- How to Measure and Manage Exchange Rate Risk
The value of money is always changing. Currency in one country on one day reflects the specific economic health of that place at that time. Depending on the country, fluctuations can be small or wildly different from day to day… read more…
- Where Do Billionaires Keep Their Money?
Billionaires have been able to not only acquire wealth but most have gradually built it over time. This means that many have had successful investments, which makes it natural for everyone else to wonder where they are investing or keeping… read more…
- Guide to Biblically Responsible Investing
Religion is very important to a lot of people, though attendance at religions institutions has certainly fallen in recent decades. Fully 49% of Americans said that religion was a “very important” part of their lives in a 2021 poll from… read more…
- How Fidelity Says to Invest During Today’s Late Business Cycle
The U.S. economy has moved into the late phase of the business cycle, according to Fidelity Investments, and that means investors should review their portfolio and its asset allocation and consider tactical adjustments. The late stage of the business cycle… read more…
- Investing vs. Gambling: What You Need to Know
Investing in the stock market comes with inherent risks. In fact, one could equate investing to gambling because of the up-and-down nature of the market as a whole. However, this isn’t quite as true as it may seem. While there… read more…
- Schwab: Here’s Are 3 Things Long-Term Investors Should Do Now
For most people, investing is a long-term game. You aren’t looking for a quick score to get an influx of cash you can spend on a new Sea-Doo; rather, you’re looking to slowly but surely build wealth so that you… read more…
- What Is a 3(16) Fiduciary?
A fiduciary, in general, is a person or entity that manages property or assets for another party. A fiduciary for a retirement plan is responsible for the daily operation of a retirement plan, with duties outlined by ERISA. A 3(16)… read more…
- Series I Savings Bonds vs. TIPS
If you’re looking for an investment option that is less volatile than the stock market, your options aren’t limited to savings accounts. Both TIPS and Series I savings bonds are investments that help you protect your principal while earning over… read more…
- What Is a Barbell Investment Strategy?
Every investor needs to choose a strategy that makes sense for them and helps them achieve their financial goals. The barbell strategy is one investment strategy that might suit your needs if you have the time to properly manage it… read more…
- Nominal Yield: What It Is and How to Calculate It
Bonds can add diversification to a portfolio if you’re looking for fixed-income investments. If you’re new to bond investing, you may not be familiar with certain key terms, such as nominal yield. A bond’s nominal yield represents its coupon rate… read more…
- What Is Value Averaging in Investing?
Value averaging is an investment strategy that advocates adjusting how much you put into the market each month based on your specific goals and how your portfolio is performing. That type of approach is a departure from dollar cost averaging,… read more…
- What Is Private Credit?
Savvy investors are always looking for ways to diversify and strengthen their portfolios. However, finding profitable investments can be particularly challenging when the economy experiences inflation and recession-like conditions. Fortunately, private credit has emerged as a high-yield investment in the last decade.… read more…
- The Role of a Real Estate Portfolio Manager
Many investors want to invest in real estate, but they don’t want the responsibility of owning individual properties. To invest in real estate without the headaches, you can invest in a portfolio of properties with professional management. Real estate portfolio… read more…
- 8 Best Portfolio Management Software
Whether you’re an individual investor or a portfolio manager, the right portfolio management software can make a huge difference. The best software provides valuable tools to help you better analyze your overall portfolio and each investment individually. It can screen… read more…
- Discretionary vs. Non-Discretionary Investment Accounts
The difference between discretionary and non-discretionary accounts is critical, but very few individual investors even know this difference exists. The biggest difference is that with a discretionary account, your broker has the authority to make any decisions that they want… read more…
- 401(k) vs. Savings Account
When saving for retirement, deciding where to keep your money is just as important as figuring out how much to set aside. Depending on where you work, your options might include a 401(k) plan. You could also stash retirement funds… read more…
- Inflation Reduction Act: How Taxing Stock Buybacks May Affect You
The Inflation Reduction Act of 2022 levies a 1% excise tax on corporate stock buybacks, beginning in 2023. It was added by senators in exchange for not eliminating the carried interest loophole. The tax is expected to boost federal revenue… read more…
- Vanguard Says Bonds Are Back. Here’s Where You Could Make Money
While the markets reflect worry about a possible recession, Vanguard says that bonds could offer long-term investors opportunities to make money with yields above inflation. Furthermore, the financial firm believes that investors could also use bonds as a “stable hedge… read more…
- How to Beat the Market
Beating the market by getting a better return on your investments than the overall market is difficult. However, some investors and investment companies make it their business to beat the market over time. Market-beating investors follow a variety of strategies.… read more…
- This Type of Fund May Help During a Recession
Retail investors everywhere want to know: how do we beat the recession? While experts may be somewhat divided over whether or not the U.S. economy is currently in a recession (some of which depends on which political party you are… read more…
- When to Sell Stocks: Investment Guide
The stock market can be volatile, creating ups and downs that can be impossible to predict. Knowing when to sell stocks can make a big difference in your long-term investment portfolio whether you’re only investing long-term or if you’re looking… read more…
- What Is a Bear Market in Real Estate?
A bear market for stocks generally means that prices have declined by more than 20% from their recent highs, as measured by a market index. A bear market can also happen in real estate so it’s important to understand how… read more…
- SEC Approves New Investment Product, Single-Stock ETFs: Proceed With Caution
A brand new product has hit the market: the SEC has approved the use of single-stock ETFs, the first eight of which have been introduced by AXS Investments. These leveraged products are built to magnify the gains and losses from… read more…
- Just Accept It, You Can’t Time the Market: Do This Instead During Market Volatility
The war in Ukraine, ongoing Covid concerns, market volatility and the threat of a recession are enough to make even seasoned investors anxious – particularly about how much of their portfolio is in stocks. Amid all the stress, including about… read more…
- This Type of Equity Is (Finally) Reasonably Priced – Don’t Overlook It
Preferred equities are finally reasonably priced and this asset class has also become appealing in other ways. There are three reasons right now to consider adding them to your investment portfolio: the lower price, modest risk and technical support for… read more…