Loading
Tap on the profile icon to edit
your financial details.

Best USAA Credit Cards

Your Details Done
by Sean Bryant | Updated Apr. 7, 2017
We maintain strict editorial integrity in our writing and assessments. This post contains links from our advertisers, and we may receive compensation when you click these links. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone and have not been provided, reviewed or otherwise endorsed by our advertising partners. Please visit our Advertiser Disclosure for more information and to view our partners.

Overview

USAA offers many different credit cards to current and retired military personnel. Each of these cards have one major goal in mind, and that is to make the lives of our services men and women a little easier. Everything from reduced interest rates to earning rewards on military base purchases show these men and women we appreciate everything they do. To help make the process of selecting a card a little easier, we have analyzed each USAA credit card to find the best cards for individuals based on their spending habits and reward preferences. See More

Best USAA Credit Card for Poor Credit

More Details

  • Best for members rebuilding or establishing credit.
  • Determine your own credit limit ($250 to $5,000) with an interest-earning CD.
  • No foreign transaction fees when you travel outside the United States.

Annual Fee

$35

Purchase Intro APR

N/A

Balance Transfer Intro APR

N/A

Regular APR

10.40% - 20.40% Variable

Best USAA Credit Card for Cash Back

More Details

  • Earn 1.5% cash back on every purchase
  • There's no limit on the amount you can earn
  • Redeem your rewards anytime online or with the USAA Mobile App.

Annual Fee

$0

Purchase Intro APR

N/A

Balance Transfer Intro APR

N/A

Regular APR

12.40% - 26.40% Variable

Best USAA Credit Card for Average Credit

More Details

  • Best for members looking to rebuild credit history.
  • No foreign transaction fees when you travel outside the United States.
  • Consistent, on-time payments could improve your credit rating.

Annual Fee

$35

Purchase Intro APR

N/A

Balance Transfer Intro APR

N/A

Regular APR

18.40% - 24.40% Variable

Our Methodology

SmartAsset has developed a quantitative and independent system for evaluating the relative value of a credit card offer versus other offers in the marketplace. Our system evaluates cards based exclusively on their features, such as their rewards earning rate (if applicable), fees, perks, and rewards program redemption options. The annual rewards values on this page are calculated using annual spending assumptions in various categories such as, but not limited to, gas, restaurants, airfare, and US supermarkets. These spending assumptions are built on research that SmartAsset has conducted on existing cash back credit cardholders. Our promise with our credit card recommendations is that we will always strive to have the most comprehensive, accurate, and objective method of evaluating credit card offers. Any recommendations are solely determined by the result of this research and model, and is never influenced by any fees, commissions, or other forms of compensation that SmartAsset may receive from credit card issuers for leads generated on our website.

Best Credit Cards on SmartAsset.com Best Credit Cards by Issuer Best Credit Cards by Credit Score
How helpful was this page in answering your question?
not helpful
very helpful
​If you could change one thing about ​this page what would it be?​
Thank you for your answer! Your feedback is very important to us.
We are working hard to improve our product and could use your help!
We pay $30 for 30 minutes on the phone to hear your thoughts on what we can do better.
Please enter your email if you'd like to be contacted to help.

Please enter your name