Investing

June 14, 2024The first part of building a profitable investment portfolio is having clear financial goals and a firm understanding of your risk tolerance, which will guide your investment choices and asset allocation. It can also help to understand the different asset classes you have to choose from – stocks, bonds, real estate, etc. – and how… read more…

June 14, 2024Portfolio management is the process of managing your assets in pursuit of specific financial goals. It’s not only important to assess your risk tolerance and diversify your investments, it can help to incorporate strategies like dollar-cost averaging and consider the tax implications of your investments. Incorporating these portfolio management tips can help you create an… read more…

June 14, 2024Value vs. growth investing both involve looking for stocks that are priced below the likely strength of the underlying company with the goal of capturing the asset’s eventual gains. But the key difference between value vs. growth investing is that value investing is a long-term strategy, while growth investing is a short-term strategy. A value strategy… read more…

June 13, 2024Venture capital (VC) investing involves providing funding to startups and small businesses with high growth potential. These investments are typically made by venture capital firms or individual investors in exchange for equity, or partial ownership, in the company. The goal is to support the company’s growth and eventually profit from its success, either through an… read more…

June 13, 2024A sustainable portfolio is a collection of investments designed to achieve long-term financial goals while considering environmental, social and governance (ESG) factors. Unlike traditional portfolios, sustainable portfolios prioritize companies that are committed to positive environmental practices, social responsibility, and strong governance policies. This approach not only aims for financial returns, but can also align investments… read more…

June 13, 2024Moving your investments from one brokerage firm to another doesn’t have to disrupt your investment strategy. With a plan in mind, it can be manageable. Most firms also use the Automated Customer Account Transfer Service (ACATS) system to simplify and speed up the transfer of assets. Here’s how to switch brokers and move your investments.… read more…

June 13, 2024When you invest in a certificate of deposit (CD) make sure that you won’t need this money before the end of its term. Although you can legally withdraw this investment early, you will almost always pay a penalty for doing so. Sometimes a fairly steep one.This is called an “early withdrawal penalty.” Here’s what you… read more…

June 13, 2024Risk management is an important part of portfolio management, helping investors grow and protect their wealth regardless of market conditions. By implementing investment risk management strategies, investors can prepare for unforeseen market fluctuations, mitigate potential losses and achieve more stable returns. Need help managing your investment portfolio but don’t know where to start? Consider reaching… read more…

June 12, 2024Diversifying your investment portfolio can be an essential strategy for minimizing risk and optimizing returns. This is done by spreading investments across different asset classes, such as stocks, mutual funds, bonds, and real estate, to avoid overexposure in any one area. Within each asset class, you can further diversify by investing in various sectors and… read more…

June 12, 2024Investment management involves overseeing and handling financial assets like stocks, bonds and other securities. This process includes creating a strategic plan for asset allocation, regularly monitoring investments and making adjustments to achieve financial goals. Financial planning, on the other hand, is a broader discipline that encompasses all aspects of an individual’s financial life. It provides… read more…

June 12, 2024Investment management is a systematic approach that handles investments with the aim of meeting specific financial goals. It involves making informed decisions about assets, portfolios and strategies to maximize returns while minimizing risks. This typically requires using efficient asset allocation and diversification strategies to balance risk and reward. Here are five common steps to guide… read more…

June 10, 2024Diversification is a fundamental investment strategy that involves spreading investments across various financial instruments, industries and other categories to reduce exposure to any single asset or risk. By not putting all their eggs in one basket, investors can mitigate the impact of poor performance from any one investment. Diversification can help achieve more stable and… read more…

June 7, 2024Many fund managers, analysts, brokers and successful individual investors regularly post about their activities and insights online through blogs, newsletters and videos on various social media platforms. Following prominent online investing influencers can help you glean information on current trends and learn successful strategies. Their commentaries can also provide inspiration as you pursue your own… read more…

June 7, 2024Unlike capital gains investing, wherein a portfolio generates money when you sell its underlying assets, income investing involves generating income by holding dividend-paying stocks. Income investing can be a good way to generate compounding returns with the goal of living off your dividends without diminishing your capital. However, dividend investing also tends to generate lower… read more…

June 6, 2024Donor-advised funds (DAFs) offer a streamlined way to give to charity, combining tax advantages with flexibility. One major benefit is the immediate tax deduction you receive upon donating to a DAF, even if the funds are distributed to charities over time. However, administrative fees can eat in to the value of your donation, and while… read more…

June 6, 2024An investment philosophy is a set of guiding principles that shape an individual’s or institution’s approach to investing. It acts as a blueprint, helping investors make consistent, informed decisions aligned with their financial goals and risk tolerance. At its core, an investment philosophy includes beliefs about market behavior, investment strategies and risk management.  If you… read more…

June 6, 2024Over time, market fluctuations can cause your investment portfolio to drift from its intended mix of stocks, bonds and other assets. Regularly rebalancing your portfolio involves selling high-performing assets and buying underperforming ones to maintain your target allocation. This disciplined approach can help manage risk and optimize returns, keeping your investment strategy on track. If… read more…

June 5, 2024Dividend stocks are often a main component of a long-term investor’s portfolio, as they offer the dual benefit of potential capital appreciation and regular income. While growth-oriented companies often reinvest profits back into the business, more established companies may distribute a percentage of their earnings directly to shareholders in the form of a dividend. This… read more…

June 5, 2024Choosing stocks for long-term investing requires a strategic approach based on analysis and informed decision-making. Unlike short-term trading, which aims to capitalize on market fluctuations, long-term investing emphasizes patience and a thorough understanding of a company’s fundamentals and broader economic conditions. Investing for the long haul allows investors to build a diversified portfolio aimed at… read more…

May 31, 2024Real estate can be a good way to diversify your portfolio. There are several ways to access this market, depending on your capital and risk tolerance. Residential real estate can be capital intensive, but can also be potentially lucrative. Buying, selling and renting property can be big business, even at a relatively small level. Even retail… read more…

May 31, 2024Treasury bills, notes and bonds are collectively known as Treasury securities, and are issued by the U.S. Department of the Treasury. It’s also worth noting that the Federal Reserve buys them as part of its monetary policy to aid in controlling inflation and stabilizing the economy. Backed by the full faith and credit of the… read more…

May 31, 2024Nvidia ($NVDA) stock will undergo its sixth stock split with shares trading at one-tenth the price starting June 10, 2024. Before the Q1 2024 earnings call on May 22, 2024 when the split was announced, NVDA closed at $949.50. Since, the stock has reached all-time highs, breaching the $1,150 mark. While the split price will… read more…

May 30, 2024Bonds play an important role in a well-diversified investment portfolio, offering a predictable income stream and potential stability to balance the volatility of stocks. These fixed-income securities have an inverse relationship with interest rates. When rates rise, bond prices fall and vice versa. Understanding the mechanics of bonds, the factors influencing interest rates and the… read more…

May 30, 2024Asset allocation and diversification are cornerstone investing strategies designed to optimize the balance between risk and reward within an investor’s portfolio. Asset allocation involves strategically distributing investments across a variety of asset classes, while diversification entails spreading investments across different sectors or geographical regions to mitigate the risks associated with any single investment. If you… read more…

May 25, 2024Amazon is a Seattle-based retailer and technology company primarily involved in e-commerce, cloud computing (Amazon Web Services), digital streaming and artificial intelligence. It owns dozens of diversified subsidiary companies, with large investments in others. Amazon’s stock is listed on NASDAQ under the ticker symbol $AMZN and is part of the S&P 500 index. Here’s what… read more…