- Ways to Invest $100k for the Short-Term
Whether you’re saving for a down payment, renovation or wedding, you might be looking for a place to park your cash until you need it. Short-term investments may not offer the same returns as long-term ones, but they reduce risk, grow modestly and stay accessible. So, if you have a lump sum of money ready to invest,… read more…
- Strategic vs. Tactical Asset Allocation
When constructing an investment portfolio, deciding between strategic vs. tactical asset allocation is an important choice. Which approach is best for your investments? The answer depends on your individual financial goals and circumstances. Understanding the distinction between the two can enhance your overall investment strategy. Here’s a closer look at how strategic and tactical asset… read more…
- Gold vs. Silver Investments: Which Is Better?
Commodities trading means you’re buying and selling raw materials rather than finished products (like a house) or financial assets (like stocks and bonds). Commodities are assets like corn, coffee, lumber and ore. One common form of commodities trading is investing… read more…
- Are Annuities Safe to Invest In?
There are many financial products you can choose to invest in as a part of your retirement portfolio. One of the most complex is an annuity, which is a product that requires a premium payment up front in exchange for… read more…
- What the SEC’s New Climate Rule Means for Your Investments
ESG investing, which stands for environmental, social and corporate governance investing, has soared in popularity as individuals across the globe increase their demand for social accountability. Now, the Securities and Exchange Commission (SEC) has proposed for the first time that businesses disclose with their shareholders exactly how they affect the climate–a rule long-championed by environmental… read more…
- How to Invest for Your Kids
Investing for your children might be a strange concept to grasp – children don’t usually have income, so why would they need you as a caretaker to add yet another financial responsibility to your plate? The answer is more forward-looking… read more…
- What Is a Restricted Stock Unit (RSU)?
A restricted stock unit (RSU) is a form of common stock that a company promises to deliver to an employee at a future date, depending on various vesting and performance conditions. Restricted stock units are not received until these restrictions… read more…
- What Is the Average Investment Management Fee?
Average investment management fees are around 1%, which means thata $1 million account would have to pay investment management fees of approximately $11,700 annually for services rendered.Fees would likely be paid quarterly. However, there are many factors to consider regarding investment-related costs. Consider asking a financial advisor about what fees you can expect while partnering… read more…
- Investment Options and Potential Returns on $500,000
Whether you’re planning for the future or already have a strong financial foundation, it is always wise to put careful thought into the decisions you make for your money. If you have $500,000 to invest, choosing the right investments can set you up for long-term growth and financial security. Using SmartAsset’s investment calculator, we explore… read more…
- 529 Investment Strategy by Age
College costs continue to rise, creating financial pressure for many families. Even an in-state public university averages $27,146 per year for tuition, fees and living expenses, according to a 2025 report from Education Data Initiative. That figure nearly doubles to $58,628 per year at private institutions. To prepare for these expenses, many families turn to… read more…
- Guide to High-Net-Worth Wealth Management
Having a high net worth does come with its own set of challenges, one of which is the effective management your money. While there are basic principles to help guide your investing strategy, there are specific actions you can take… read more…
- 5 Bear Market Investing Strategies
As an investor, you are used to seeing prices rise and fall regularly. But at times, you might encounter a prolonged drop in prices. It might be a bear market, which happens when the prices of key assets fall in… read more…
- Alternative Investment Platforms to Consider
Diversification is the key to any long-term investing strategy. Whether this means building some speculation into a conservative portfolio or vice versa, you want your money spread out over a variety of assets. In recent years, many investors have begun to embrace alternative investments as a good way to achieve this. For help investing in… read more…
- How to Invest in NFTs: Guide
Non-fungible tokens, or NFTs, have become the next big thing for many traders who operate in a blockchain environment. Built on the same coding format as cryptocurrency, this market has scaled almost instantly. Traders have made fortunes overnight selling pictures… read more…
- Schwab Unveils New AI Tool to Help You Pick Better Stocks
Choosing where to invest your hard-earned dollars can prove challenging — especially given the overwhelming amount of information out there for novice investors.. The rise of low-cost trading platforms has equalized access to many types of investments, but it remains difficult to determine which companies may perform well in the future. Investment firm Charles Schwab… read more…
- Should You Invest in Gold for Retirement?
Many investors believe that gold is a safe long-term investment that can be used to hedge against risk. But should you include this precious metal in your retirement portfolio? Gold can be a highly volatile asset, with an unpredictable price… read more…
- What to Know About Automatic Rebalancing
A diversified portfolio enables investors to minimize risk while participating in multiple investment sectors. Over time, the performance of these different sectors causes your portfolio to be out of balance. Rebalancing brings your investment assets back to your intended allocation… read more…
- What Is a Guaranteed Investment Certificate (GIC)?
A guaranteed investment certificate (GIC) is a financial product that offers low-risk and a guaranteed rate of return. Don’t confuse it with a guaranteed investment contract, which also uses the same GIC acronym. Guaranteed investment certificates are sold by Canadian banks, credit unions and other financial institutions and can be insured by the Canadian Deposit… read more…
- How to Invest $40,000: 7 Smart Investments
If you came into an extra $40,000, how would you use it? It might be tempting to put that money into something instantly gratifying, like a vacation. But for some, it may be wiser to use those funds to invest in your future. In a few situations, that might mean paying down debt first. Or… read more…
- Platinum vs. Gold Investment: Which Is Better?
Most investors are familiar with traditional assets, such as stocks, mutual funds, bonds and exchange-traded funds (ETFs). But if you have the goal of diversification, you may want to look toward other investments. Platinum and gold are two precious metals and… read more…
- Goldman Sachs Says There’s a 35% Chance of a Recession Coming: Here’s What to Do
It’s no secret that there’s a lot of scary things going on in the world right now — the continuing COVID-19 pandemic and the war in Ukraine chief among them. These world events also have impacts on the financial world.… read more…
- How to Invest in Royalty Income
Investing in royalty income can provide long-term returns to investors seeking to fund retirement or diversify a portfolio beyond stocks and fixed-income securities. Owning rights to royalties provides a steady income that tends to be insulated from fluctuations in the… read more…
- Will the ‘Great Resignation’ Hurt My Stocks?
The so-called Great Resignation is having a wide-ranging impact on our economy and the stock market. To retain and recruit employees, companies are having to pay higher wages. Having more money in their pocket fuels consumer demand for goods and services, which in turn has fueled inflation. The stock market has been impacted by high inflation… read more…
- When Do Savings Bonds Mature?
Savings bonds offer a way to start investing in a particularly low-risk, low-cost fashion — making them the favorite investment vehicle of grandparents and grandchildren everywhere. Savings bonds are easy to buy from the U.S. Treasury and reach maturity after 30 years. The two types of bonds currently being sold, Series EE and Series I,… read more…
- Fidelity Says Now May Be the Time for Premium Bonds
When building a portfolio, it is important to look for balance in terms of the types of assets you purchase. While stocks are often viewed as more exciting, that doesn’t mean bonds can’t play an important role in building your investment base, even if you’re younger and generally more interested in an aggressive strategy. This… read more…