- So Long, ETFs: Direct Indexing Is All the Rage
ETFs made their debut in the ’90s as a popular security that allowed investors to have an alternative to traditional stock purchases and mutual funds. Through ETFs, investors could obtain a passively managed portfolio with no minimum investment and various… read more…
- Investment-Grade Corporate Bonds Can Help You Fight Inflation
Amid market turmoil, every investor is looking for ways to protect his or her portfolio. According to research from AllianceBernstein, investment-grade corporate bonds have promising yields and spreads to provide this protection. Unlike stock investments which are temperamental and leave… read more…
- Selling Off Investments and Parking Money in Cash? Don’t Make This One Mistake
With interest rates rising to levels not seen for years, this is a good time to evaluate where you are parking your cash. Some securities and accounts offer newly attractive annual percentage yields (APY), while other types of securities and… read more…
- Portfolio Variance: Investing Guide
Portfolio variance measures risk by assessing the dispersion of asset returns in a portfolio. Essentially, portfolio variance measures the spread of returns in a portfolio. A portfolio full of assets that have high correlations will have higher portfolio variance. If… read more…
- Why Now May Be a Good Time to Invest in Dividend-Paying Stocks
The market is down and inflation is up – so what’s out there for an investor looking for growth, appreciation and stability? You can try dividend-paying stocks. Many companies that pay dividends are still profitable during a market downturn so… read more…
- Cash is King Now, Not Gold
While gold has long been considered a safe haven in times of market volatility, investors are actually pulling out of the metal of Midas at this moment for a somewhat different choice — cold, hard cash. Gold prices dropped 2.2%… read more…
- This Popular Portfolio Strategy Can Actually Make You Lose Money
Many long-term investors have championed the 60/40 portfolio, which holds 60% in stocks and 40% in bonds, as a classic investment strategy that can deliver risk-adjusted returns. But Morningstar says that persistent inflation and interest rate increases in 2022 have… read more…
- Retirees Don’t Need to Bail on the Market
Falling stocks don’t mean it’s time for retirees to bail for cash Stocks are down and could be headed even lower, as the Federal Reserve remains laser-focused on battling inflation — even if that pushes the economy into a full-blown… read more…
- How Much Can Investing $1,000 Per Month Give Me?
Investing $1,000 per month for 30 years at a 6% rate of return hypothetically will give you an investment portfolio worth more than $1 million. This result is hypothetical because it doesn’t take into account taxes, fees, varying rates of… read more…
- What Is the Investment Horizon?
Your investment horizon is the time you expect to hold investments in your portfolio. Along with risk tolerance, expected rate of return, starting balance and anticipated future contributions, investment horizon is one of the key considerations guiding asset allocation and… read more…
- With Bond Funds Battered, Investors Might Want to Climb a Treasury Ladder
In times of changing interest rates, Wall Street traders like to say, “Don’t fight the Fed.” With returns on bond funds plummeting that could be good advice for fixed-income investors, too. Let’s take a look at why bonds are plummeting… read more…
- How Much Investing $500 Per Month Can Give You
Whether you’re investing $50 or $500 per month, it can be a great idea to regularly invest in the market if you’re looking for long-term growth for retirement. For most households, regular, fixed investments are one of the best ways… read more…
- How to Invest in Movies and TV Shows
Entertainment is big business. Together, movies and TV shows are worth hundreds of billions of dollars each year. The most successful products, like a new Marvel movie or live sports, can make hundreds of millions of dollars in profits on… read more…
- Don’t Lose Sight of This One Major Silver-Lining to Rampant Inflation
There are a lot of reasons the stock market has been down lately — from politics, to COVID recovery, to the simple fact that the economy is cyclical and you can’t expect a bull market to last forever. One reason… read more…
- What Is Impact Investing?
Impact investing is a strategy that aims to create a positive social or environmental impact while also providing competitive financial returns. Impact investors may buy shares of a company that promotes women more frequently than other firms or avoid purchasing… read more…
- Active Funds Struggle to Beat Passive Funds: Which Should You Buy During Volatility?
Active fund managers make their reputation on helping investors navigate skillfully through volatile markets. But only 40% out of almost 3,000 active funds survived and outperformed average passive funds between June 2021 and June 2022. Here’s what Morningstar’s semiannual report… read more…
- How Many Stocks Should You Hold In a Portfolio?
For most household investors, your portfolio is generally a mix of three main asset classes: stocks, bonds and banking products. By banking products, we mean anything ranging from a savings account to a certificate of deposit that you hold with… read more…
- What Is a Share Certificate?
Investing in stocks can be a terrific way to own a stake in your favorite companies while building wealth. A share certificate is a legal document that specifies how many shares of a company or business you own. Share certificates… read more…
- How to Invest With Little Money
Investing is an important part of any financial plan. Trading stocks, exchange-traded funds (ETFs) and other securities can help you to build wealth over time. And, typically, the sooner you begin investing, the better. The good news is that you… read more…
- How to Invest in Real Estate With Little Money
Real estate investing can seem daunting. But it doesn’t have to be that way. If you want to invest in real estate with little money, there are four common ways you can start building your portfolio. Here’s a breakdown from… read more…
- Morningstar Tells Investors This Metric Is More Important Than Stock Value or Growth
If you want to invest your money in a smart way, financial experts have recommended avoiding big, high-growth stocks in favor of value names that aren’t as popular. The basic strategy: identify opportunities while minimizing some risk. But the Chicago-based… read more…
- How Much Interest Can $500,000 Earn Per Year?
The savings and fixed-income landscape grows more diverse every day and individuals have many options at their fingertips. When making an investment, you will want to consider how much money you could get in return. Here’s a breakdown of how much… read more…
- How Much Interest Can $75,000 Earn Per Year?
Saving and investing money are two keys to building wealth. The more you have to save or invest, the more your money can grow as it earns interest. There’s a significant difference, for example, between saving $500 and $75,000. So… read more…
- How Much Interest Can $50,000 Earn Per Year?
A sum of $50,000 in cash can earn about $195 a year in an average bank savings account or as much as $2,300 if you put it into a high-quality corporate bond fund. Other options include money market accounts, money… read more…
- Prospect Theory: Investment Guide
You invest money to grow it but emotions can play a significant role in your decision-making when trying to prevent losing money. Prospect theory is the idea that people value gains and losses differently, even when potential outcomes are the… read more…