Investing

July 18, 2024Digital real estate investing has emerged as a new opportunity for those looking to make money in real estate. As the internet continues to grow, so does the value of virtual properties, including domain names, websites and digital storefronts. This form of investing mirrors traditional real estate in many ways, requiring research, strategic purchasing and… read more…

July 18, 2024From rental income to property appreciation, there are many ways to make money in real estate. The real estate market offers diverse opportunities, including residential, commercial and industrial properties. However, each type of real estate investment has unique advantages and challenges, making it essential to think through your financial goals and risk tolerance before making any decisions. There… read more…

July 16, 2024Rent-to-own is a popular option for individuals who want to move into a home while working towards ownership. This arrangement allows renters to lease a property with the opportunity to buy it at the end of a predetermined period. During this lease term, a portion of the monthly rent payments may contribute towards the home’s… read more…

July 12, 2024Residual income refers to the amount of disposable income left after paying all personal debts and obligations. In corporate finance, residual income is the profit remaining after accounting for the cost of capital. This is different than passive income, which refers to income that is earned without any active involvement. Whether you’re retired or in… read more…

July 12, 2024Compound interest is a transformative financial concept that can dramatically increase the growth potential of your investments. By earning interest on both your initial principal and the interest that accumulates over time, your money can grow at an accelerating rate. Compound interest, which often plays a pivotal role in building wealth, highlights the importance of… read more…

July 12, 2024Real estate investment can be a lucrative, but costly, endeavor. This is why many investors seek strategies that minimize risk while still offering growth potential. These low-risk real estate investing strategies include buying and selling rental properties, real estate investment trusts (REITs),triple-net leases, and more. By focusing on these methods, or discussing them with a… read more…

July 12, 2024Floating rate funds primarily invest in financial instruments with variable interest rates, such as loans and bonds. Unlike fixed-rate investments, the interest rates of the assets in floating rate funds adjust periodically, typically in response to changes in market interest rates. This characteristic makes floating rate funds an attractive option for investors seeking to reduce… read more…

July 12, 2024Flipping houses can be an accessible venture — even if you lack the funds to make a direct purchase. For those wondering how to start flipping houses with no money, there are several strategies to explore. Options such as partnering with investors, using hard money loans or engaging in wholesaling can provide the necessary financial backing… read more…

July 12, 2024To invest in I Bonds, you need to purchase them directly from the U.S. Treasury through the TreasuryDirect website. The minimum purchase amount is $25, and individuals can buy up to $10,000 worth of electronic I Bonds per calendar year. Additionally, you can use your federal tax refund to buy up to $5,000 in paper… read more…

July 12, 2024Bond yield represents the return investors can expect from holding a bond. Essentially, the yield is the interest earned on a bond, expressed as an annual percentage of the bond’s face value. The yield is influenced by several factors, including the bond’s coupon rate, its price and the time remaining until maturity. A bond’s yield… read more…

July 12, 2024Exchange-traded funds (ETFs) and mutual funds are both popular investment vehicles, but they differ significantly in structure and trading flexibility. ETFs can be traded on stock exchanges throughout the day, similar to individual stocks, allowing investors to buy and sell at market prices. This intraday trading capability provides greater liquidity and often lower expense ratios… read more…

July 11, 2024The continuous compound interest formula is a mathematical tool used in finance and economics. Unlike traditional compound interest methods, which calculate interest at predetermined intervals, continuous compounding assumes that interest is being added an infinite number of times per year. This approach provides a precise model for scenarios involving constant growth, and is particularly valuable… read more…

July 11, 2024Compound interest can help your investments to grow exponentially over time. Unlike simple interest, which is calculated solely on the principal amount, compound interest accrues on both the initial principal and the interest that’s accumulated over previous periods. This process of earning “interest on interest” leads to significantly larger returns, particularly when investments are held… read more…

July 11, 2024Foreign direct investment (FDI) involves a company or individual from one country making a significant investment in a business located in another country, often through ownership or a controlling stake in a company, though there are other methods, as well. This cross-border investment not only fosters economic development, but also the exchange of resources, technology… read more…

July 11, 2024Making money in real estate involves several key strategies that cater to different investor goals and risk appetites. From buying and renting out properties to flipping houses or even investing in a real estate investment trust (REIT), these are common ways to make money. Each of these strategies requires thorough research and a good understanding… read more…

July 11, 2024Stocks represent ownership in a company, and their value can fluctuate based on the company’s performance and market conditions. Setting clear financial goals and determining your risk tolerance can help you pick investments for your portfolio. It’s also prudent to keep abreast of market trends and news, as these can impact stock prices. Consider the… read more…

July 11, 2024Real estate investing can be a lucrative venture. As a potential investor, you should begin by researching market trends, setting clear investment goals and securing initial funding. This will become the core of your investment strategy. Here is what you need to know to get started. A financial advisor can also guide you in picking… read more…

July 10, 2024Commercial real estate investing can offer substantial returns and portfolio diversification. Before you get started, you may want to research different types of commercial properties, including office buildings, retail spaces or industrial properties, and consider the benefits and drawbacks for each type of investment. A financial advisor could help you identify the right types of… read more…

July 10, 2024Real estate can offer many pathways to build wealth. One key benefit is its potential for long-term value increase. As property values rise over time, investors can gain significant equity. Aside from property appreciation, real estate investments can also offer rental income and tax advantages. For help building a real estate investment portfolio, consider talking… read more…

July 10, 2024Real estate investment can be an attractive option for beginners looking to diversify their portfolios and build wealth. There are a variety of real estate investment options and types of properties to choose from and it’s important to understand each if you’re just getting started with this type of investment in your portfolio. Each option… read more…

July 8, 2024Private equity investments often provide access to unique opportunities and companies that are not available through traditional stock markets, which can lead to substantial growth in portfolio value. However, private equity also comes with notable drawbacks. These investments typically require a long-term commitment, often locking up capital for several years, and they tend to be… read more…

July 2, 2024Asset allocation strategies involve spreading investments across different asset classes to balance risk and reward based on one’s financial goals and risk tolerance. By diversifying, investors can protect themselves against market volatility and increase their chances of achieving steady returns. Different asset allocations can cater to varying risk appetites and investment horizons. Choosing an asset… read more…

July 1, 2024Two of the most popular real estate investment strategies include owning rental properties, which provide investors with steady income, and flipping houses, which involves renovating underpriced properties and selling for a one-time profit. However, there are other real estate investment strategies to consider. For example, real estate investment trusts (REITs) provide an option for those… read more…

July 1, 2024Strategic alternative investments can diversify your portfolio beyond traditional stocks and bonds and provide the potential for higher returns. However,  more attention is needed for risk management when investing in them and accessing alternative investments can be more difficult compared to their stock market-based counterparts. Each type of alternative investment carries unique risks and rewards,… read more…

July 1, 2024Commercial property investment can be a lucrative venture, but it requires careful planning and consideration. This asset class includes office buildings, retail spaces, warehouses, multi-family housing and more. Each type of property has unique market dynamics, risk factors and potential returns. You’ll want to review all potential costs, including purchase price, renovation expenses, maintenance costs… read more…