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Car salespeople aren’t necessarily evil, but they’re the only people who can prevent you from getting the best price for your next car. It’s a good idea to keep these four car dealer traps in mind the next time you… read more…

You’ve got a limited pool of money to put aside for retirement. How do you choose whether a 401(k) or Roth IRA is best for you? Find out now: How should I save for retirement? Taxing Yourself: Now or Later The main difference comes down to taxes. With a 401(k), you contribute untaxed money and pay income… read more…

Tired of showing up at that pricey hotel only to find that the sheets are dirty and your no-smoking room reeks of cigarette smoke? Why not purchase a second home, a vacation home that you can control? When you hit… read more…

Paying your bills on time each month is one of the most important ways to manage your credit score, not to mention an essential part of being financially responsible. But if you have made some payments after the due date in the past, you may wonder if that’s going to affect your credit score. The answer is:… read more…

Building an emergency fund is one of the most important financial steps we need to take, especially in today’s shaky economy. The big question for many of us, though, is how much is enough? Conventional advice says we should set aside… read more…