Top 10 Financial Advisors in Boulder, CO

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BSW Wealth Partners has a large collection of advisory certifications across its team of financial advisors. This includes Certified Financial Planner™ (CFP®) and chartered financial analyst (CFA). Other certifications include certified public accountant (CPA) and certified divorce financial analyst (CDFA). This is a fee-only firm.

BSW does not institute any sort of minimum investable asset requirement. Regardless, the firm serves mostly high-net-worth individuals. Its client base also includes families, non-high-net-worth individuals, trusts, estates, pension and profit-sharing plans, charitable organizations and businesses.

BSW Wealth Partners offers extensive investment management services that take care of everything from strategy implementation to portfolio reporting. For financial planning clients, services include wealth planning, employee stock option planning, retirement planning and college fund planning.

BSW Wealth Partners utilizes a long-term investment ideology that focuses on diversifying widely across multiple asset classes. To ensure your portfolio is as diversified as possible, the firm will look to invest your assets in non-correlated markets. Some of BSW’s typical investments include equities, mutual funds, exchange-traded funds (ETFs), real estate, hedge funds and private equity placements.

In order to keep your asset allocation intact and take into account other economic conditions, BSW will perform portfolio rebalances no more than twice per year. In the case that the firm has identified opportunistic investments, your allocation may shift a bit.

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Next on the list is The Millstone Evans Group. There is no minimum account size. Most clients are non-high-net-worth individuals, with high-net-worth clients on the rolls as well. Institutional clients include pension and profit sharing plans, charitable organizations and corporations. Most clients pay an asset-based fee for all services.

The firm’s team holds designations such as accredited asset management specialist (AAMS), chartered divorce financial analyst (CDFA) and Certified Financial Planner™ (CFP®). As a fee-based firm, some advisors are also insurance agents and can earn commissions. This is a conflict of interest, but all advisors are still bound by fiduciary duty to act in the best interest of the client. 

Services include financial planning, portfolio management and a wrap program. 

Long- and short-term purchases are used at Millstone Evans, along with trading and options writing. Mutual funds make up around two-thirds of investments, with individual stocks representing a bit less than a quarter. Bonds and cash holdings make up the rest.

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Black Swift Advisors is a fee-only firm that offers investment management and financial planning services to individuals, families, trusts, estates, corporations and charitable organizations. Clients include both high-net-worth and non-high-net-worth individuals.

There is no minimum investment required to engage the firm’s services. 

Black Swift Advisors’ team includes professionals with financial industry certifications, including the chartered financial analyst (CFA) designation. As a fee-only fiduciary, the firm does not receive commissions for the sale of financial products, and it is legally obligated to act in clients’ best interests at all times.

The firm customizes portfolios based on each client’s goals, risk tolerance, time horizon, liquidity needs and overall financial picture. It employs a disciplined investment approach rooted in strategic asset allocation, diversification and tax efficiency. Portfolios may include individual equities, bonds, ETFs, mutual funds and alternative investments. Black Swift Advisors uses a long-term investment philosophy and regularly rebalances client accounts to maintain alignment with target allocations.

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Colorado Capital Management is a fee-only, independent registered investment advisor headquartered in Boulder, Colorado. The firm does not sell investment products or receive commissions, and it has no affiliation with any broker-dealer or insurance agency. Instead, the firm earns fees solely for providing investment advice and financial planning, always acting as a fiduciary in clients’ best interests.

Clients include individuals and families across the wealth spectrum, with a typical emphasis on high-net-worth individuals, foundations, endowments, business owners and corporate executives. The minimum account size is generally $1 million per household, though this may be waived or negotiated at the firm’s discretion.

The firm’s team includes credentialed professionals with designations such as Certified Financial Planner™ (CFP®), chartered financial analyst (CFA) and certified public accountant (CPA), among others. Colorado Capital Management collaborates with clients’ existing professionals, including attorneys and CPAs, to provide integrated and comprehensive wealth management.

The firm develops individualized investment policy statements to guide asset allocation and security selection. It offers both discretionary and non-discretionary portfolio management, tailoring each portfolio based on the client’s goals, risk tolerance, time horizon and liquidity needs. Colorado Capital Management also supports impact investing preferences and offers portfolios that incorporate environmental, social and governance (ESG) criteria when requested.

The firm uses fundamental analysis to evaluate securities and typically favors long-term investment strategies. Its core philosophy emphasizes diversification across asset classes using low-cost mutual funds, exchange-traded funds (ETFs) and occasionally individual stocks and bonds. In certain cases, alternative investments such as private equity, hedge funds or real estate may be recommended for qualified clients.

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KilterHowling LLC is a fee-only investment advisory firm based in Boulder, Colorado.

The firm primarily serves individuals, high-net-worth individuals, charitable organizations and retirement plans. And there is no minimum investment requirement to establish an advisory relationship with KilterHowling. 

KilterHowling operates under a fiduciary standard and does not accept commissions or other third-party compensation for investment products.

KilterHowling offers clients a selection of model portfolios and customized strategies grounded in asset allocation, diversification and long-term discipline. The firm manages portfolios primarily using mutual funds, ETFs and individual securities. Its flagship strategies include the KilterHowling Global Growth (KHGG) and KilterHowling Capital Preservation (KHCP) portfolios, with additional satellite strategies available such as ESG portfolios, municipal bond strategies and private investments for qualified clients. Risk tolerance and liquidity needs inform each portfolio’s construction, and the firm may incorporate third-party managers when appropriate.

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Boulder Wealth Advisors is a fee-based firm that provides investment management and financial planning services to individuals, families, pension and profit-sharing plans, trusts, estates and charitable organizations. While the firm does receive commissions from the sale of non-securities insurance products such as life insurance and annuities, it acts as a fiduciary, maintaining a legal obligation to act in clients' best interests at all times.

The firm generally requires clients to have at least $500,000 in investable assets, though exceptions may be made at the firm's discretion. Clients typically include high-net-worth individuals, retirees, business owners and professionals seeking personalized, long-term financial guidance.

The Boulder Wealth Advisors team includes professionals licensed to sell insurance products, and partners with outside professionals such as certified public accountants (CPAs), estate attorneys and insurance brokers to coordinate clients’ broader financial planning strategies. Financial planning fees range from $1,500 to $7,000 for fixed-fee services, while ongoing portfolio management fees are based on a tiered structure with a maximum annual advisory fee of 1.5%.

Boulder Wealth Advisors uses five portfolio models – Ultra Aggressive, Aggressive, Growth, Growth & Income and Bond Only – to align with client risk tolerances and time horizons. Each model emphasizes diversification across domestic and international equities, as well as a broad mix of fixed-income asset classes, including government, corporate, municipal, high-yield and emerging market bonds. Allocation decisions are primarily tactical, with the firm employing top-down economic analysis and fund selection criteria such as price-to-earnings ratio, manager tenure and sector exposure.

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Snowball Wealth Management is a fee-only advisory firm that offers financial planning, investment management and wealth management services on a discretionary and non-discretionary basis. Its clientele includes individuals, families, trusts, estates, charitable organizations and business entities. The firm does not impose a minimum account size for any of its services.

Snowball Wealth Management’s advisory team includes professionals holding the Certified Financial Planner™ (CFP®) designation. As a fee-only firm, it does not receive commissions or compensation from the sale of securities or insurance products. 

The firm’s investment approach is tailored to each client’s financial situation, goals, time horizon and risk tolerance. Snowball Wealth Management uses fundamental analysis, cyclical analysis and modern portfolio theory to evaluate and manage portfolios. Investment strategies may include long-term trading and options trading, depending on client needs and risk preferences. Portfolios are primarily composed of mutual funds, ETFs, equities, fixed income securities and real estate funds (including REITs).

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Welch Financial Planning, LLC is a fee-based financial advisory firm headquartered in Boulder, Colorado. The firm provides investment management, financial planning and consulting services to individuals, trusts, estates, charitable organizations, corporations and other business entities.

Welch Financial Planning generally requires a minimum account size of $1 million, though the firm may waive this requirement at its discretion. Financial planning is included for wealth management clients who meet the firm’s minimum. Clients include individuals, trusts, estates, charitable organizations, corporations and other business entities.

Specific advisor certifications are not listed in the available firm materials. As a fee-based firm, some financial professionals are licensed insurance agents and may receive commissions for insurance-related product recommendations. This represents a potential conflict of interest, but advisors are still bound by fiduciary duty to act in clients’ best interests.

Services include discretionary and non-discretionary investment management, financial planning, consulting services, estate planning support through a third-party technology platform, held-away retirement account management through Pontera and educational workshops. Tax planning and preparation are available through Welch Tax Services, LLC, an affiliated entity, under a separate agreement and fee.

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Outbound Financial, Inc. is a fee-only financial advisory firm based in Boulder, Colorado. The firm was offers wealth management, financial planning, income and gift tax preparation, and hourly financial planning services to individuals, high-net-worth individuals, families, young professionals, not-for-profit entities and business interests.

There is no minimum investment required to engage the firm’s services. Clients include individuals, high-net-worth individuals, young professionals, families, not-for-profit entities and business interests.

Outbound Financial has one advisor, Steven Nading, who holds the Certified Financial Planner™ (CFP®) and certified public accountant (CPA) designations. As a fee-only fiduciary, the firm does not receive commissions for the sale of financial products, and it is legally obligated to act in clients’ best interests.

Services include comprehensive and ongoing financial planning, focused financial planning, wealth management, income and gift tax preparation, and hourly financial planning. Planning services may address retirement planning, cash flow and debt management, investment analysis, tax planning, education funding, estate planning, insurance review, employee benefits and risk management.

Outbound Financial primarily uses a passive wealth management approach. Portfolios are generally built with distinct asset classes and implemented through passively managed mutual funds and ETFs. The firm’s approach typically emphasizes asset allocation, low portfolio expenses, tax efficiency and limited trading.

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Financial Mountain, Inc. is a fee-only advisory firm based in Boulder, Colorado that provides investment management, discretionary asset management and financial planning services to individuals and high-net-worth individuals. As a fee-only firm, it receives compensation from client-paid advisory fees and does not receive commissions from the sale of financial products.

There is no minimum investment required to engage the firm’s services. The firm primarily serves individuals and high-net-worth individuals.

Services include financial planning and consulting, tax planning, risk management, estate planning and discretionary asset management.

For financial planning clients, services may include a personal net worth statement, cash flow analysis, retirement strategy and long-term investment plan. The firm customizes portfolios based on each client’s stated objectives, time horizon, risk tolerance and other information gathered during consultations. Its investment approach uses fundamental analysis, technical analysis and Modern Portfolio Theory when developing portfolios.