Top Financial Advisors in Baltimore, MD

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1919 Investment Counsel leads off our list of the top financial advisors in Baltimore. 1919 is a fee-only firm that serves both high-net-worth and non-high-net-worth individuals, as well as investment companies, pensions and profit-sharing plans, charities, local governments and corporations. The minimum account size varies based on the program you participate in but can be as low as $10,000. 

1919 Investment Counsel is not only the oldest firm on this list, having been founded more than 100 years ago, but it also has more assets under management (AUM) and individual clients than any of its counterparts.

The The 1919 team is spread across seven offices in seven states, including the headquarters in Baltimore. Advisors and other representatives on staff hold a range of professional certifications, including the Certified Financial Planner™ (CFP®), Chartered Financial Analyst (CFA), certified public accountant (CPA), accredited investment fiduciary (AIF) and certified trust and financial advisor (CTFA) designations. 

You’ll find some unique investing options at this large firm, including socially responsible investing, global total return investing and multi-cap core equity investing. 1919 Investment Counsel has over 40 years of experience in socially responsible investing. Investments may emphasize environmental, social and corporate governance factors.

The global total return option incorporates fundamental analysis to identify global companies in which to invest. These companies have to meet a number of criteria, including well-established and experienced management, the potential for sustained growth and a market cap usually above $500 million.

Multi-cap core equity investing is a strategy that’s focused on U.S. small-cap and mid-cap stocks. This strategy invests in stocks for the long term, using a combination of bottom-up and top-down research, meaning the firm may start its analysis process at the company-specific level or by evaluating the larger macro environment first.

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D.F. Dent and Company is a fee-only advisory firm with the second-most AUM on the list. The firm focuses on offering advisory services such as investment management and financial planning. The typical client the firm works with includes individuals, high-net-worth individuals, corporate pension and profit-sharing plans, Taft-Hartly plans, wrap-fee programs, charitable organizations, endowments, municipalities, registered mutual funds, trust programs and more. 

Fees at the firm can vary but typically depend on the amount of AUM invested with the firm. That fee is typically lowered as you add more AUM to your investments and ranges from 0.50% to 1.00% of the total AUM invested. Under certain circumstances, clients may enter into a separate fee agreement. There is no additonal fee for financial planning if assets are invested with the firm's advisors. 

Advisors on staff may be registered representatives of a broker-dealer, but they do not accept compensation for the sale of investment products. As a result, D.F. Dent and Company is considered fee-only and faces fewer potential conflicts of interest than a fee-based firm may encounter. 

The firm utilizes multiple investment strategies to boost the firm's ability to deliver for clients. The firm typically is given discretionary abilities to invest in equity securities, fixed-income securities, ETFs, options and mutual funds. The firm tries to adhere to the risk tolerance of each individual client when managing investment portfolios. 

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WBH Advisory is a fee-only advisory firm with no set account minimum. However, new managed account clients after Jan. 1, 2026 are subject to a $6,000 minimum annual advisory fee. The firm works with individuals, retirees, professionals, high earners, business owners, trusts, retirement plans, charitable organizations, corporations, partnerships and LLCs.

Services offered by the firm include investment management, financial planning, retirement planning, estate and legacy planning, income tax planning, college planning, risk management consulting and stand-alone planning engagements. The firm also provides ERISA retirement plan services, 401(k) account management and held-away account management through Pontera. WBH charges asset-based fees for investment management and fixed fees for stand-alone financial planning.

This is a fee-only firm, as all of its compensation comes from the fees clients pay and not third-party commissions. The firm does not accept performance-based fees and is not registered as a broker-dealer.

WBH generally uses fundamental analysis when evaluating equities, with cyclical analysis used periodically based on the economic environment. Its equity approach is primarily long-term in nature. For fixed income, the firm may use laddered bonds and certificates of deposit (CDs) with staggered maturities.

Potential investments and strategies may include asset allocation models, tax-transition strategies and tax-loss-harvesting strategies. Short-term trading, margin, options, ESG investing, digital-asset exposure and interval funds are generally used only when directed or authorized by the client and consistent with the client's objectives.

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Buttonwood Financial Advisors, Inc. is a fee-only advisory firm based in Baltimore. There is no specific account minimum here. The firm works with individuals, trusts, estates, charitable organizations, corporations, pension plans and profit-sharing plans.

Services offered by the firm include portfolio management and financial planning. Financial planning may cover personal investing, tax analysis, insurance planning, estate planning, educational planning and retirement planning. Buttonwood charges asset-based fees for portfolio management and a flat fee for financial planning.

As a fee-only firm, all of Buttonwood's compensation comes from the fees that clients pay. The firm does not charge performance-based fees and reports no disciplinary disclosures.

The Buttonwood team features advisors who hold the CFP®, CFA and certified investment management analyst (CIMA) designations. 

Buttonwood Financial Advisors generally uses asset allocation and long-term purchases, and it may use short-term purchases less often. Its analysis may include fundamental analysis, as well as mutual fund and ETF analysis. Portfolios are typically tailored to client objectives, risk tolerance, tax considerations, time horizon and liquidity needs.

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WPG Advisers, LLC, which operates as WPG Financial Group, is a fee-based advisory firm that does not require a specific account minimum. The firm works with individuals, high-net-worth individuals, pension and profit-sharing plans, business entities and trusts.

Services offered by the firm include financial planning, investment management, retirement plan consulting, wrap-fee and separately managed account program services, private fund recommendations, independent manager allocation and account aggregation reporting. Financial planning may include estate planning, insurance planning, tax planning and other financial matters. Advisory fees may be negotiable based on factors such as account composition, anticipated future assets and client circumstances.

As a fee-based firm, certain members of WPG Financial Group's advisory staff can receive commissions from the sale of insurance products. The firm also receives compensation through a joint venture agreement for recommending certain ALDER private equity funds. This is a potential conflict of interest, but the firm's fiduciary duty requires it to act in clients' best interests when serving as an advisor.

The firm generally uses fundamental, technical and cyclical analysis when evaluating investments. Potential investments include individual stocks, bonds, mutual funds, ETFs, independent managers, private funds, structured notes and interval funds. The firm may also use long-term purchases, short-term purchases and margin transactions when consistent with a clients' objectives.

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Armstrong Dixon is a fee-based financial advisory firm that does not list a specific minimum asset requirement for investment management services. It serves individuals, high-net-worth families, business owners, corporations, pension and profit-sharing plans, 401(k) plan sponsors, trusts, estates, charitable organizations and individual retirement plan clients.

Services offered by the firm include investment management, financial planning and consulting, retirement plan consulting, estate and insurance planning, business succession planning, executive compensation planning, retirement planning and investment planning. Armstrong Dixon also offers private investment fund advisory, variable annuity management, independent manager selection, held-away account management and reporting services.

Armstrong Dixon has a team of financial advisors who hold a range of professional credentials, including the CFP®, AIF, chartered financial consultant (ChFC), certified divorce financial analyst (CDFA) and certified plan fiduciary advisor (CPFA) designations, among others. However, certain representatives may receive securities or insurance commissions in separate capacities. This presents a potential conflict of interest, but the firm and its representatives are legally obligated to act in your best interests when acting as your advisor. 

Armstrong Dixon generally uses a strategic asset allocation approach that includes global equity exposure, market-cap diversification and diversified fixed income allocations. Portfolios may include active and passive strategies, and allocations are typically based on each client’s time horizon, liquidity needs, risk tolerance and risk capacity. The firm may use LPL-sponsored managed account platforms, independent managers and limited alternative asset classes where appropriate. Portfolios are monitored and may be rebalanced when allocations move away from target weights or when the firm determines changes are needed.

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Jemma Investment Advisors, which does business as Jemma Financial Services, is a fee-based financial advisory firm that began operations in 2016. The firm, which does not have a set minimum account size for individual accounts, offers portfolio management, financial planning and retirement plan consulting services. 

The firm's client base is composed of individuals, high-net-worth individuals, pension and profit-sharing plans, charitable organizations, businesses and state or municipal government entities. 

Advisors on staff hold the AIF, CTFA and CFA designations. However, as a fee-based firm, certain associated persons may receive brokerage commissions in addition to advisory fees. This is a potential conflict of interest, but the firm's fiduciary duty requires it to act in clients' best interests.

Jemma primarily uses five model portfolios made up of ETFs and mutual funds, with allocations ranging from conservative to aggressive. Portfolios may include equities, fixed income, cash and alternative asset classes. The firm generally uses long- and short-term buy-and-hold strategies and may rebalance portfolios to maintain target allocations. For certain accounts, Jemma may use fundamental analysis, technical analysis, margin or options strategies when appropriate and when requested.

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&Wealth Partners is a fee-only advisory firm with no set account minimum. The firm works with individuals, including women navigating major life events, as well as pension and profit-sharing plans, trusts, estates and charitable organizations. Services offered by the firm include financial planning, consulting, investment management, retirement account advisory services, divorce financial planning and independent manager selection and monitoring.

The firm generally charges a $10,000 minimum annual fee for investment management services, which may make its services impractical for clients with portfolios below approximately $1 million. In some cases, the firm may decide to waive this minimum. As a fee-only firm, all of &Wealth Partners' compensation comes from the fees that clients pay.

&Wealth Partners generally uses fundamental analysis when developing investment advice and managing client portfolios. The firm may use long-term purchases, short-term purchases, ETFs and allocations to independent managers. The investment strategy largely depends on each client’s risk tolerance, time horizon and individual objectives.

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A.G. Campbell Advisory has the smallest client list of any of the 10 firms featured on this list. Its clients are split fairly evenly between non-high-net-worth individual investors and high-net-worth individuals. It also advises a small number of corporations and retirement plans.

The firm offers services that include financial planning, investment management and non-discretionary and discretionary portfolio management. A.G. Campbell, which has been in business since 2012, does not have a minimum account size.

The management fee charged by the company is based on assets under management. The firm is fee-only, so advisors do not make additional money selling clients commissionable securities or insurance products. 

A.G. Campbell builds portfolios around each client’s investment goals, risk tolerance, liquidity needs and time horizon, using asset allocation, portfolio construction and security selection as core parts of its investment management process. The firm uses both discretionary and non-discretionary management, with account decisions guided by each client’s stated objectives, restrictions, tax sensitivity and risk profile.

Its analysis incorporates both fundamental and technical methods to construct diversified portfolios across major asset classes, including stocks, bonds, real estate and cash, using securities such as mutual funds, ETFs, individual stocks and individual bonds. 

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Our list of the top financial advisors in Baltimore concludes with Booster. This fee-only firm does not require a minimum account size, though third-party managed programs may have their own minimums. The firm works with individuals, trusts, estates, corporations, other business entities and small- to medium-sized businesses that sponsor or seek qualified workforce retirement plans.

Services offered by the firm include portfolio management, financial planning, pension consulting, retirement plan advisory services, 401(k) plan management and third-party money manager selection and oversight.

As a fee-only practice, all of the firm’s compensation comes from client-paid advisory fees and not third-party commissions. Fees are generally charged as a percentage of assets under management or as fixed retirement plan fees. The firm does not accept performance-based fees.

The firm uses long-term purchases, short-term purchases and strategic asset allocation. Its analysis may include charting, fundamental, technical, cyclical and economic reviews, depending on the client’s needs and account objectives. Potential investments include qualified retirement plan investments, mutual funds, exchange-traded funds (ETFs), equity securities, debt securities, collective investment trusts, fixed life and health insurance and annuities, as well as third-party money managers.