Projected Balance Over Time
This calculator projects the future balance of an initial sum based on an assumed rate of return, recurring deposits or withdrawals, the frequency of those transactions and the selected projection period.
The calculator assumes that recurring deposits or withdrawals occur at the end of each selected period—monthly or annually. The assumed rate of return is applied and compounded annually.
When monthly transactions are selected, each deposit or withdrawal is applied at the end of the applicable month, and growth is calculated according to the calculator’s annual compounding method.
These calculator results are hypothetical estimates based on the inputs and assumptions selected. They do not represent an actual client, account or specific investment. Actual investment results will vary and may be negative.
This is not an offer to buy or sell any security or interest. All investing involves risk, including loss of principal. Working with an adviser may come with potential downsides such as payment of fees (which will reduce returns). Past performance is not a guarantee of future results. There are no guarantees that working with an adviser will yield positive returns. The existence of a fiduciary duty does not prevent the rise of potential conflicts of interest.
Articles, opinions, and tools are for general information only and are not intended to provide specific advice or recommendations for any individual. We suggest that you consult your accountant, tax, or legal advisor concerning your individual situation.
SmartAsset.com is not intended to provide legal advice, tax advice, accounting advice or financial advice (Other than referring users to third party advisers registered or chartered as fiduciaries ("Adviser(s)") with a regulatory body in the United States). Articles, opinions, and tools are for general information only and are not intended to provide specific advice or recommendations for any individual. We suggest that you consult your accountant, tax, or legal advisor concerning your individual situation.