The UFB Portfolio Savings account has a strong APY at 4.57%, which is the highest rate on our list. The account also comes with additional perks. You don’t have to worry about fees digging into your hard-earned money. In fact, the bank offers no monthly maintenance fees when you open a high-yield savings account.
Another perk that comes with the UFB Portfolio Savings account is a complimentary ATM Card. The bank also provides a 24/7 customer service hotline, as well as an online chat function and text messaging. You can also reach UFB Preferred Savings over their mobile app and deposit checks no matter where you are. The bank’s locations are in fewer than 10 states, though it has a large free ATM network that’s about 91,000 machines strong.