
America’s Healthiest States – 2026 Study
While poor health can strain personal finances through escalating medical bills, lost wages, and diminished earning potential, strong health often correlates with greater productivity, higher incomes, and lower overall healthcare costs. On a broader scale, healthier populations benefit from reduced societal burdens – like lower insurance premiums and fewer productivity losses – while enjoying enhanced… read more…

Ask an Advisor: I Claimed Social Security on My Late Husband’s Record and then Unretired in 2024. Can I Claim a Higher Benefit Now?
I am 68 and claimed my husband’s Social Security when I first retired back in 2023 because when he died in 2022, his benefit was higher than my own. I returned back to work in February 2024 and retired fully in May 2025. Would I be able to claim higher Social Security benefits since I… read more…

Niche Markets for Financial Advisors
One of the pieces of advice new advisors may hear is to choose a niche. A niche reflects your ideal client audience; it’s who you market your services to, based on your skill set, experience and who you’re uniquely equipped to service. When discussing the best niche markets for financial advisors, there’s no single winner.… read more…

How to Coach Advisor Clients on the Empty Nest Transition
Advising clients who are entering the empty nest phase requires an approach that’s both strategic and tactful. Clients may experience a range of emotions surrounding this change, which could make it more difficult for them to focus on their financial plan. Successfully coaching clients through the empty nest transition begins with validating those emotions, and… read more…
Editor's Picks

CFA vs. CFP®: Which Do You Need?
Chartered financial analyst (CFA) and certified financial planner (CFP) are common certifications for individuals working in finance, namely financial advisors. These are designed to tell a client (or employer) that the holder has received education in certain types of financial… read more…

5 Tips for Choosing a Wealth Management Firm
Wealth management firms are all different, with their own specializations and services. As a result, the process for choosing a wealth manager is a very personal one. Wealth managers work closely together with their clients to identify financial goals and… read more…

What Is a Fee-Only Financial Planner?
If a financial planner, financial advisor or another type of financial professional is fee-only, that means they receive compensation solely from the fees clients pay for their services. They do not earn commissions for recommending certain products. A fee-only structure… read more…

Why First Homes Could Be Investment Properties
If you’re young and looking to purchase a new home to live in, you may want to consider turning it into an investment property. While most people wait until after they’ve bought their first or second home to begin investing in… read more…
Data Articles and Studies

America’s Healthiest States – 2026 Study
While poor health can strain personal finances through escalating medical bills, lost wages, and diminished earning potential, strong health often correlates with greater productivity, higher incomes, and lower overall healthcare costs. On a broader scale, healthier populations benefit from reduced societal burdens – like lower insurance premiums and fewer productivity losses – while enjoying enhanced… read more…

Federal Childcare Subsidies by State – 2026 Study
With recent fraud investigations ongoing in Minnesota and beyond – often allegedly centered on childcare businesses and other programs for needy children – followed by a new announcement of free daycares from New York City Mayor Zohran Mamdani, taxpayers may be eager to understand where their tax dollars go. According to the latest data from… read more…

ACA Health Insurance: Prevalence, Premiums and Subsidies by State – 2025 Study
The Affordable Care Act, ACA – commonly known as Obamacare – offers federally backed health insurance for millions of Americans. Certain tax credits act as monthly premium subsidies for the insured, generally bringing the costs down by thousands of dollars per year. However, the funding for these subsidies are set to expire at the end… read more…

States That Will Benefit Most From Trump Accounts – 2025 Study
American babies are now eligible to receive a $1,000 initial investment in a “Trump account” per new tax legislation. The money – which will be tied to the stock market, can be added to and cannot be used until the child turns 18 – gives each child some capability to fund certain activities as they… read more…
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