- 10 Retirement Terms Made Simple
It’s best to begin saving for retirement sooner rather than later to ensure that your 65-year-old self is as financially secure as possible. But all the jargon associated with retirement plans can make them almost impossible to comprehend. It’s time for… read more…
- The Pros and Cons of Target Date Funds for Retirement
Maybe your 401(k) is invested in a target date fund, or you’re considering a target date fund for your IRA. You should know about the growing debate around an important question: How well do these funds work as retirement savings vehicles? Read on for the pros and cons of these popular funds. Find out now:… read more…
- 2024-2025 Retirement Contribution Limits
Funneling money into a tax-advantaged account, such as an IRA or a 401(k) is a must if you’re banking on enjoying a comfortable retirement. These kinds of accounts offer a much higher rate of growth compared to a regular savings… read more…
- Filing Bankruptcy in Retirement? What You Need to Know
Ideally, by the time you reach retirement age, you’ll have accumulated enough savings to sustain a comfortable standard of living. Unfortunately, that’s not always the case for seniors who find themselves entering their golden years saddled with debt. Faced with… read more…
- Top Business Opportunities for Retirees
To many, an imminent retirement can seem like a prison sentence. They feel they will be cut off from the world and locked away, enjoying only the occasional weekend visit by family and friends. For those who want a little more… read more…
- How to Save for Retirement Without an Employer Savings Plan
The sooner you can start saving for your retirement, the better. Plus, saving for your retirement is often made a lot easier with the help of an employer savings plan. However, not everyone has access to a 401(k), 403(b) or… read more…
- 5 Retirement Planning Moves for Late Starters
When you’re trying to build your nest egg, it’s best to start setting money aside as soon as possible. The longer you put it off, the less time your assets have to grow. If you wait too long, you risk… read more…
- Don’t Forget About Life Expectancy When Planning For Retirement
There’s a lot of variability when it comes to planning for retirement. If you’re a 20, 30 or even 40-something plugging away at your day job, you’ve probably entered your information into a retirement calculator once or twice just to see what came up. It’s always fun to think about retirement no matter how far away… read more…
- 5 Popular Countries to Consider for Retirement
When it comes to retirement there are a number of things that need to be considered. One of the most important is where you are planning to live during your golden years. For many North Americans, retiring abroad is becoming… read more…
- Should You Be Mortgage Free When You Retire?
When you sign the dotted line on that 30-year mortgage, you’re probably thinking how great it will be to have that house paid off right around the time you retire. But most people don’t live in the same house for 30 years like they used to. Plus some choose to take on second mortgages through… read more…
- 5 Ways You Could Be Sabotaging Your Retirement
Wanting a financially sound retirement and actually achieving it are two different things. Without a solid plan for reaching your retirement goals, your golden years could end up being somewhat tarnished. Securing your financial future is all about making the… read more…
- How Rising Interest Rates Affect Retirement
What may be good for the economy may not have been good for retirees. When the markets crashed and the economy tanked the Federal Reserve lowered interest rates. Then they lowered them some more and then lowered them still further… read more…