- What Is Real Estate Crowdfunding?
Real estate crowdfunding operates much like any other type of crowdfunding, where a group of individuals pool their money to collectively support a larger cause or investment. In this case, the shared goal is to invest in real estate. This approach offers a compelling alternative to traditional real estate investment trusts (REITs), appealing to those… read more…
- 5 Investment Challenges Even Wealthy Savers Face
Judging by the number of Americans who don’t invest, the stock market can be an intimidating topic. Wealthier individuals are much more likely to invest their savings, but even they face special investment challenges. Having a high net worth comes with its own set of considerations. Check out our investment calculator. 1. Avoiding Fees Opting for low-fee… read more…
- What Are Exchange-Traded Funds (ETFs)?
Investing your money can help you build wealth, but it’s a misconception to think that you need a lot of money to get started. Whether you’ve got $50,000 or $500 to play with, you can make a dent in your savings… read more…
- Everything You Need to Know About Interest
Most people are looking for ways to save enough money for retirement. One of the best ways to do that is through earning interest — money you get in exchange for lending your money or storing it with a bank. Yes,… read more…
- What Are Binary Options?
Trading binary options is a little different than regular trading. With binary options you are answering a yes or no proposition about whether an asset will hit a certain price at a certain time. From the comfort of your living room, you can pay to place bets on the price movements of stocks, commodities and… read more…
- How to Invest in Silver
There are a number of ways to invest in silver, from buying the actual precious metal to investing in a fund that buys it for you. Commodities like silver are a favorite investment of those who don’t want to deal… read more…
- All About Oil Futures
You may have heard that oil is a non-renewable resource and you already know how much the global economy depends on it. So you may think that the price of oil will always be on the rise. In this article,… read more…
- What Is FOREX Trading?
FOREX trading, or trading in foreign currencies, is big business. For the average investor, though, FOREX trading is not necessarily needed as a step to reaching financial goals like saving for retirement. But if you’re curious about trading foreign currency and wondering if it’s right for you, you’re in the right place. We’ll talk about how… read more…
- What Is a Surety Bond?
If you’re a business owner moving into an office that’s being renovated or you’re looking to have construction work done, you might want to consider a surety bond. It’s a contract that ensures that projects are completed and expectations are met. Not to be confused with other types of bonds, surety bonds are about transferring risk from… read more…
- How to Begin to Invest Money in Stocks
If you’re wondering how to invest your money in stocks, you must be thinking about building your wealth. Just having that intention is a step in the right direction. After all, no one ever accidentally became affluent. It takes thought and action to make money – and the stock market is one of the most… read more…
- What Is Day Trading?
Investing in the stock market is accessible to almost everyone, offering a pathway to grow wealth over time. However, when it comes to more advanced strategies like day trading, it’s often best to leave it to the experts. Day trading demands not only a well-thought-out strategy, but also an in-depth understanding of market indexes, trends… read more…
- What Is the Nasdaq?
The Nasdaq – we’ve all heard something about it at some point. You probably already know that it’s part of the stock market. And you’ve probably read a news article or heard a reporter talk about it going up or… read more…
- What Is Preferred Stock?
When people talk about investing in stocks, they usually mean common stock — the type that gives shareholders voting rights and potential for long-term growth. However, there’s another important category of stock that many investors overlook called preferred stock. Preferred stock is a hybrid between stocks and bonds, offering investors a unique blend of benefits.… read more…
- What Are Blue-Chip Stocks?
Buying a stock means getting into some risky business. Sure, they can help you earn money that you could put toward many things – a retirement account, an emergency fund, a down payment – but you also run the risk of putting yourself in… read more…
- What Are Savings Bonds?
U.S. savings bonds are essentially a loan you make to the government. When you buy a savings bond, you are giving money to the government in exchange for a guarantee you will get that money back, plus interest, at a predetermined later date. Investing in U.S. savings bonds is a good potential investment for new… read more…
- All About Dividend Investing
Publicly traded companies can decide what to do with profits. They can reinvest them to grow the company and raise share prices or they can pay some of their profits to shareholders as dividends. A company that pays dividends may do so as a compensation to shareholders – compensation for being a higher-risk investment or for low growth… read more…
- All About Incentive Stock Options
When most people think of employee benefits, they think of health insurance, 401(k)s, and maybe some free food. But for folks at the top of their fields, benefits may include stock options. If you’ve got a job that comes with… read more…
- What Are Fixed-Income Securities?
Looking for a reliable and steady source of investment income? Maybe you’re getting closer to retirement and looking to take some risk out of your 401(k). Or maybe you have a low risk tolerance that means you shy away from equities in general. We’ve got you covered with our guide to fixed-income securities – what… read more…
- Everything You Should Know About the Dow Jones Industrial Average
It’s virtually impossible to make it through the day without hearing something about the Dow Jones Industrial Average. Whether the Dow is up or down might not mean much to you if you’re a beginner investor with no knowledge of how the stock market… read more…
- What Is the Consumer Price Index?
The consumer price index (CPI) is one of the nation’s most closely watched economic metrics. The CPI, which comes out monthly, measures the year-over-year change in the cost of a basket of consumer goods, including clothing, food and furniture. The… read more…
- What Are Options?
An “option” in the finance world entitles the holder of the option to buy or sell an asset at a pre-determined price, on or before a certain date. The buyer pays a premium for the option, and may lose that… read more…
- What Are Equities or Equity Investments?
Equities are the same as stocks, which are shares in a company. That means if you buy stocks, you’re buying equities. You may also get “equity” when you join a new company as an employee. That means you’re a partial owner… read more…
- What are Treasury Bonds?
Treasury bonds — also known as T-bonds — are issued directly by the U.S. government. These bonds offer long-term stability with maturities of up to 30 years. While they typically yield lower returns compared to stocks or corporate bonds, their low risk makes them an attractive choice for conservative investors or those nearing retirement. If… read more…
- Understanding Stocks
Investing in the stock market can be a powerful way to grow your wealth over time. And harnessing the potential of compound interest can help you maximize your financial future. However, making informed decisions about buying and selling stocks requires a clear understanding of how the market works and the strategies that align with your… read more…
- What Is a Bond?
You may have heard that a balanced investing portfolio includes both stocks and bonds, with the ratio between the two varying depending on your age and risk tolerance. Most financial advisors will recommend increasing the proportion of bonds in your investment… read more…