- What Is an IPO?
There comes a time when businesses decide to take the plunge and go from being privately-held companies to public ones. This move gives business owners the opportunity to sell stocks to the general public rather than just a few shareholders. In… read more…
- What Is a Hedge Fund?
If you’re not an experienced investor or you don’t work in the finance industry, the term “hedge fund” may go right over your head or get mixed up with other terms like private equity and venture capital. A hedge fund… read more…
- 3 Ways to Add Real Estate to Your Portfolio
One of the keys to building wealth through investing is diversification. If you ask uber-wealthy investors like Warren Buffett or Ted Turner, they’ll probably tell you that no portfolio is complete without a healthy dose of real estate holdings. Buying into… read more…
- 4 Ways Wealthy Investors Can Minimize Investment Taxes
Investing is all about building wealth but taxes can curb your portfolio’s growth if you’re putting your money in the wrong places. Keeping your investments as tax efficient as possible is especially important for high net worth investors, who typically land in a higher tax bracket. Minimizing what you owe isn’t that difficult if you’ve… read more…
- 5 Investing Rules the 1% Swear By
Building wealth over time isn’t something that’s exclusive to the super-rich. Even if you can’t afford a luxurious lifestyle, it’s still possible to accumulate some decent assets if you’re smart about what you do with your money. Taking a page out of the investing playbooks of the 1% is a step in the right direction… read more…
- Pros and Cons of Using Savings Bonds to Pay for College
Savings bonds are a relatively safe way to invest and there’s more than one way to put them to work. Series EE and I bonds issued after December 31, 1989 can be used to cover the cost of earning a college degree. If you want to use bonds to pay for your child’s education expenses, it’s… read more…
- What Is the Money Market?
The money market is a specialized market for fixed-income securities, offering a safe and stable option for short-term investments. Similar to other fixed-income markets, such as the bond market, it provides a secure place to park your money, but is not designed for rapid wealth accumulation. We’ll break down what the money market is, how… read more…
- Pros and Cons of Using a CD Ladder to Build Savings
Looking at interest rates for certificates of deposit (CD), you see that the five-year CD earns, say, 2% more than the one-year CD. You’d love to get that higher rate, but you’re worried about locking up your money for so… read more…
- What Is a Bear Market?
Investors sometimes see the prices of their securities rise one day and fall the next. At times, however, it might seem as though there’s a pattern as the value of certain securities moves consistently in one direction. Are you facing a bull or bear market? If you don’t know the answer to that question, we’ll… read more…
- How Should Inflation Affect My Investment Strategy?
The inflation rate in the United States has been very low for a very long time. In both 2013 and 2014 inflation was less than 2%, the Federal Reserve’s target rate to maintain price stability. To find the last time… read more…
- What Is a Bull Market?
There are certain phrases we encounter frequently, yet we often overlook their true meaning because we assume their context or never take the time to dive deeper. One such term that often comes up in conversations about investing is “bull market.” While many people throw it around casually, understanding what a bull market truly signifies… read more…
- What Is an Exchange Rate?
Whether you’re jetting off to Italy for a dream wedding or exploring opportunities to invest in foreign markets, it’s important to understand how exchange rates work. Exchange rates determine the value of one country’s currency compared to another, influencing everything from the cost of your overseas purchases to the returns on your international investments. A… read more…
- What Is Real Estate Crowdfunding?
Real estate crowdfunding operates much like any other type of crowdfunding, where a group of individuals pool their money to collectively support a larger cause or investment. In this case, the shared goal is to invest in real estate. This approach offers a compelling alternative to traditional real estate investment trusts (REITs), appealing to those… read more…
- 5 Investment Challenges Even Wealthy Savers Face
Judging by the number of Americans who don’t invest, the stock market can be an intimidating topic. Wealthier individuals are much more likely to invest their savings, but even they face special investment challenges. Having a high net worth comes with its own set of considerations. Check out our investment calculator. 1. Avoiding Fees Opting for low-fee… read more…
- What Are Exchange-Traded Funds (ETFs)?
Investing your money can help you build wealth, but it’s a misconception to think that you need a lot of money to get started. Whether you’ve got $50,000 or $500 to play with, you can make a dent in your savings… read more…
- Everything You Need to Know About Interest
Most people are looking for ways to save enough money for retirement. One of the best ways to do that is through earning interest — money you get in exchange for lending your money or storing it with a bank. Yes,… read more…
- What Are Binary Options?
Trading binary options is a little different than regular trading. With binary options you are answering a yes or no proposition about whether an asset will hit a certain price at a certain time. From the comfort of your living room, you can pay to place bets on the price movements of stocks, commodities and… read more…
- How to Invest in Silver
There are a number of ways to invest in silver, from buying the actual precious metal to investing in a fund that buys it for you. Commodities like silver are a favorite investment of those who don’t want to deal… read more…
- All About Oil Futures
You may have heard that oil is a non-renewable resource and you already know how much the global economy depends on it. So you may think that the price of oil will always be on the rise. In this article,… read more…
- What Is FOREX Trading?
FOREX trading, or trading in foreign currencies, is big business. For the average investor, though, FOREX trading is not necessarily needed as a step to reaching financial goals like saving for retirement. But if you’re curious about trading foreign currency and wondering if it’s right for you, you’re in the right place. We’ll talk about how… read more…
- What Is a Surety Bond?
If you’re a business owner moving into an office that’s being renovated or you’re looking to have construction work done, you might want to consider a surety bond. It’s a contract that ensures that projects are completed and expectations are met. Not to be confused with other types of bonds, surety bonds are about transferring risk from… read more…
- How to Begin to Invest Money in Stocks
If you’re wondering how to invest your money in stocks, you must be thinking about building your wealth. Just having that intention is a step in the right direction. After all, no one ever accidentally became affluent. It takes thought and action to make money – and the stock market is one of the most… read more…
- What Is Day Trading?
Investing in the stock market is accessible to almost everyone, offering a pathway to grow wealth over time. However, when it comes to more advanced strategies like day trading, it’s often best to leave it to the experts. Day trading demands not only a well-thought-out strategy, but also an in-depth understanding of market indexes, trends… read more…
- What Is the Nasdaq?
The Nasdaq – we’ve all heard something about it at some point. You probably already know that it’s part of the stock market. And you’ve probably read a news article or heard a reporter talk about it going up or… read more…
- What Is Preferred Stock?
When people talk about investing in stocks, they usually mean common stock — the type that gives shareholders voting rights and potential for long-term growth. However, there’s another important category of stock that many investors overlook called preferred stock. Preferred stock is a hybrid between stocks and bonds, offering investors a unique blend of benefits.… read more…