- Pros and Cons of a 529 Rollover to a Roth IRA
A 529 Rollover to a Roth IRA is a financial strategy where an individual transfers funds from a 529 college savings plan, designed to pay for educational expenses, into a Roth IRA. This is a retirement savings account that offers tax-free growth and withdrawals. While it might be a good opportunity to transfer leftover 529… read more…
- Forward Rate vs. Spot Rate: Key Differences for Investors
Both forward and spot rates tend to act as navigation tools in the diverse world of investments. Primarily, the forward rate indicates forecasted interest rates, while the spot rate provides the exact, current market rate for immediate transactions. These data help investors price debt securities, manage looming interest rate risks and make well-informed investment decisions.… read more…
- 10 Great Investing Quotes to Consider
Hearing “a penny saved is a penny earned” from your grandfather may not have instilled the necessary wisdom to save and invest successfully. Fortunately, dozens of successful businesspeople, investors and entrepreneurs have provided their knowledge through books, interviews and more. These quotes offer investors a snapshot of timeless financial advice to help you make smart… read more…
- How to Get a 10% Return on Investment (ROI)
Understanding the concept of return on investment (ROI) is the first step to possibly generating a 10%+ return. Keep in mind, however, that a 10%+ ROI is not a guaranteed result. ROI is a financial metric widely used to measure the possibility of gaining a return from an investment based on its past performance. It… read more…
- Can This Asset Predict a Recession, and Should It Affect Your Portfolio?
For the last year or more, many economists and financial analysts have been forecasting a recession, based on bond rates falling into an inverted yield curve. But instead of slowing down, the U.S. economy has shown indications of a recovery, with strong employment figures, decreasing inflation and overall growth. This has some analysts saying the yield… read more…
- Position Trading Guide for Long-Term Investment Strategies
Investors use position trading to capitalize on longer-term market trends and capture substantial price movements. This strategy aligns with investors who have a broader time horizon, allowing them to hold positions through short-term market fluctuations. Here’s what you need to know. A financial advisor can walk you through different investment strategies for your portfolio. How… read more…
- How to Invest $200K for Monthly Income
Building passive income streams is an effective, low-effort strategy for growing wealth. There are numerous ways to generate passive income, so if you’re exploring how to invest $200,000 to generate monthly income then understanding your options is key. A financial advisor can give you guidance and help you create a comprehensive plan to establish multiple… read more…
- How to Buy an Investment Property With No Money Down
Acquiring investment properties can be a strategic way to diversify your portfolio while building passive income. However, beyond finding the right property, determining the best way to finance the purchase is a key challenge. If you’re looking to invest without depleting your cash reserves, you may be wondering how to buy an investment property with… read more…
- How Much Can You Make in Dividends With $100k?
Popular conceptions of investing involve trading company stock when its value appreciates. However, dividends allow you to profit from holding company stock without having to sell it. Dividends offer investors regular cash payouts from companies they’ve invested in, resulting in passive income. So, how much can you make in dividends with $100K? It all depends… read more…
- What Is a Credit Spread?
You can think of a credit spread as a financial arrangement that allows investors an opportunity to try and generate income by taking a positive position on one option whilst simultaneously taking a negative position on another. Mastering the concept of credit spread and exploring its impact on your investment strategy can provide potential benefits,… read more…
- What Is Total Expense Ratio (TER)?
Total expense ratio, otherwise known as “TER,” comprises the total costs associated with managing and operating an investment fund. They typically applies to the major types of funds, like ETFs and mutual funds. TER can drastically influence investment decisions, as it can affect how much of a fund’s returns are actually being passed down to… read more…
- Does Google Pay Dividends?
While Google is widely known for its success, investors should exercise caution when purchasing its stock. It’s important to note that Google doesn’t pay shareholders dividends to its investors. If you already have investments in Google or are contemplating adding it to your portfolio, it is crucial to grasp its position on dividends, business model,… read more…
- How to Invest in the Solar Industry
The solar industry offers a unique intersection of sustainability and profitability. According to a June 2025 report from Lazard, renewables like solar energy are the cheapest source of power on the market. This cost-effectiveness may present enticing investment opportunities for some but, like any venture, investing in solar power requires a solid grasp of… read more…
- What Is a DRIP Investment Strategy?
A Dividend Reinvestment Plan, commonly referred to as a DRIP, is an investment strategy that allows investors to reinvest their cash dividends into additional shares or fractional shares of the underlying security on the dividend payment date. To explain this “reinvestment mechanism” in layman’s terms, it’s very similar to rolling a snowball down a hill… read more…
- What Is the Dividend Growth Investing Strategy?
Dividend growth investing focuses on buying stocks in companies that regularly increase their dividends. Unlike strategies that prioritize high-yield stocks, this approach emphasizes the growth of dividends over time. It’s important to note that this strategy isn’t inherently “better” than others, but may align best with an investor’s financial goals or risk tolerance. A financial… read more…
- Who Sells Annuities and Where Can You Buy One?
Annuities are contracts between an individual and an insurance company. In exchange for a lump sum or series of payments, the insurance company guarantees regular disbursements, beginning either immediately or in the future. Annuities can typically be purchased from banks, brokers or insurance companies. Where you want to buy an annuity may depend on what… read more…
- What Is Sustainable Investing?
Sustainable investing is an approach for generating financial returns while also having a positive impact on the environment and society as a whole. Sustainable investing looks beyond the financial scope of a company or an asset, and considers various environmental, social and governance (ESG) factors. Let’s delve deeper into sustainable investing, strategies for implementing it… read more…
- 5 Reasons to Invest in Multifamily Real Estate
Multifamily real estate investment is gaining traction as a smart avenue for steady income and capital appreciation. This form of investment involves purchasing a property that houses separate units, each of which can be rented out to tenants. There are several notable reasons to invest in multifamily properties, including portfolio growth, passive income opportunities, numerous… read more…
- How to Prepare Your Investment Portfolio for Climate Change
How will climate change impact your finances? It’s likely a question you have pondered, especially as the effects of climate change continue to escalate. While we grapple with this global issue, climate change should also compel us to reconsider our investment strategies. This guide is designed to help you prepare your portfolio by explaining climate… read more…
- What Is Contrarian Investing?
Have you ever considered going against the crowd in your investment decisions? This seemingly unconventional practice is not only exciting but also has the potential to yield significant returns. Welcome to the concept of contrarian investing – a strategy that encourages distinctiveness from herd mentality. In the complex world of investment, breaching the influence of… read more…
- What’s a Good Return on Investment (ROI)?
Just like a seasoned sailor navigates through the vast sea using a compass, a savvy investor uses the return on investment (ROI) as a key compass in navigating the sea of financial decisions. However, understanding what constitutes a good ROI is crucial for making sound financial choices, whether that’s investing in stocks, bonds or real… read more…
- Mutual Fund Fees, Costs and Other Expenses
Investing in mutual funds can often make you feel lost, with an array of complex terminologies, fees and hidden charges. Mutual funds are one of the most popular investments because of the risk avoidance and diversification. However, mutual funds come with fees that require you to really take a hard look at what you’re paying… read more…
- What Are Investment Expenses and Which Are Tax Deductible?
Investment expenses include costs tied to managing or producing investment income, such as advisory fees, custodial fees and research subscriptions. But can you deduct investment-related expenses on your tax return? Under current tax law, most miscellaneous itemized deductions—including investment expenses—were suspended through 2025 by the Tax Cuts and Jobs Act. This means that, for now,… read more…
- Top Investing Apps for Beginners
Woman using an investing app
- How Does Diversification Protect Investors?
Investing can be a complex field layered with potential pitfalls and unforeseen risks, which is why so many investors seek diversification. The cornerstone of diversification is its potential to disperse risk. You can spread the risk of volatile investments or industries across multiple investments. It can be difficult finding the right diversification mix for you,… read more…