- 5 High-Net-Worth Investing Strategies
High-net-worth investors are those with at least $1 million in investable assets. While hard-and-fast investing rules like keeping tabs on asset allocation, holding a diversified set of assets and focusing on long-term investments apply to everyone regardless of how big their portfolio, some strategies specifically benefit those who already have substantial money to work with.… read more…
- Is Gold a Good Investment for Your Portfolio?
The price of gold often rises in times of crisis and higher-than-usual inflation, making the yellow metal attractive to investors seeking securities that can endure economically challenging times. Cash and several other asset classes, by contrast, lose value over time… read more…
- Asset Allocation vs. Security Selection
Diversification is critical to a strong portfolio over the long term. Every now and again, someone might get lucky and pull an “everything into Apple in 2005,” but single-security or single-asset portfolios are a huge gamble. For every investor who sees their $1.50 stock leap to $170, there are 10 or 20 who see their… read more…
- Brokerage Account vs. Savings Account: Where Should You Keep Your Money?
Both brokerage and savings accounts can help you earn a return on the money you stash in them. However, there are some major differences in how they work. When comparing brokerage accounts and savings accounts, it’s important to consider things like how much money you’ll deposit, what type of return you’re looking to get and… read more…
- What Elon Musk’s Twitter Purchase Means for Shareholders
After weeks of drama, Elon Musk has finalized a deal to buy Twitter, the platform on which the world’s richest man frequently makes flippant remarks and employs middle-school humor. Previously the company’s Board of Directors had confirmed receipt of the unsolicited offer and adopted a “poison pill” plan to prevent Musk from accumulating more stock… read more…
- Should You Invest in Low-Income Housing?
There are many reasons investing in low-income housing can seem appealing. Perhaps you are interested in providing high-quality housing to those in need. And some government programs have made this kind of investing more appealing, such as the Tax Cuts and Jobs Act of 2017, which created opportunity zones. So-called opportunity zones are areas that have… read more…
- A Guide to Understanding ESG Ratings
Investors passionate about environmental, social, or governance concerns often use the ESG ratings to assess companies or equities worth investing in. The ESG rating tells investors the level of risk exposure a company has in these three areas. Therefore, issues such as energy efficiency and sustainability may have current and future financial implications that should… read more…
- Is This Fixed-Income Asset the Key to Beating Rate Hikes?
The prospect of multiple rate hikes has roiled the stock and bond markets, making the first quarter of 2022 one of the worst quarters for fixed income in decades. Retirement savers and retirees alike have had a difficult time looking for low-risk investments that still offer decent returns. Experts believe that inflation will remain high… read more…
- Understanding Thematic Investing in 2025
Investors use thematic investing to identify opportunities that could drive long-term growth. These types of investments are usually focused on a trend. Let’s break down how this strategy works, compare advantages and disadvantages for your investments and examine popular examples… read more…
- What Is the Average Stock Holding Period?
There are a number of factors that can influence your decision to buy stocks and when you decide to sell them. Your average stock holding period can depend on your overall strategy. If you favor a buy-and-hold approach, then you may purchase stocks with the intent to keep them in your portfolio for decades until… read more…
- Direct Investment vs. Portfolio Investment
Portfolio and direct investments are two approaches to investing that differ primarily how closely involved the investor is with the investment. The precise meaning of the terms can vary depending on the arena in which they are being discussed. Direct and portfolio investment have one meaning when it comes to foreign investing, for example, and… read more…
- Foreign Portfolio Investments
Foreign portfolio investment, or FPI, is any financial asset that you hold from outside of your country. For example, if an American investor buys shares on the London Stock Exchange, they hold a foreign portfolio investment. This can refer to… read more…
- Vanguard Partners With Amex to Offer You Points and a Financial Advisor
In a brand new cross-promotion initiative, investment firm Vanguard has announced a partnership with American Express to offer an investment product to qualified Amex card members. A 50-50 business split, the new product has American Express bringing the clients and Vanguard offering the financial and portfolio advice. However, investors may not benefit as much as… read more…
- Think Dividends Will Protect You From Inflation? Guess Again
There are various strategies one can take when choosing which stocks to use in building an investment portfolio. One popular strategy is to pick firms that pay shareholders dividends. The logic is simple: no matter what happens in the market a dividend portfolio will at least create some income, which can in turn be reinvested.… read more…
- Can I Rent Out My Second Home?
Most property owners are familiar with the rules of property ownership, but what about a second property? Can I rent out my second home? You may be in luck. Owners of a second home can rent it out from time to time, and the property can still qualify as a second home. This is largely… read more…
- Can Investing in Human Rights and Climate Boost Your Retirement Savings?
Environmental, social and governance (ESG) options are a hot topic these days among investors. Large investment firms like Fidelity, Charles Schwab and J.P. Morgan Chase have all added ESG or thematic options to their investment catalogs, and the Securities and Exchange Commission is currently considering a rule that would require all registered entities to disclose… read more…
- 70/30 vs. 80/20 Asset Allocation: Which Is Better?
A 70/30 portfolio and an 80/20 portfolio refer to asset allocation strategies that balance stocks and bonds, with the numbers representing the percentage of each asset class. The former consists of 70% equities and 30% fixed income, while the latter increases the equity portion to 80%, reducing bonds to 20%. The choice between them depends… read more…
- How to Buy Metaverse Real Estate
The advent of cryptocurrency and non-fungible tokens (NFTs) has led to the emergence of highly speculative assets, in what is called the metaverse, that come with significant risk – and the potential for massive profits. Now, the metaverse is gaining… read more…
- Buying Crypto for Kids: Parents Guide
Cryptocurrencies like Bitcoin have become household names and continue to grow in popularity. However, to invest in securities in the U.S., you must be at least 18 years old. So if you want to give your children access to crypto,… read more…
- 60/40 vs. 70/30 Asset Allocation: Which Is Better for You?
When comparing 60/40 vs. 70/30 asset allocation strategies, investors often weigh the trade-offs between stability and growth potential. The classic 60/40 split—60% stocks and 40% bonds—has long served as a benchmark for balanced portfolios, offering moderate risk exposure. A 70/30 approach tilts more heavily toward equities, aiming for higher returns while accepting greater volatility. Deciding… read more…
- Charles Schwab Says Now Is the Time to Add This Asset to Your Retirement Portfolio
The first quarter of 2022 has been difficult for retirement savers and retirees alike, and according to investment firm Charles Schwab, it was one of the worst quarters for fixed-income in decades. However, the rising yields and changed Federal Reserve policy have created a prime buying opportunity, says the investment giant. After nearly three years… read more…
- How to Build a Diversified Real Estate Portfolio
Diversifying a portfolio by investing in real estate can help to manage risk and potentially improve long-term returns. It can also boost income and your portfolio’s capital appreciation. Real estate investments can be diversified by investing in different types of real estate and different geographic regions and also by balancing riskier real estate investments against… read more…
- What Does It Mean to Be Mass Affluent?
Households are often divided by consumption and wealth levels so marketers and businesses can better understand their spending habits. Certain segments exhibit specific behaviors that, when identified, allow businesses to serve their needs in a more personalized manner. According to Pew Research, middle class income has grown by 49% over the past 40 years. In… read more…
- Schwab Follows Fidelity in Offering Direct Indexing to Investors
Building wealth has grown more accessible than ever thanks to declining trading costs. Many brokerage firms already offer zero-commission online and exchange-traded fund (ETF) trading. Financial giant Charles Schwab just added another weapon to its stockpile, offering one more tool for the masses. Charles Schwab, which administers $380 billion in assets, recently announced the launch… read more…
- How to Invest $20 Million
When you have hundreds of thousands or even millions of dollars to invest, there are many ways to grow your money and earn passive income. If you are looking for smart investments to build your wealth, here are five options… read more…