- Here’s What You Need to Know About Goal-Based Investing
Many investors save as much as they can for as long as they can without a specific goal in mind. While this approach can build a solid nest egg, it lacks one of the most fundamental aspects of setting goals… read more…
- You Need These 3 Investments in Your Portfolio: The UN Climate Summit Shows Why
The eyes of the world are on Glasgow, Scotland, where nearly every nation on Earth is participating in the United Nations Climate Change Conference. While the COVID-19 pandemic postponed last year’s COP26 summit, this year’s conference marks a pivotal moment in the fight to limit the effects of climate change — and there could be… read more…
- Webull vs. TD Ameritrade: How They Compare
TD Ameritrade and Webull are two of the top online investment brokers. Webull offers investment products for investors who tend to trade frequently. It has a strong platform with technical analysis tools and market research. It is commission-free except for… read more…
- Why Investors Are Piling Into This Often-Overlooked Security
With proposed legislation to raise income taxes and capital gains taxes circulating in Washington, D.C., municipal bonds have become an attractive option for investors seeking tax-free income and low risk investments for their portfolios. However, it’s important to note that rising interest rates and credit perils can pose serious risks, particularly when it comes to high-yield… read more…
- Crypto vs. Stocks: Which Is Better?
Stocks and cryptocurrencies are dramatically different investment assets. While both are generally liquid assets that belong in the speculative side of your portfolio, the similarities end there. These are very different types of securities and belong in very different parts of your portfolio. Here’s a summary of these two types of securities. A financial advisor… read more…
- Are Municipal Bonds Always Tax-Free?
Municipal bonds are a compelling option for investors seeking consistent income with minimal credit risk. Tax-free municipal bonds, in particular, offer an added advantage due to their tax-exempt status. However, it’s important to note that this tax-exempt status isn’t always guaranteed. There are specific situations where income from municipal bonds may still be subject to… read more…
- How to Invest in Crypto ETFs
There’s currently one way to buy cryptocurrency exchange-traded funds in the U.S. — through the Bitcoin Strategy ETF that deals in Bitcoin futures traded on the Chicago Mercantile Exchange. More such possibilities are on the horizon stateside, but these products… read more…
- How to Invest in Blockchain
Blockchain is a peer-to-peer distributed ledger technology (DLT) system that is decentralized. It makes the records of digital transactions transparent and unchangeable. Blockchain is a relatively new and exciting technology that has gained a lot of interest from investors. Some think… read more…
- How to Stop Making This Common But Costly Investing Mistake
Is your mind playing tricks on you when it comes to investing? It’s no secret that everyone should be investing for the future. Even if you’re extremely risk-averse, investing your savings in stable investments like exchange-traded funds (ETFs) or bonds will likely yield significantly higher returns than stashing your money away in a bank account.… read more…
- How to Find the Right Asset Allocation for Your Needs
Asset allocation means the mix or range of investments you hold in a portfolio. It’s one of the most basic investing terms to know and also one of the most important. Choosing the best asset allocation for your needs can make a difference when it comes to achieving your long-term financial goals. There are different… read more…
- Bitcoin vs. Gold: Which Should You Buy?
The COVID-19 recession may have gotten you thinking about how to preserve your wealth. Many investors consider store-of-value assets like Bitcoin and gold as ways to preserve wealth. For example, gold has thousands of years behind it as a universally… read more…
- There’s a New Way to Bet on Bitcoin
There’s a new way to invest in the world’s largest cryptocurrency — kind of. ProShares launched its Bitcoin exchange-traded fund on Tuesday, the nation’s first ETF linked to the $1.1 trillion cryptocurrency. The fund, known as the Bitcoin Strategy ETF, doesn’t directly invest in the cryptocurrency, though. Instead, it deals in Bitcoin futures traded on… read more…
- You Can’t Ignore Inflation Any Longer: Here’s How to Beat It
Inflation is getting harder to ignore. What monetary authorities have been dismissing for months as nothing more than the economic equivalent of a passing rain shower is starting to feel like a soaker. In August, the head of the U.S.… read more…
- Women Outperform Men in Investing: Here’s Why
When it comes to the world of finance, there’s no shortage of male presence. There are far more male CEOs of Fortune 500 companies than there are females, and the financial industry is dominated by men up and down the chain of command. For some, this sends a signal that men must be better at… read more…
- What the Fed’s New Inflation Worries Mean for Investors
The Federal Reserve may be losing confidence in its long-standing prediction that current inflation is temporary. Or at least the U.S. central bank appears to be bracing for “temporary” to last longer than earlier thought. And if that newfound caution… read more…
- What Does Diamond Hands Mean?
Diamond hands is a term that has been popularized by the cryptocurrency community. In a nutshell, it means holding on to an investment asset despite volatility and risks. Rather than running for a haven when an asset is taking a beating or appears poised to sustain serious damage, an investor with diamond hands battens down… read more…
- What the Breakeven Inflation Rate Tells Investors
Investing is about more than just saving enough money for retirement. It requires investors to think about inflation, especially when it comes to a retirement portfolio. Without factoring in the effects of inflation over the years to come, those savings might not be enough to last. The breakeven inflation rate is a predictive measurement that helps… read more…
- REITs vs. Stocks: Investment Guide
When building your investment portfolio, understanding the differences between REITs and stocks can significantly impact your financial future. Real Estate Investment Trusts (REITs) offer investors a way to add real estate to their portfolios without directly purchasing property, providing steady income through dividends and potential appreciation. Traditional stocks, meanwhile, represent ownership in companies across various… read more…
- Fee-Based Advisors vs. Commission-Only Advisors
When working with a financial advisor, one of the most important questions to ask is how exactly the advisor will be making money. Broadly speaking, there are two ways financial advisors get paid: commissions and fees. Commissions are fees paid by the client for completing a discrete transaction, such as buying shares of a mutual… read more…
- What Are Non-Statutory Stock Options?
Stock options are a way to reward employees with increased compensation. This also encourages employees to think about themselves as stakeholders in the company’s success and act accordingly. One form of stock options is non-statutory stock options (NSOs), which are… read more…
- Exercising Stock Options
Stock options have gained significant traction as a preferred form of employee compensation in recent years, offering a unique way to align employee interests with company performance. These options grant employees the right to purchase company shares at a predetermined price, often referred to as the “strike price,” at a future date. By tying compensation… read more…
- Risk-On in the Stock Market: Investment Guide
Stock market investing is often about following trends. Traders, investors and analysts often try to gauge investor sentiment to understand which direction the winds are blowing so that they can profit from them. A “risk-on” environment indicates that investors are… read more…
- Beginner’s Guide for Retail Investors
There are so many choices, acronyms and tax codes in the investing world that many people get intimated and never start. While there are complex investments available, beginning to invest doesn’t have to be difficult. In this beginner’s guide to investing, we’ll cover the basics to help you get started with your first investment. Additionally,… read more…
- What Happens to Options When a Stock Splits?
An investor who owns call options on a stock that splits will wind up owning more options on the stock. However, having a larger number of options won’t increase the value of the options. That’s because the price of the underlying stock will be decreased when the stock splits. The change in stock price is… read more…
- Understanding How the Secondary Market Works
The secondary market is where investors buy and sell previously issued securities. It is important to the economy because it promotes capital formation and provides for price discovery based on the economic laws of supply and demand. In addition, it enhances liquidity and, because it is heavily regulated, gives participants a measure of assurance that… read more…