- What Is Investment Advice and Where Can You Find It?
Investing is a staple of any well-rounded financial plan. When you need investment advice on which stocks to pick or how to grow wealth for retirement, there are different places you can look to find it. Where you seek out advice about investing can depend on how well-versed you are on how the market works,… read more…
- A Recession May Be Coming. But Here’s a Silver Lining
Past economic downturns have shown that we may already be in a recession even before economists can officially tell us. A stock market drop could be an early indicator of a recession. But don’t rush to sell your investments, says investment… read more…
- What Is an ESG Bond?
ESG bonds are an investment choice for those seeking to build their portfolios with investments that have a positive impact on the world. ESG investments focus on companies with high environmental, social, and governance standards. A financial advisor could help you create a financial plan for your ESG investment goals. What Is ESG Investing? ESG stands… read more…
- How to Invest $100,000 for Passive Income
If you have $100,000 to invest, you can generate thousands of dollars a year in passive income. The type of investment you choose for your $100,000 can determine the amount of passive income you can expect as well as the… read more…
- The Key Principles of Christian Investing
Christian investing is a type of ESG (environment, social, governance) investing that aims to select investments that align with the values and beliefs of the Christian religion. Like all investors, Christian investors seek to generate competitive returns. But they also want to avoid putting their money into companies and industries that follow or promote practices… read more…
- Can This Bill Protect Retirement Savings for Workers Who Change Jobs?
U.S. Sens. Tim Scott (R-SC) and Sherrod Brown (D-OH) introduced a new bill called the Advancing Auto-Portability Act of 2022, which aims to allow employees with 401(k)s to automatically roll over their savings from old jobs to new ones. This legislation is intended to help Americans who change jobs often to increase their retirement savings.… read more…
- Want Tax-Exempt Income? BlackRock Says This Fund Could Offer You a High Yield
The global investment management company BlackRock says that a sharp sell-off at the beginning of 2022 pushed down the value of municipal bonds and municipal closed-end funds. But now, lower valuations and higher yields could create an opportunity for investors… read more…
- Schwab Paid $187 Million to Settle a Hidden Fee Charge. Do You Have Hidden Fees in Your Portfolio?
Charles Schwab has agreed to pay $187 million to settle an investigation by the Securities and Exchange Commission (SEC) that alleged hidden fees were charged by the firm’s robo-advisor product Schwab Intelligent Portfolios (SIP). The SEC says that the financial services company failed to disclose a “cash drag” on client portfolios, which caused them to make… read more…
- Brokerage Account vs. Mutual Fund
Comparing mutual funds and brokerage accounts is a little like comparing apples and oranges. While mutual funds are professionally managed investment products, brokerage accounts are used for purchasing individual securities, including mutual funds. Below, we’ll break down each of these… read more…
- Brokerage Account vs. Individual Retirement Account (IRA)
Traditional IRAs and brokerage accounts are two types of investment vehicles. While IRAs help investors save for retirement in a tax-efficient manner, brokerage accounts typically offer more flexibility since they are not subject to the same rules that affect IRAs.… read more…
- What Is a Margin Call?
Buying on margin means investors borrow funds through their brokerage accounts to invest, with the goal being to earn more money through your investment. But sometimes, you may lose money when the investment drops in value. At that point, a margin call may enter the picture. If you are on the fence about a margin… read more…
- How to Buy CATL Stock
Investors who want to piggyback on the growth of popular companies should look at ancillary businesses that grow in parallel because of their relationship to the popular business. For investors who find Tesla (TSLA) appealing, an ancillary company to consider… read more…
- How Much Interest Can You Earn on $1 Million?
Once you have $1 million in assets, you can look seriously at living entirely off the returns of a portfolio. After all, the S&P 500 alone averages 10% returns per year. Setting aside taxes and down-year investment portfolio management, a… read more…
- Schwab Says This Can Double Your Retirement Savings
After beginning the year at record levels, global events have caused market volatility to jump and equities to fall. The S&P 500 Index is experiencing its first major correction since 2020, so investors are understandably looking to safeguard their assets.… read more…
- What Are Exempt-Interest Dividends?
Exempt-interest dividends are a class of mutual fund distribution that are not subject to federal income taxes. They’re uncommon, if not relatively rare, and only apply to specific funds that invest in asset categories like qualifying municipal bonds. When analyzing mutual funds or bonds as a potential investment, it’s best to make sure your financial… read more…
- What Is a Stablecoin?
The value of individual cryptocurrencies can swing widely in the span of days or even hours. That volatility makes it difficult for investors to manage such assets and difficult for them to conduct cryptocurrency-based transactions. Stablecoins aim to solve this… read more…
- How to Find Cost Basis of Old Stock
Determining the cost basis of old stock can be challenging, especially if purchase records are missing. Investors can check brokerage statements, company investor relations pages, or IRS guidelines for reconstructing cost basis. If records are unavailable, the IRS allows the use of the first-in, first-out method or an average cost approach for mutual funds, ensuring… read more…
- Fidelity Wants You to Invest in Longer Lifespans
Fidelity has expanded its product lineup by introducing a new environmental, social and governance (ESG) fund, which is called Fidelity Healthy Future Fund (FAPHX). FAPHX is an actively managed equity strategy that invests globally in companies that create products, services and technology aiming to increase people’s life expectancy and quality of life, as well as… read more…
- How Much Interest Can I Earn On $200,000?
Investing involves a series of constant tradeoffs and careful planning, and there is no one-size-fits-all solution. Different investments will provide different potential payouts over time. So how much interest you can earn with $200,000 depends on the type of investment you choose. We’ll analyze the interest in some of the most popular options in this… read more…
- Long-Term Investments vs. Short-Term Investments
Creating an investment portfolio requires clarity about your goals, risk tolerance, desired investments, and time horizon. Decide if you’re aiming for quick gains or long-term growth, as this will shape your mix of short- and long-term investments. Understanding their differences and trade-offs ensures your portfolio aligns with your objectives. For help setting up a portfolio… read more…
- How to Buy Hertz Global Holdings (HTZ) Stock
As more people start traveling after a two-year pandemic, many investors are looking at a revival in the car rental sector for new investment opportunities. One of the biggest companies in this sector is Hertz. Let’s break down how to buy stock in this car rental company and what to look out for before investing.… read more…
- How to Spot Hidden Price Markups on Your Bonds
Investors who buy and sell stocks and options usually know how much they pay their broker per trade, but many people don’t know that bond trades also carry broker fees. Commonly called “markups,” these bond commissions are often baked into… read more…
- How to Buy Uranium Stocks
Growing global interest in nuclear power as a carbon-free source of energy has led to increasing prices for uranium used as nuclear power plant fuel as well as the shares of companies that mine and process uranium. There is no commodities market for the radioactive mineral so investors who want to profit from uranium’s rise… read more…
- How Much Interest Does $3 Million Earn Per Year?
If you have $3 million to invest, you can safely and reliably earn anywhere from $3,000 to much as $82,500 a year in interest. If you are ready take more risk, you may earn more. But risk also means the… read more…
- How Much Interest Can I Earn on $100,000?
If you have $100,000 to invest for income, you can earn anywhere from a fraction of a percentage point to nearly 10% on your money. Some interest-earning investments are guaranteed safe by the U.S. government, others are subject to market… read more…