Investing

May 8, 2025The distinction between Class A stock and Class B stock lies primarily in voting rights and ownership structure. Companies may issue multiple share classes to raise capital while keeping control. Each class can carry different privileges and influence. In many cases, class A shares carry more voting power than class B shares, but may be… read more…

May 5, 2025Towards the end of April, the Trump Administration announced a comprehensive set of tariffs. If fully implemented, this tax increase will apply to all products imported into the United States from every country in the world. The Trump Administration intends to set a minimum 10% tariff on all imports. However, the specific rates vary across… read more…

May 2, 2025The terms “bear” and “bull” in the stock market describe two distinct trends that influence investor sentiment and market movement. A bull market is when stock prices are rising, often driven by optimism and strong economic indicators. In contrast, a bear market signals declining prices and widespread caution among investors. Recognizing the differences between these… read more…

May 1, 2025Understanding the difference between bid vs. ask stock prices is essential to making informed investment decisions in the stock market. These two figures represent the foundation of every stock transaction in the market. The bid price is the maximum amount a buyer is willing to pay for a share, while the ask price (sometimes called… read more…

May 1, 2025When companies issue stock to raise money, the funds they receive form part of their financial structure, categorized as paid-in capital. This is the total amount investors have contributed in exchange for equity. Unlike retained earnings, which accumulate from business operations over time, paid-in capital specifically tracks the money that shareholders have invested in the… read more…

May 1, 2025A quoted price is the current market value at which a security, commodity or financial instrument can be bought or sold in real time. For investors, this figure acts as a snapshot of supply and demand dynamics, reflecting what buyers are willing to pay (bid price) and what sellers are asking (ask price) at any… read more…

April 25, 2025Choosing between investing $100,000 in stocks or real estate requires considering your priorities. Stocks provide liquidity, allowing quick access to funds. They also historically average around 10.5% annual returns, though they’re subject to market swings. Real estate offers tangible assets with potential rental income and tax advantages, but requires active management and time to sell.… read more…

April 25, 2025Wondering how to build a diversified portfolio with $100,000? With this amount of capital, you have many options to spread your investments across different asset classes. A balanced approach might include a mix of stocks through index funds or ETFs, bonds for stability, real estate investment trusts (REITs) for property exposure and perhaps alternative investments… read more…

April 25, 2025The IRS typically considers rental income passive income because investment properties don’t require day-to-day management. There are, however, exceptions, and the level of participation can alter this classification. This makes it important to determine whether your rental income falls under active or passive income for tax planning and compliance.  If you’re planning to expand your… read more…

April 25, 2025Investing $500k for monthly income involves choosing a mix of assets that can provide steady cash flow while managing risk, liquidity and taxes. Common strategies include putting portfolio funds into dividend-paying stocks, bond ladders, real estate investment trusts (REITs) and annuities. No single approach is optimal for all income investors. The goal is to balance… read more…

April 25, 2025Learning how to invest $1 million for monthly income starts with understanding the tradeoffs between yield, risk and liquidity. The more you prioritize one feature, the more it may affect the others. Investors can tailor their strategies to reflect their own objectives and preferences. The right approach often depends on your time horizon, tax situation… read more…

April 22, 2025Tesla (TSLA) has been one of the most volatile stocks on the market recently.  From its December high of around $480, shares have dipped to less than $250 per share at time of writing, at times going as low as $221. In that time TSLA has swung significantly, gaining and losing up to 30% of… read more…

April 21, 2025Inverse or short gold ETFs are investment vehicles designed to profit when the price of gold declines. Unlike traditional gold ETFs, which track the price of gold and increase in value when gold prices rise, inverse gold ETFs move in the opposite direction. These funds are popular among traders and investors who want to hedge… read more…

April 17, 2025Emerging market debt offers an opportunity to tap into the growth potential of developing economies. This asset class consists of bonds issued by governments and corporations in countries with emerging financial markets. While they can offer higher yields than traditional U.S. or developed market bonds, they also come with greater risk. A financial advisor can… read more…

April 17, 2025Certificates of deposit (CDs) are a popular low-risk savings vehicle. But it’s important to consider that the interest they earn is fully taxable as ordinary income. Even if you don’t withdraw the interest until the CD matures, the IRS still expects you to report and pay taxes on it annually. While avoiding taxes altogether may… read more…

April 17, 2025Net tangible assets represent a company’s physical assets minus its liabilities and intangible assets. For investors, lenders and business owners, net tangible assets can offer a clearer picture of a company’s core value — namely, what would be left if all debts were paid and only tangible, sellable items remained. This can be helpful when… read more…

April 15, 2025Real estate syndication allows investors to combine their money to buy properties that may be out of reach individually. In a typical real estate syndication, a sponsor or syndicator identifies the investment opportunity, handles the acquisition process and manages the property, while passive investors contribute capital in exchange for ownership shares. These arrangements use various… read more…

April 10, 2025When two companies undergo a merger or acquisition, shareholders of the acquired company often receive shares of the acquiring company instead of cash. The number of new shares is determined by the exchange ratio, a straightforward formula that compares the price offered per share of the target company to the current share price of the… read more…

April 10, 2025High-net-worth investing strategies are tailored for individuals with liquid assets typically exceeding $1 million. Financial advisors tend to handle these high-net-worth individuals (HNWIs) somewhat differently than other clients. Such investors may pursue opportunities like private equity, hedge funds, direct real estate and tax-advantaged municipal bonds, among others. They may receive more personalized services and may… read more…

April 8, 2025When stocks are down, having a well-thought-out plan is necessary to help you manage your investments effectively. Understanding how the stock market works and applying a defined strategy can limit losses and create opportunities for future gains. This article will explore five strategies to consider when stocks are tanking, offering insights into how you can… read more…

April 7, 2025Investors may be able to achieve superior returns with less volatility from investments in NVDIA stock by timing their investments over a long period rather than investing all their funds immediately. Dollar-cost averaging, a popular strategy for timing investments, generally leads to slightly lower returns compared to investing a lump sum. However, investors who use… read more…

April 3, 2025Tesla’s first-quarter deliveries slumped to 336,000 compared to 387,000 in the first quarter of 2024, a 13% drop. Meanwhile, it produced 362,615 cars for a -16% decrease year over year. Energy storage products saw deployment growth at 156% since last year, with 10.4 GWh delivered in Q1. The electric-car maker’s shares tumbled in the hours… read more…

April 3, 2025The portfolio interest exemption is a part of U.S. tax law that lets foreign investors receive interest income from certain U.S. sources without paying withholding tax. This rule helps encourage international investment by lowering tax costs. To use the exemption, investors must meet specific requirements. A financial advisor can help you determine eligibility and gather… read more…

April 3, 2025Tangible and intangible assets represent two types of property that businesses and individuals own. Tangible assets have a physical presence and include real estate, machinery, or inventory. Their value is often tied to their condition and market demand. Intangible assets, on the other hand, lack a physical form but hold financial value. Examples of intangible… read more…

April 3, 2025Hedging strategies can help investors reduce or offset potential losses in their portfolios. These approaches often involve taking positions in assets that perform inversely or independently from existing investments. The basic idea is that if one holding goes down, the other will go up. Common hedging strategies include diversification, using options and futures contracts, and… read more…