- How Much Interest Does $10,000 Earn in a Year?
If you have $10,000 to invest in interest-producing assets, understanding how much you can earn per year is key. The amount you can earn in interest varies based on the asset you choose. Let’s break down how much interest $10,000… read more…
- CDs vs. Stocks Comparison
You might occasionally hear the word “savings” in reference to investments, but there are important differences between the two. For instance, certificates of deposit (CDs) are a type of savings account, while stocks are an investment. CDs provide a sense of stability to your portfolio while stocks might provide a better return. Choosing the right… read more…
- Robo Advisors vs. Index Funds
While most people understand that investing for retirement is a good idea, the way to get started can be unclear. Two investment tools investors may start out with include robo-advisors and index funds. Investors can utilize either of these without… read more…
- Investors Saved Almost $7 Billion in Falling Fund Fees: Are You Overpaying?
Asset manager competition and fee-based models keep slashing investor fees, according to independent research firm Morningstar. The group’s annual fund fee report, which evaluates trends in the cost of U.S. open-end mutual funds and exchange-traded funds, found that the asset-weighted average expense ratio… read more…
- When and How to Buy the Dip
Buying the dip reflects Warren Buffet’s famed investing advice to sell when others are buying and buy when they sell. In this case, when everyone else is selling their stocks, prices will dip. You can take that as an opportunity to buy those assets while they’re undervalued. As far as general investment advice goes, this… read more…
- TD Ameritrade vs. E*TRADE vs. Fidelity
TD Ameritrade, E*TRADE and Fidelity are three of the top online investment brokerages targeting self-directed investors. They are full-service brokers offering a wide range of investment products. Their pricing and fees are competitive and they offer extensive market research and… read more…
- Forex vs. Crypto: Key Differences
Foreign currency and cryptocurrency may sound like similar, even overlapping, asset classes to many investors. They could be forgiven for thinking that non-U.S. currencies and Bitcoin share the same rules and should occupy the same part of your financial planning. Nothing could be further from the truth. In reality, cryptocurrency and foreign currency share little more than… read more…
- Defensive Stocks: What They Are and Why They Matter
In uncertain economic times, many investors shift their portfolios to a defensive posture. These moves help to preserve capital and buy stocks that perform better in a recessionary environment. Understanding what defensive stocks are and what industries they fall into can help you make smarter investment decisions. You can also work with a financial advisor… read more…
- Is the Stock Market Going to Crash This Year?
The first six months of 2022 were the worst the stock market has had in more than 40 years, officially entering a bear market on June 13. Despite some recent bouncebacks, investors remain worried. So much so that some have… read more…
- How to Invest Your Portfolio in a Bear Market
Professional investors describe the market as a balance of two forces: fear and greed. When times are good, investors get tempted by greed. They buy investments to cash in on future profits and big gains. In bad times, fear takes over. Investors sell their assets and bail out of positions because they don’t want to… read more…
- How Much of Your Savings Should You Invest?
Your savings are a pillar of your financial foundation. And as you build out your financial plan, you’ll likely wonder: How much of your savings should you invest? The answer will depend on your financial needs, goals and risk tolerance. Let’s… read more…
- How to Invest in Real Estate During a Recession
When a recession sets in, the value of your stock portfolio may take a hit if prices drop temporarily. While downturns aren’t necessarily ideal, they can create opportunities for savvy real estate investors. If you’re thinking of getting into real estate investing during a recession or you already own investment property, it’s important to have… read more…
- How to Know When the Stock Market Bottoms Out
From global politics to the prospects of tech startups, many influences drive the stock market. So when investors grapple with market volatility, one question often emerges: Will the market rebound now or is it headed further downward? While there are… read more…
- These Hidden Fee Differences Could Cost You Thousands After a 401(k) Rollover
Many employees roll over their 401(k) plans into individual retirement accounts (IRAs) when they leave their jobs to avoid immediate taxes and continue growing their retirement savings. But a new study from The Pew Charitable Trusts shows that investor costs are generally higher in IRAs than in workplace plans and require more attention. Here are some of… read more…
- Here’s How the National Debt Could Affect Your Investments
Over the last 30 years, the U.S. has steadily increased its national debt from $4 trillion to $28.43 trillion through December 2021, according to government data. And it crossed the $30 trillion mark for the first time in early 2022. New economic modeling from The Concord Coalition shows that as the government borrows more money… read more…
- What to Invest in When Interest Rates Rise
Rising interest rates can wreak havoc on an investor’s portfolio. But there are moves that investors can make to protect their investments against loss and generate profits. Here’s what to invest in when interest rates rise. A financial advisor could help you put an investment plan together for when interest rates go up. What to Invest… read more…
- 6 Things That Happen When Interest Rates Rise
As the Federal Reserve increases interest rates to combat inflation and prevent an overheated economy, the effects are felt throughout the economy and household finances. Many things that happen as a result can hurt your finances if you don’t either… read more…
- Where to Put Your Money Before a Market Crash
With increased volatility, rising geopolitical tensions and soaring inflation, some investors see evidence that a tipping point is approaching. However, there are some strategies you can adopt to help protect your portfolio from market volatility. If you are concerned about your investments and want to preserve your wealth, this is where to put your money… read more…
- How to Buy SpaceX Stock
Space Exploration Technologies Corp., commonly known as SpaceX, has rocketed to public prominence with an internal valuation of $350 billion. Investor interest is keen, but only a select few entities have been able to acquire direct ownership stakes in the Elon Musk-founded company. Despite that, there are ways to acquire an indirect ownership interest, at least… read more…
- How to Invest $100k in Real Estate
Real estate lets investors manage risk by diversifying their portfolios, provides opportunities for both reliable income and price appreciation and has special tax advantages as well. An investor with $100,000 to get started in real estate investing can choose between… read more…
- Florida Capital Gains Tax
The goal of an investment — whether you place your money in stocks, a business or real estate — is generally to end up with more money than you started with. When you earn enough money from investments, you’ll have to start thinking about the tax implications of them. These come in the form of… read more…
- Short-Term Capital Gains Tax Rates for 2025
Capital gains tax generally applies when you sell an investment or asset for more than what you paid for it. In other words, any profits resulting from the sale are considered taxable in the eyes of the Internal Revenue Service.… read more…
- Using the Buffett Indicator to Value Stocks
Warren Buffett, one of the most well-known and successful investors of all time, approaches the market as a value investor. That’s why he created the Buffett indicator, which uses the ratio of the total U.S. stock market relative to the nation’s GDP to determine how expensive or cheap the aggregate market is right now. In… read more…
- Understanding Direct Indexing vs. ETFs
Investors interested in diversifying their portfolios can use direct indexing and ETFs to achieve that goal. While an ETF can be a simpler option, you can exercise more control over your portfolio with direct indexing solutions. Let’s compare the advantages and disadvantages of both for your portfolio. A financial advisor could help you pick the best… read more…
- How to Invest During Stagflation
Stagflation is the worst of both worlds. It occurs when the economy is both in a recession and inflation is rising. This means that people earn less but spend more on basic goods and services. Stagflation is rare, but when it happens you’ll need to know how best to invest for your portfolio. If you… read more…