Top Financial Advisors in Baltimore, MD

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1919 Investment Counsel is a fee-only firm that serves both high-net-worth and non-high-net-worth individuals, as well as investment companies, pensions and profit-sharing plans, charities, local governments and corporations.The minimum account size varies based on the program you participate but can be as low as $10,000. 

You’ll find some unique investing options at this large firm, including socially responsible investing, global total return investing and multi-cap core equity investing. 1919 Investment Counsel has over 40 years’ of experience in socially responsible investing. Investments include environmentally-focused securities and social and corporate governance.

The global total return option incorporates fundamental analysis to identify global companies in which to invest. These companies have to meet a number of criteria, including well-established and experienced management, the potential for sustained growth, and market cap usually above $500 million. 

Multi-cap core equity investing is a strategy that’s focused on U.S. small-cap and mid-cap stocks. This strategy invests in stocks for the long term, using bottom-up fundamental research.

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Facet has a $500 minimum initial account size for its clients, all of whom are individuals, with just a few of a high-net-worth nature. Services offered by the company include comprehensive financial planning, cash flow and income planning, retirement planning, estate planning, debt management, education planning, income tax planning, employee benefit planning and charitable planning.

While many firms charge a fee based on assets under management, Facet charges a flat annual fee generally ranging from $2,000 and up per year. This is a fee-only firm, as all of its compensation comes from the fees clients pay and not third-party commissions.

Facet advisors use fundamental, technical and cyclical analysis to pick securities for purchase. The firm uses both long-term and short-term purchases to maximize returns. Potential investments include open-end mutual funds, closed-end mutual funds, exchange-traded funds (ETFs), individual equities and individual bonds.

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D.F. Dent and Company is a fee-only advisory firm with the second most assets under management (AUM) on the list. The firm focuses on offering advisory services such as investment management and financial planning. The typical client the firm works with includes individuals, high-net-worth individuals, corporate pension and profit-sharing plans, Taft-Hartly plans, wrap-fee programs, charitable organizations, endowments, municipalities, registered mutual funds, trust programs and more. 

Fees at the firm can vary but typically depend on the amount of AUM invested with the firm. That fee is typically lowered as you add more AUM to your investments and ranges from 0.50% to 1.00% of the total AUM invested. Under certain circumstances, clients may enter into a separate fee agreement. There is no addiitonal fee for financial planning if assets are invested with the firm's advisors. 

The firm utilizes multiple investment strategies to boost the firm's ability to deliver for clients. The firm typically is given discretionary abilities to invest in equity securities, fixed-income securities, ETFs, options and mutual funds. The firm tries to adhere to the risk tolerance of each individual client when managing investment portfolios. 

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At WBH Advisory has no minimum account size and it serves many clients without a high net worth. The firm also works with high-net-worth individuals, as well as pension and profit-sharing plans and local governments. WBH is a fee-only firm, meaning it only makes money from advisory fees. The fees are based on a percentage of assets under management or can be charged as a flat fee.

Services offered by the firm include investment management, retirement planning, income tax planning, education fund planning, insurance planning and estate planning.

WBH tailors its investing strategy to the goals and wishes of the client. Potential investments include individual equities, exchange-traded funds, individual bonds, certificates of deposit, mutual funds and publicly traded partnerships. The firm has clients with all-equity portfolios, all-fixed-income portfolios and portfolios made up of a combination of the two. The asset allocation in each portfolio is up to the client.

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A.G. Campbell Advisory does not have a minimum account size. Its clients are split fairly evenly between non-high-net-worth individual investors and high-net-worth individuals. It also advises a small number of corporations and retirement plans. The firm offers services that include financial planning, investment management and non-discretionary and discretionary portfolio management.

The management fee charged by the company is based on assets under management. The firm is fee-only, so advisors do not make additional money selling clients commissionable securities or insurance products. 

One of the hallmarks of the firm’s investment strategy is that the advisors invest in the same securities as their clients. Potential investments include mutual funds, variable annuities, stocks, bonds and additional securities. 

The firm makes investment choices based on the potential of the company, and it invests across asset classes. It does not consider market capitalization or geography when making investment choices.

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GGM Wealth Advisors, a fee-only firm, has a $250,000 minimum investment requirement for new clients. In some cases, the firm may decide to waive or reduce this minimum, though. Custom investment management and financial planning are the two pillars of services at GGM.

The firm's client base is comprised of mostly high-net-worth and non-high-net-worth individuals, as well as businesses, charitable organizations and retirement plans.

GGM Wealth Advisors works with clients personally before investing their assets. This involves looking into your risk tolerance, time horizon, liquidity needs and long- and short-term goals. These factors will inform what types of securities your assets are invested in, what your asset allocation will look like and how often your investments will be bought on sold.

As your portfolio ages, the firm will review the performance of your investments. If your returns affect your asset allocation's makeup, the firm may rebalance your assets according to your original asset allocation and goals.

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&Wealth Partners is a Baltimore-based financial advisor firm focused on providing financial services "for women who are recreating their lives," according to its website. The fee-only firm has offices in Baltimore, as well as New York City.

While there isn’t a required minimum account size, the $10,000 minimum annual fee makes the most sense if you have at least $1 million in assets under management. Most of the firm's clients are high-net-worth individuals, defined by the SEC as a net worth of $1.5 million or more. &Wealth has fewer than 100 total clients.

There's no account minimum to work with &Wealth, and you can engage the firm for standalone financial planning, a significant practice at the firm. As &Wealth puts it, “This allows us to work with people who may not have liquid assets, may not be ready to invest or may not want to leave their current broker, but still recognize the value of planning beyond picking stocks and bonds.” Financial planning at &Wealth covers net worth sheet preparation, lifestyle analysis, budget preparation and ongoing support, retirement plan analysis, insurance review and investment review. 

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Buttonwood Financial Advisors works mostly with high-net-worth and non-high-net-worth individuals. The firm's institutional clients include charitable organizations and businesses. There is no specific account minimum here. Individual portfolio management is customized to clients' needs at Buttonwood. Financial planning includes estate planning, educational fund planning, insurance planning, retirement planning and more.

As a fee-only firm, all of Buttonwood's compensation comes from the fees that clients pay.

Buttonwood Financial Advisors has a wide range of securities that it may invest clients' assets in. More specifically, the firm may put your money in individual stocks and bonds, mutual funds, ETFs and certificates of deposit (CDs). If you feel that you don't want to invest your money in certain things, the firm will allow you to impose reasonable restrictions on your portfolio.

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Armstrong Dixon is a fee-based financial advisor. This means that certain members of its advisory staff can receive commissions from the sale of insurance products or securities to clients. While this is a potential conflict of interest, the firm's fiduciary duty requires it to act in your best interest no matter what.

Armstrong Dixon serves both high-net-worth and non-high-net-worth individuals, pension and profit-sharing plans, charities and corporations.

The firm generally uses fundamental, technical and cyclical security analysis. The firm explains that “these types of analysis in isolation have flaws. However, by including all three types of analysis, the strengths outweigh the weaknesses.” In addition to conducting research on specific securities, the firm will also analyze mutual funds, ETFs and separately managed accounts.

Managers are evaluated in both an up and a down market cycle. Armstrong Dixon advisors will look at the rate of return, Sharpe ratio, Sortino ratio, beta, alpha correlation, capture ration, manager turner and more. Lastly, long-term purchases, short-term purchases and options are investment strategies that the firm may use when managing your portfolio.

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WPG Advisors is a fee-based firm where some advisors earn commissions for selling insurance products This is a conflict of interest, but all advisors still must act ine the best interest of the client when serving as an advisor. Advisory fees, meanwhile, are based on a percentage of assets under management. 

WPG works almost exclusively with individuals, most of whom are not high-net-worth. There are some institutional clients including pension/profit-sharing plans and charitable organizations.

Most of the money at WPG is invested in either stocks or funds. Bonds, cash and structured notes are also used. The investment strategy largely depends on the needs of each individual client.