Rev. 1/2020
WHAT DOES SMARTASSET DO WITH YOUR PERSONAL INFORMATION?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Contact information including name, phone number, zip code, and email address
- Background information including age range, marital status, and household size
- Investment and retirement preferences
- Estimated assets and income
How?
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons SmartAsset chooses to share; and whether you can limit this sharing.
| Reasons we can share your personal information | Does SmartAsset share? | Can you limit this sharing? |
|---|---|---|
| For our everyday business purposes – such as to connect you with providers of financial products and services, process your transactions, maintain your account(s), respond to court orders and legal investigations, or conduct audits | Yes | No |
| For our marketing purposes – to offer our products and services to you | Yes | No |
| For joint marketing with other financial companies | Yes | No |
| For our affiliates’ everyday business purposes – information about your transactions and experiences | Yes | No |
| For our affiliates’ everyday business purposes – information about your creditworthiness | No | We do not share |
| For nonaffiliates to market to you | Yes | Yes |
To limit our sharing
Email us at info@smartasset.com.
Please note:
If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.
However, you can contact us at any time to limit our sharing.
Questions?
Email info@smartasset.com.
Go to https://smartasset.com/privacy
Who we are
Who is providing this notice?
This privacy policy is being provided by Financial Insight Technology, Inc. and legal entities that utilize the name SmartAsset (collectively “SmartAsset”).
What we do
How does SmartAsset protect my personal information?
How does SmartAsset protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We use encryption in the transmittal of your sensitive personal information between your systems and ours and we use firewalls.
How does SmartAsset collect my personal information?
We collect your personal information, for example, when you
- visit our websites, create an account, or ask us to connect you with a provider of a financial product or service
- sign up for our newsletters
- communicate with us on our websites
Why can’t I limit all sharing?
Federal law gives you the right to limit only
- sharing for affiliates’ everyday business purposes–information about your creditworthiness
- affiliates from using your information to market to you
- sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies.
- We currently do not have affiliates, but we reserve the right to share information with our affiliates as described on Page 1 of this notice.
Nonaffiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
- Nonaffiliates with whom we share information may financial advisors, service providers, joint marketing partners, and others
Joint marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
- Our joint marketing partners include insurance carriers and others.
Other important information
NV: If you are consumer with a Nevada mailing address, we are providing you this notice under state law. If you prefer not to receive marketing calls from us, you may be placed on our internal Do Not Call List by contacting us at info@smartasset.com; 122 East 42nd Street, Suite 4300, New York, NY 10168. You may also contact the Nevada Attorney General’s office: Bureau of Consumer Protection, Office of the Nevada Attorney General, 555 E. Washington St., Suite 3900, Las Vegas, NV 89101; telephone number: 1-702-486-3132; email BCPINFO@ag.state.nv.us or AgInfo@ag.nv.gov.
VT: If you are consumer with a Vermont mailing address, we will not share information we collect about you with companies outside of SmartAsset, unless the law allows. For example, we may share information with your consent, to service your accounts or under joint marketing agreements with other financial institutions with which we have joint marketing agreements. We may share information about our transactions or experiences with you within our corporate family without your consent.
CA: If you are a consumer with a California mailing address, we will not share information we collect about you with companies outside of SmartAsset, unless the law allows. For example, we may share information with your consent, to service your accounts, or to provide rewards or benefits to which you are entitled.