Investing

July 12, 2024To invest in I Bonds, you need to purchase them directly from the U.S. Treasury through the TreasuryDirect website. The minimum purchase amount is $25, and individuals can buy up to $10,000 worth of electronic I Bonds per calendar year. Additionally, you can use your federal tax refund to buy up to $5,000 in paper… read more…

July 12, 2024Bond yield represents the return investors can expect from holding a bond. Essentially, the yield is the interest earned on a bond, expressed as an annual percentage of the bond’s face value. The yield is influenced by several factors, including the bond’s coupon rate, its price and the time remaining until maturity. A bond’s yield… read more…

July 12, 2024Exchange-traded funds (ETFs) and mutual funds are both popular investment vehicles, but they differ significantly in structure and trading flexibility. ETFs can be traded on stock exchanges throughout the day, similar to individual stocks, allowing investors to buy and sell at market prices. This intraday trading capability provides greater liquidity and often lower expense ratios… read more…

July 11, 2024The continuous compound interest formula is a mathematical tool used in finance and economics. Unlike traditional compound interest methods, which calculate interest at predetermined intervals, continuous compounding assumes that interest is being added an infinite number of times per year. This approach provides a precise model for scenarios involving constant growth, and is particularly valuable… read more…

July 11, 2024Compound interest can help your investments to grow exponentially over time. Unlike simple interest, which is calculated solely on the principal amount, compound interest accrues on both the initial principal and the interest that’s accumulated over previous periods. This process of earning “interest on interest” leads to significantly larger returns, particularly when investments are held… read more…

July 11, 2024Foreign direct investment (FDI) involves a company or individual from one country making a significant investment in a business located in another country, often through ownership or a controlling stake in a company, though there are other methods, as well. This cross-border investment not only fosters economic development, but also the exchange of resources, technology… read more…

July 11, 2024Making money in real estate involves several key strategies that cater to different investor goals and risk appetites. From buying and renting out properties to flipping houses or even investing in a real estate investment trust (REIT), these are common ways to make money. Each of these strategies requires thorough research and a good understanding… read more…

July 11, 2024Stocks represent ownership in a company, and their value can fluctuate based on the company’s performance and market conditions. Setting clear financial goals and determining your risk tolerance can help you pick investments for your portfolio. It’s also prudent to keep abreast of market trends and news, as these can impact stock prices. Consider the… read more…

July 11, 2024Real estate investing can be a lucrative venture. As a potential investor, you should begin by researching market trends, setting clear investment goals and securing initial funding. This will become the core of your investment strategy. Here is what you need to know to get started. A financial advisor can also guide you in picking… read more…

July 10, 2024Commercial real estate investing can offer substantial returns and portfolio diversification. Before you get started, you may want to research different types of commercial properties, including office buildings, retail spaces or industrial properties, and consider the benefits and drawbacks for each type of investment. A financial advisor could help you identify the right types of… read more…

July 10, 2024Real estate can offer many pathways to build wealth. One key benefit is its potential for long-term value increase. As property values rise over time, investors can gain significant equity. Aside from property appreciation, real estate investments can also offer rental income and tax advantages. For help building a real estate investment portfolio, consider talking… read more…

July 10, 2024Real estate investment can be an attractive option for beginners looking to diversify their portfolios and build wealth. There are a variety of real estate investment options and types of properties to choose from and it’s important to understand each if you’re just getting started with this type of investment in your portfolio. Each option… read more…

July 17, 2025Private equity investments often provide access to unique opportunities and companies that are not available through traditional stock markets, which can lead to substantial growth in portfolio value. However, private equity also comes with notable drawbacks. These investments typically require a long-term commitment, often locking up capital for several years, and they tend to be… read more…

August 13, 2025Diversifying assets is one of the most reliable ways investors can protect themselves against market volatility and increase their chances of achieving steady returns. Your particular asset allocation strategy should be based on this need to spread investments across different asset classes. Choosing an asset allocation strategy requires careful consideration of your investment objectives, time… read more…

August 13, 2025There are a lot of ways to make money in the real estate market. Two of the most well-known real estate investment strategies are  rental properties and house flipping, but if you dig deeper you’ll discover other real estate investment strategies that can be just as lucrative. For example, real estate investment trusts (REITs) provide… read more…

July 1, 2024Strategic alternative investments can diversify your portfolio beyond traditional stocks and bonds and provide the potential for higher returns. However,  more attention is needed for risk management when investing in them and accessing alternative investments can be more difficult compared to their stock market-based counterparts. Each type of alternative investment carries unique risks and rewards,… read more…

July 1, 2024Commercial property investment can be a lucrative venture, but it requires careful planning and consideration. This asset class includes office buildings, retail spaces, warehouses, multi-family housing and more. Each type of property has unique market dynamics, risk factors and potential returns. You’ll want to review all potential costs, including purchase price, renovation expenses, maintenance costs… read more…

June 30, 2024For investors seeking diversification, alternative investments can reduce portfolio volatility since they typically behave differently from traditional markets. Essentially, alternative investments are a broad range of asset classes that fall outside of traditional stocks, bonds and cash. This includes real estate, private equity, hedge funds, commodities and collectibles, among others. One reason why alternative investments… read more…

June 28, 2024Selecting the right mutual funds is an important part of building a solid investment portfolio. There are many mutual fund options available, each designed to meet different financial goals and risk levels, so finding the right fund requires careful consideration. By understanding your investment goals, risk tolerance and evaluating key factors such as fund performance,… read more…

June 28, 2024Investment advice is only as good as the person giving it. The wisdom of renowned investors can provide invaluable guidance for those navigating the complex world of personal finance. Figures like Warren Buffett, John Bogle, Peter Lynch, Benjamin Graham and Charles Schwab have shared insights that have stood the test of time, offering strategies that… read more…

November 13, 2025Dave Ramsey’s investment advice is, as you’d expect, straightforward and practical. The bestselling author and podcast host is known for his no-nonsense approach to money management. Ramsey emphasizes the importance of debt elimination and emergency funds as a first step before venturing into investments. He advocates for mutual funds with a long-term perspective and for… read more…

June 28, 2024Investing like a millionaire begins with a strategic mindset. Millionaires focus on long-term goals, diversifying their portfolios across various asset classes such as stocks, bonds, real estate and alternative investments. This diversification helps manage risk while optimizing returns. Another key principle is continuous education. Millionaires stay informed about market trends and economic indicators, often consulting… read more…

June 28, 2024The cornerstone of successful property investment advice is thorough research. Understanding market trends, property values, and the economic climate can help new investors make informed decisions. Additionally, location is paramount in real estate. Investing in areas with strong growth potential and good infrastructure can yield substantial returns. Investigate neighborhoods, considering factors like employment rates, schools,… read more…

June 28, 2024Cap rate, or capitalization rate, is a metric used in real estate to evaluate the potential return on an investment property. It serves as an indicator of the property’s profitability relative to its market value. The cap rate is expressed as a percentage and helps investors compare different properties without the need to delve into… read more…

March 13, 2025Wealth building typically involves managing your income, expenses, savings and investments strategically to accumulate assets and achieve long-term financial goals. You can, however, build your wealth faster by prioritizing strategies that maximize income, minimize unnecessary expenses, invest wisely, and take advantage of compound interest and tax-advantaged accounts. If you are keen on boosting your wealth… read more…