- How to Invest for Retirement at Age 30
By the time your 30s arrive, you’ve probably settled into an adult life. But you haven’t really fully embraced “adulting” unless you’ve started saving for retirement. Whether it’s through an employer-sponsored retirement plan or some other financial product, the time… read more…
- How Spending Changes in Retirement – 2018 Edition
In order to know how much you need to save for retirement you need to have a good estimate for how much you will be spending. But predicting how much you are going to be spending in retirement is difficult.… read more…
- How to Make a Retirement Budget
You’ve worked hard for decades and now the time has come to enjoy yourself. Regardless of what you do in your retirement, you should always be aware of how much you have left in savings. There isn’t just the dangerous issue… read more…
- 5 Retirement Mistakes You May Have Already Made
When you’re counting down to retirement, it’s easy to get caught up in fantasies of your future work-free life. Maybe it’s RV trips to Florida, days on the golf course or quality time spent with family. Whatever your dream retirement… read more…
- 11 Steps to Make $1 Million Last 30 Years in Retirement
Regardless of your age, making sure you have enough money for retirement takes strategic planning. Garnering $1 million in your retirement nest egg might seem like a far-fetched idea but if you start early and manage the money correctly, you might surprise… read more…
- How to Retire in Costa Rica: What You Need to Know
No matter your age, you’ve probably dreamed of retiring on a sandy beach somewhere at some point. Perhaps you’ve started planning your retirement in Florida or San Diego. An even more attractive move could be retiring on a tropical island,… read more…
- Retirement Readiness Checklist: 8 Steps You Need to Take
The Social Security Administration defines full retirement age between 65 and 67, depending on your year of birth. Your employer may say something different. Deciding when to retire is one of the hardest decisions you’ll have to make. Retire too… read more…
- How to Retire in Mexico
Many people dream of spending their retirement in a sunny and warm locale, often heading to Arizona or Florida. But perhaps you’re interested in retiring abroad instead of stateside. In fact, heading south of the border to Mexico has become… read more…
- How Much Should You Save for Retirement?
We all know that we should save for retirement but actually doing that can be a challenge. Many people don’t know where they should start or how they can find the right amount of money in their budget to make… read more…
- Where Seniors Are Most Prepared for Retirement
Saving for retirement is tough. Between paying rent or a mortgage, combined with credit card debt, or maybe student loans, finding a few spare dollars to contribute to a retirement fund is difficult. In fact, almost one in 10 seniors have an income which puts them below the poverty line, according to Census Bureau data.… read more…
- 10 Steps to Reach Financial Stability
Imagine a world where you don’t have to constantly stress about money. You have enough to cover your bills, regular expenses, hobbies and more. Beyond that, you want to manage your finances so you end up able to afford the lifestyle you… read more…
- What Is Estate Planning, and Who Needs It?
Estate planning is the process of establishing how your assets and property will be distributed upon your death. Through these plans, you can ensure your assets are given to the people and organizations you care about. Additionally, estate plans can minimize the types of taxes your estate and family will incur once you’re gone. Estate… read more…
- Is Your Inheritance Taxable?
Generally speaking, your inheritance is or could be taxable. However, the full story is more complicated than a simple yes or no answer. Whether you’ll pay inheritance tax and how much you’ll pay depends on a variety of factors, including… read more…
- How Much Money Should I Have Saved by 30?
Many people dream about retirement as a time to relax, have fun or just do whatever they want. To have the retirement of your dreams, you’ll need savings. How much you need depends on multiple factors so let’s take a look… read more…
- ETF vs. Mutual Fund: What’s the Difference?
When deciding how to invest your money, you’ll likely run into two types of funds: exchange-traded funds (EFTs) and mutual funds. But you may be wondering, ETF vs. mutual fund? What’s the difference? The two funds have a lot in common, but they are different in key ways. A financial advisor could help guide you with an… read more…
- How to Retire at Age 55
Retiring at an age as young as 55 is a dream of many Americans. However, turning this vision into reality involves some significant financial planning and maneuvering. For example, you’ll need to build significant savings, invest your money, account for… read more…
- What Is Passive Income and How Can You Make It?
Passive income is money you earn without actively working for it — as opposed to earned income from a job. In general, passive income comes from putting something you own — property, money, expertise that you share, say, in a… read more…
- Clark Howard Bio and Resources: Everything You Need to Know
Clark Howard is a consumer expert whose goal is to help people save more and spend less. He offers his financial advice through a nationally syndicated radio show and also makes regular TV appearances in his hometown of Atlanta, Georgia.… read more…
- Chris Hogan: What You Need to Know
Formerly a money coach and podcast host with Dave Ramsey’s organization, Chris Hogan is now a recognized personal finance expert with his own following. His first book, “Retire Inspired: It’s Not an Age; It’s a Financial Number,” came out in… read more…
- Where Are Retirees Moving – 2017 Edition
Each year millions of Americans put away their work clothes for the final time and call it a career. But many of these retirees don’t just retire and stay put. Many venture off to the warmer climes of Arizona or Florida to take advantage of year-round heat and relatively low costs of living. These retirees… read more…
- How CFP® Certification Works
The title of certified financial planner® (CFP) carries a lot of weight. It indicates that the bearer has put the time and work into obtaining CFP certification. Anyone can say they can help you with your finances, but only a… read more…
- How Early Can You Retire in the 15 Largest Cities?
Does retirement sometimes seem like a pipe dream? It’s true that incomes and jobs aren’t what they once were. Plus, planning for something 20, 30 or 40 years in the future can be difficult. But with careful planning and financial management, it’s possible to save enough to enjoy retirement. Depending on where you hope to… read more…
- How to Create a Plan for Withdrawing Your Retirement Assets
While preparing for retirement is a good idea, having a plan in place for how to withdraw your savings is equally important. Without considering how you’ll use the funds in your accounts, you could run out of money or lose… read more…
- The Best Cities for a Relaxing Retirement
You’ve worked hard for 40-odd years and now you are ready to ready to enjoy a long relaxing retirement. But where should you live? You probably want to be somewhere affordable to get the most out of your retirement savings, but you may also want to be somewhere with warm weather and relaxing activities. It… read more…
- The Best States for an Early Retirement – 2016 Edition
Many people look forward to the day they can hang up their work clothes for good and enjoy their golden years. For most people, retirement occurs sometime in their late 60s or even their 70s. However, with careful planning and prudent financial management, it is possible to retire even earlier. There are many factors at play… read more…