- 6 Things to Know About Investing in Taxable Accounts
There are a few different ways to build wealth in your 20s, 30s and beyond. Funneling money into tax-advantaged accounts such as 401(k)s and IRAs is a start, but you can only contribute so much every year. Once you hit… read more…
- All About Stagflation
Inflation becomes a problem when average prices rise too fast, hurting consumers, businesses and investors. Deflation can wreak havoc on an economy as well. There’s deflation when growth is slow and overall prices are on the decline. Yet another issue that… read more…
- The Best Ways to Invest $1,000
You don’t have to be wealthy to become an investor. On the contrary, there are plenty of ways to invest smaller amounts of money. The key is finding investment opportunities that don’t charge excessive fees that can reduce the size… read more…
- What Are the Causes of Inflation?
Inflation has many causes, but they mainly break down into two camps: demand-pull and cost-push. Demand-pull happens when an increase in the demand for goods and services leads producers to raise prices to maximize profits. Cost-push occurs when producers raise… read more…
- What Is Compound Interest?
Investing requires quite a bit of time and effort. In order to choose the right mix of stocks, bonds and cash investments for your portfolio, you’ll need to spend some time researching your options. And unless you plan on putting your investments on autopilot, you’ll have to make time to rebalance your portfolio and ensure… read more…
- Top 4 Mistakes First-Time House Flippers Make
Investing in real estate can be a lucrative way to generate passive income or replace your day job altogether. Flipping houses can be a good way to get started. But it’s not something you want to jump into without doing your… read more…
- What Is Simple Interest?
Investors who put their money into savings vehicles and other accounts hope to earn decent returns. Over time, interest adds up, and how quickly it grows depends on the kind of interest you’re working with. You might make a simple… read more…
- Simple Interest vs. Compound Interest
Anyone who takes out a loan has to think about the cost of doing so. If you need to borrow money to finance a home purchase or a renovation, you’ll want your interest rate to be as low as possible.… read more…
- How to Get a Fix and Flip Loan for an Investment Property
When it comes to buying a home or a property that you plan to rehab and resell, a fix and flip loan may be just what you need if you’re not sitting on a huge pile of cash. Fix and flip loans work a little… read more…
- 5 Factors to Consider When Rebalancing Your Portfolio
Maximizing returns is a key goal for any investor, but maintaining a well-balanced portfolio is just as important for managing risk and ensuring long-term success. Over time, market fluctuations can shift your asset allocation, potentially exposing you to more risk than you intended. That’s why periodic rebalancing is essential. Before making any adjustments, however, it’s… read more…
- Are ETFs a Good Fit for Your 401(k)?
Thanks to their lower costs, exchange-traded funds (ETFs) are becoming a popular choice among investors. These funds, which track specific stock indexes or market sectors, look like any other mutual fund, but they trade like a stock. While there are… read more…
- How to Invest in Water
In the 2015 film The Big Short, hedge fund manager Dr. Michael Burry realizes that the mortgage market is about to implode. By the end of the movie, Burry decides to shift his investment focus to one thing: water. If you’re wondering… read more…
- Index Funds vs. ETFs
Index funds and exchange-traded funds (ETFs) both earn returns through a series of investments. But how they trade and what they cost varies. However, there are some ETFs that are also index funds (and vice versa). That means the subtle differences between each of these investment types make them specifically better options for certain investors over… read more…
- 5 Factors That Affect Your Investments
Investments can be great wealth building tools that you can use to multiply your savings. But unfortunately, all of the research and counseling in the world can’t necessarily guarantee a high rate of return. Whether you’re an expert or a novice, it’s important to keep in mind that there are certain uncontrollable factors that will… read more…
- The Newbie Investor’s Guide to Fees
New investors often focus on picking the right mix of funds to add to their portfolios based on their risk tolerance. While choosing the right investments is a big part of building wealth, it’s not the only factor that matters. There are certain costs that go along with investing that you can’t afford to overlook. Before diving… read more…
- What Is the IRR for Real Estate Investments?
When it comes to turning a profit on investments, the trick is knowing how to balance the risks against the potential rewards. Calculating a real estate property’s capitalization rate can give you a ballpark figure of what kind of returns… read more…
- ETFs vs. Mutual Funds: When You’re Investing on a Budget
Exchange-traded funds (ETFs) and mutual funds are two great ways to dive into the world of investing. What are they? You can think of a mutual fund as a basket of stocks and bonds. Similarly, an ETF invests in a… read more…
- 4 Risks of Investing in a Rental Property
Investing in real estate can potentially yield some major returns. But at the same time, you’re taking a chance in assuming that renting out a property will pay off. Being a landlord isn’t always a walk in the park and… read more…
- 4 Questions to Ask Before Investing in Real Estate
Investing in real estate is a good way to add some diversity to your portfolio and make a decent profit at the same time. But the rewards don’t come without certain risks. Before you start putting big bucks into real estate investments and… read more…
- Pros and Cons of Target-Date Funds for Millennial Investors
Target-date funds (TDFs) take some of the guesswork out of investing for people who aren’t market savvy. And because they shift toward a more conservative asset allocation over time, you don’t have to worry about rebalancing your portfolio. Millennials represent one group of investors that have latched on to target-date funds in a big way.… read more…
- 5 Basic Investing Principles
Investing can be a great way to build wealth as a young adult. But if you don’t know anything about stock or bonds, you might be tempted to avoid the process of investing altogether. Avoiding investing means you could miss out on the… read more…
- Pros and Cons of Crowdfunded Investments
Crowdfunding has taken off since the passage of the JOBS Act in 2012. In addition to being a way to fund personal causes, crowdfunding has opened up new avenues for investors who want to put their money into real estate… read more…
- What Is Factor Investing?
It’s important to diversify your portfolio to hedge against risk. The traditional school of thought suggests that investors focus on things like asset allocation or striking a balance between stocks and bonds. But factor investing takes a different approach. This concept has… read more…
- What Is a Cap Rate?
Owning real estate can be a lucrative venture. But as with any investment, you’ll have to be prepared to tolerate a certain amount of risk. If you’re planning to buy a property for the sole purpose of renting it out, figuring out the cap rate can help you gauge what kind of return you’ll see… read more…
- What Is a Fiduciary Duty?
Fiduciary duty is an important topic of conversation, especially as debates continue over which financial professionals are obligated to uphold this standard for their clients. Simply put, fiduciary duty is a legal and ethical obligation to act in the best interests of another party. Understanding who is bound by this duty — and who is… read more…