- The Safest Cities in America in 2018
When families are looking to move to a new area, they often consider the affordability of a new city, their new commutes and the quality of local schools. But one factor they can overlook is safety. More than just being crime-free, a safe city also has careful drivers and clean air. While danger can take… read more…
- What Time Does the Bank Close?
While there’s a lot you can do at an ATM or through a mobile banking app, there are times when you need to visit an actual bank branch. So what time does the bank close? In the past, all bank… read more…
- The Best Cities for Beer Drinkers – 2018 Edition
Just six years ago, the Census Bureau estimated there were only 880 breweries in America. But the craft beer revolution took off: By 2016, the Census Bureau pegged that number at 2,802, 2,605 of which belonged to the microbrewery category. In fact, nearly one in four U.S. counties can boast having a beer brewery within… read more…
- The Most Fitness-Friendly Places for 2019
The new year is a time to reflect on which aspects of our lives we can most improve. For many people, that may mean a remorseful peak into their savings account or a regretful pinch of the waistline. Statistically speaking, losing weight or eating healthier tends to dominate surveys of Americans’ new year’s resolutions —… read more…
- What Is the Average CD Rate?
Certificates of deposit, or CDs, offer a reliable and structured approach to savings. A CD has a set term length. Once you make your initial deposit, you can’t touch that money until the term ends. This allows your money to… read more…
- How to Get Your Bank Statement Online or By Mail
Every month, your bank prepares a document for you showing all of of your transactions for the past month. This is called a bank statement. It’s important to review your bank statement regularly – in part to ensure there aren’t… read more…
- Ally vs. Barclays Bank
Online-only bank accounts are increasingly popular. They tend to offer better interest rates than typical banks because they don’t have to pay the costs of having brick-and-mortar locations. Two popular online banks in the U.S. are Ally Bank and Barclays… read more…
- Are Money Market Accounts FDIC-Insured?
Money market accounts work like a blend of a savings and a checking account. They come with the potential to earn higher interest rates, but may also let you write checks. Luckily, these accounts are FDIC-insured, which keeps your money… read more…
- Top 10 Cities With the Largest Rent Increases – 2018 Edition
The fear of skyrocketing rents can consume the thoughts of Americans who don’t own their homes. Despite an improving economy and low unemployment rates, rent increases continue to chip away at earnings. And when residents are forced to devote ever-increasing portions of their paychecks to rent, the scenario not only impacts their ability to pad… read more…
- The 10 Best Mobile Banking Apps of 2023
Mobile banking apps have come a long way. Once upon a time, features like mobile check deposit were considered cutting edge. Now, consumers have come to expect that kind of functionality, along with seamless money transfers, bill pay, ATM locators… read more…
- Health Savings Account (HSA) Providers to Consider
One way to save for future medical costs is to invest in a health savings account (HSA). It provides you with some great tax breaks while also helping you save for future healthcare expenses. These investments could prove vital amid daunting healthcare costs you may face as you get older, especially during retirement. You can… read more…
- Where Workers Are Most Committed to Their Jobs
Feel like you’re slogging away at the office with no reprieve in sight? Maybe you’re grinding out those long days to show your loyalty to your company and nab a promotion? Sure, some American cities have well-established reputations for their hectic work schedules. In New York or San Francisco, for instance, it’s not unusual to… read more…
- Are Banks Open on Christmas Eve?
Most major banks will be open on Christmas Eve 2018, even though it’s a federal holiday and generally recognized as a bank holiday. Still, some banks do observe Christmas Eve. We’ll discuss which ones will open their doors before Santa… read more…
- Are Banks Open on Black Friday 2025?
Though it may seem like an unofficial federal holiday, many banks are actually open on Black Friday. However, in many states the day after Thanksgiving is considered a state holiday, which means bank locations in those states may be closed.… read more…
- Are Credit Unions FDIC-Insured?
Even though credit unions are not FDIC-insured, they still enjoy strong protection from the federal government. In fact, a different entity essentially does for credit unions what the Federal Deposit Insurance Corporation (FDIC) does for banks. The National Credit Union… read more…
- Axos Bank vs. Ally
These days, more and more people are managing their entire financial lives online. As a result, online banks are competing to offer the best products. Two that stand out today are Axos Bank and Ally Bank. Both are known for… read more…
- 9 Ways to Send Money to Someone Without a Bank Account
If you’re trying to send money to someone, you may consider just transferring funds to the person’s bank account, but many people don’t have bank accounts. In fact, a recent FDIC survey revealed more than 9 million Americans fall into… read more…
- The Best Places to Work in Manufacturing – 2018 Edition
Manufacturing used to be one of the largest industries in America. In 1910, the Bureau of Labor Statistics estimated that nearly one-third of workers worked in manufacturing. Today, that number has shrunk to 8.7%. Many smaller cities that historically relied on these manufacturing jobs have suffered as a result of their decline. But manufacturing in… read more…
- How FDIC Insurance Works and How Much It Covers
If you’ve ever listened to the radio or watched television, chances are you’ve heard a commercial for a bank where a voice at the end says something about being FDIC-insured. If you’ve never stopped to look it up, FDIC stands… read more…
- What Is the Average Interest Rate for Savings Accounts?
When shopping around for the savings accounts for you, it’s important to know what you want from it. It’s also important to learn how your options stack up against the competition. For instance, are you currently earning below the average… read more…
- Best Cities to Live on a $55,000 Salary – 2018 Edition
The average American family earns about $55,000 per year, according to Census Bureau estimates. Of course, that’s probably not enough to get by on in America’s most expensive cities, but there are plenty of places where the average American family’s income is sufficient for a satisfying life. These cities offer long-term financial stability by allowing… read more…
- Wells Fargo vs. Capital One
There are plenty of factors to consider when choosing a bank, including interest rates, fees, customer service and accessibility (both online and in-person). It can be a lot to wrap your head around, so it can help to narrow your… read more…
- What Is a Bank Holiday?
Most banks are open for business Monday through Saturday. But occasionally you might show up at your bank on a weekday and find that the bank has been closed all day. Because most banks follow a federal holiday schedule, their branches… read more…
- What Is a Bank Transit Number?
A bank transit number, also known as a routing number, is a nine-digit number that helps financial institutions identify what institution issued checks or other documents financial documents. Transit numbers have been around for over 100 years, and they help… read more…
- Ally Bank vs. Chase
When it comes to choosing a bank, there are plenty of factors that you should consider, from interest rates to online banking offerings to the availability of physical locations. And the differences between banks are especially pronounced when comparing traditional… read more…