- Beginner’s Guide to Real Estate Passive Income
Passive investing is one of the most common strategies for increasing your income, growing your investment portfolio and building a healthy nest egg for the future. Done right, it won’t have to take lots of your time and energy. Real estate… read more…
- Ordinary Dividends vs. Qualified Dividends
Dividends paid to investors by corporations come in two kinds – ordinary and qualified – and the difference has a large effect on the taxes that will be owed. Ordinary dividends are taxed as ordinary income, meaning a investor must… read more…
- California Capital Gains Tax
When someone makes an investment, they’re obviously hoping that it ends up making them money. Otherwise, there would be no point to the investment. If you do increase your net worth through investments, though, you’ll likely have to pay taxes… read more…
- Bond Yield vs. Interest Rate: Investing Guide
Yield and interest are highly-related when it comes to bonds. Your yield is based on the interest payments generated by a bond. However, because yield is the total profit you make based on your underlying investment, it might not always be… read more…
- 5 Strategies to Double Your Money
Doubling your money isn’t something you should expect to do overnight. However, with the right approach, it’s possible to double your money over time. If you’re looking to double your money through investments, here are the five common strategies to… read more…
- Investors Are Moving Out of Money Market Funds and Into Stocks — Should You?
It has been an odd bear market. Ordinarily, during market downturns and volatility, investors seek safe places to put their money. In the way of investment, this is both a reaction to and a cause of stock market troubles. As… read more…
- Assets vs. Liabilities: Investment Strategy
Business firms use a financial analysis technique called asset vs. liability management (ALM) to mitigate risk due to a mismatch in their assets and liabilities. A mismatch occurs when assets and liabilities do not correspond to each other properly. A… read more…
- Buy, Borrow, Die: How the Rich Avoid Taxes
Investing money can help you build wealth, but taxes can take a big bite out of your earnings. Following a buy, borrow, die strategy is one way to minimize your tax liability and preserve more of your wealth. The concept… read more…
- How to Buy Oil Stocks
While pulling up to the gas station to fill an empty tank might seem routine, getting oil from the ground to your car requires work from a host of companies that each profit differently. Oil, a non-renewable resource, is responsible… read more…
- Try This Lucrative Investment Opportunity, But Make Sure You Make These Two Moves to Hedge Against Risk
Short-term bonds in 2022 offered better yields than longer-term bonds. That’s an exception to the historical pattern of longer-term bonds typically offering a higher interest rate than shorter-term bonds. Investors responded to this temporary role reversal by piling into one-,… read more…
- Everything You Need to Know About Interest Rates But Were Too Afraid to Ask
There are a number of stories which have dominated economic news in 2022 such as inflation, the emergence of a bear market and a possible recession. Arguably the most impactful news, though, has been one coming directly from the federal… read more…
- Last Chance to Lock in the Sky-High Rate on I Bonds Before It Falls Back to Earth in November
Investors have until the end of the month to lock in a nearly 10% interest rate on U.S. Treasury Series I savings bonds before the current record high rate – actually higher than the rate of inflation – slips down. The… read more…
- Four Things Vanguard Wants You To Know About Bond ETFs
In this bear market, investors are grasping at straws for stable securities that can deliver solid returns. Though investors do tend to gravitate toward bonds in times of volatility, Vanguard is highlighting the attractiveness of bond ETFs in particular. A financial… read more…
- How to Buy Starbucks (SBUX) Stock
If you go to Starbucks virtually every day and get your vanilla latte you may understandably be interested in investing in the world-famous coffeehouse. Maybe you can get a little of your money back. Besides, Starbucks is an extremely successful… read more…
- How to Buy Costco (COST) Warehouse Stock
Costco Warehouse, ticker symbol COST, is an American multinational big-box retailer that is a membership-only warehouse club. It is a multibillion-dollar company and one of the largest retailers in the world. Costco is publicly traded on the NASDAQ exchange. One… read more…
- What Is a Step-Up CD?
A step-up certificate of deposit, or “step-up CD,” is a variable interest deposit product where the rate of interest gradually increases over the term of the certificate. Eventually, the certificate matures and you get back your initial deposit with interest.… read more…
- How Do No-Penalty CDs Work?
A no-penalty certificate of deposit (CD) allows you to withdraw your money before the term ends. This is a feature that standard certificates of deposit lack, making this a more flexible product. However, that flexibility comes at the cost of… read more…
- What to Do When Your TIPS Post Negative Total Returns
Treasury Inflation-Protected Securities have had a rough year. Their price declines have far outpaced the upward principal adjustment they automatically get from inflation. Indeed, for the 12-month period through the end of September, these government securities have booked their worst… read more…
- Offshore Investments: Guide
Offshore investments are made outside of the country where you reside. You may want to open an offshore account for many reasons, including diversification and tax planning. Here’s what you need to know about offshore investments for your portfolio. If… read more…
- How Startup Stock Options Work
Startups often give employees stock options as a potential perk to working for the company, especially if they can’t afford to pay larger salaries. Stock options with a startup company are a little bit like a lottery ticket. If the… read more…
- Selling Puts for Income: Investing Guide
Investors who sell options contracts make their money off contract premiums that the buyer pays. As long as the buyer doesn’t exercise their contract, or if they exercise it for less than what they paid in premiums, you make money.… read more…
- Investing $200 a Month: How Much Will You Make?
Investing as little as $200 a month can, if you do it consistently and invest wisely, turn into more than $150,000 in as soon as 20 years. If you keep contributing the same amount for another 20 years while generating… read more…
- How Nostro Accounts Work
International banking transactions don’t always work exactly the same as domestic banking. For example, banks can use nostro accounts to hold funds in foreign currencies. You may hear the terms ‘nostro account’ and ‘vostro account’ used in discussions of foreign… read more…
- How Does Compound Interest Work With Stocks?
Compound interest can be a saver’s best friend and it’s also a valuable tool for investors. In simple terms, it means the interest you earn on your interest. But how does compound interest work with stocks, mutual funds or other… read more…
- Investing $100 a Month: How Much Will You Make?
Investing $100 a month gives you the chance to make regular progress toward your financial goals. Sticking to a regular commitment can help you build wealth over time. If you are ready to invest $100 a month, your returns will… read more…