households. The biggest reasons are because they offers one of the most valuable flat-rate travel cards on the market, plus they waive fees and provide 0% interest to active military personnel. A look through the Barclaycard credit card list and you will notice a common theme...corporate partners. You will find everything from American Airlines, Choice Hotels, and even the NFL. We have taken each card through a strict grading process to determine which card might be the best for your individual needs. See More

Best Barclaycard Credit Card for Travel

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  • Earn 50,000 bonus miles after you spend $3,000 on purchases in the first 90 days — that's enough to redeem for a $500 travel statement credit
  • Earn 2X miles on all purchases
  • Redeem for travel or cash back statement credits, gift cards and merchandise. Redemption values vary
  • Get 5% miles back to use toward your next redemption, every time you redeem
  • Miles don't expire as long as your account is open, active and in good standing
  • No foreign transaction fees on anything you buy while in another country
  • 0% introductory APR for 12 months on Balance Transfers made within 45 days of account opening. After that, a variable APR will apply, 16.49%, 20.49% or 23.49%, based on your creditworthiness
  • Please note, there is a fee for balance transfers.

Annual Fee

$89 - Waived first year

Purchase Intro APR

N/A

Balance Transfer Intro APR

0% for 12 months (on balance transfers made within 45 days of account opening)

Regular APR

16.49%, 20.49%, or 23.49% Variable

Best Barclaycard Credit Card for Cash Back

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  • Get a $100 cash rewards bonus after you spend $500 in purchases in the first 90 days after account opening
  • Earn unlimited 1.5% cash rewards on every purchase
  • Every time you redeem, get a 5% cash rewards redemption bonus to use toward your next redemption
  • Redeem your cash rewards for a deposit into your bank account, a statement credit or gift cards. Redemptions start at $50
  • Cash rewards do not expire as long as your account is open, active and in good standing
  • 0% introductory APR for 15 months on Balance Transfers made within 45 days of account opening. After that a variable APR will apply, 15.24%, 20.24% or 25.24%, based on your creditworthiness.
  • Please note, there is a fee for balance transfers
  • No annual fee

Annual Fee

$0

Purchase Intro APR

N/A

Balance Transfer Intro APR

0% for 15 months (on balance transfers made within 45 days of account opening)

Regular APR

15.24%, 20.24% or 25.24% Variable

Best Barclaycard Credit Card for Profit-sharing

More Details

  • 0% Introductory APR for the first 15 months on purchases. Plus, you'll get a 0% introductory APR for 15 months on Balance Transfers made within 45 days of account opening. After that, a variable APR will apply, 13.49%
  • No balance transfer fees
  • No foreign transaction fees
  • Chip technology, so paying for your purchases is more secure at chip-card terminals in the U.S. and abroad
  • Free online access to FICO® Credit Score

Annual Fee

$0

Purchase Intro APR

0% for 15 months

Balance Transfer Intro APR

0% for 15 months (on balance transfers made within first 45 days)

Regular APR

13.49% Variable

Our Methodology

SmartAsset has developed a quantitative and independent system for evaluating the relative value of a credit card offer versus other offers in the marketplace. Our system evaluates cards based exclusively on their features, such as their rewards earning rate (if applicable), fees, perks, and rewards program redemption options. The annual rewards values on this page are calculated using annual spending assumptions in various categories such as, but not limited to, gas, restaurants, airfare, and US supermarkets. These spending assumptions are built on research that SmartAsset has conducted on existing student credit cardholders. Our promise with our credit card recommendations is that we will always strive to have the most comprehensive, accurate, and objective method of evaluating credit card offers. Any recommendations are solely determined by the result of this research and model, and is never influenced by any fees, commissions, or other forms of compensation that SmartAsset may receive from credit card issuers for leads generated on our website.

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