Top Financial Advisors in Hawaii

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CKW Financial Group in Honolulu is the No. 1 firm on our list of the top financial advisors in the Aloha State. The firm works with individuals and high-net-worth individuals, and manages more money than any other firm on this list.

CKW also works with family offices, pension and profit-sharing plans, charitable organizations, endowments, foundations, corporations, other businesses and financial advisors. There is no required minimum account balance or minimum fee requirement. 

In addition to client-paid fees, advisors at this fee-based firm may earn commissions from selling financial products. This is a potential conflict of interest, but the firm is bound by fiduciary duty to act in the client’s best interest. CKW's advisory fees are generally based on assets under management. The firm's small team of advisors includes certified investment management analysts (CIMA). 

The firm offers a range of services, including discretionary model portfolio management, investment consulting, investment policy statement preparation, investment manager and vehicle selection, performance monitoring and employee or client communications. It also provides services related to retirement planning, education funding, estate planning consultation, charitable foundation setup, tax loss harvesting, retirement plan setup and outsourced asset allocation for financial advisors and RIAs.

CKW's investment approach generally centers on asset allocation. The firm considers the mix of equities, fixed income and cash rather than relying only on individual security selection.

The firm uses mutual fund and exchange-traded fund (ETF) analysis, third-party manager analysis and model portfolios. These model portfolios may include globally diversified balanced strategies, income-oriented strategies and equity-focused strategies. Portfolios may use long-term purchases, as well as short-term purchases when appropriate.

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Founded in 1979, Cadinha & Co. in Honolulu is the oldest firm on this list. Cadinha's clients include both non-high-net-worth and high-net-worth individuals, as well as charitable organizations and businesses. To work with the firm, you'll need at least $1 million in investable assets.

As a fee-only firm, advisors at Cadinha & Co. do not receive third-party commissions. They only receive advisory fees directly from clients. As a result, they are not subject to the same potential conflicts of interest that fee-based firms often face. 

Cadinha & Co. provides its clients with investment management services, a managed allocation portfolio (MAP) and a global portfolio strategies (GPS) program. It also offers financial planning and consulting and wrap fee programs. All assets are managed on a discretionary basis.

Cadinha & Co. tailors its investment management services and investment strategies to the individual objectives and needs of its clients. Advisors meet with new clients to determine their investment profile by compiling information on their overall financial situation, investment objectives and risk tolerance. 

Advisors at Cadinha use a variety of asset types to populate client portfolios. These include stocks, warrants, commercial paper, certificates of deposit (CDs), government securities, currencies, commodities, real estate investment trusts (REITs), exchange-traded funds (ETFs) and mutual funds. To best evaluate investments, advisors use top-down analysis, fundamental analysis and technical analysis.

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The Rice Partnership is a fee-only practice in Honolulu with the third-most assets under management after CKW Financial Group and Cadinha & Co. There is no required minimum account balance at The Rice Partnership, but the firm reserves the right to choose not to work with investors who have smaller portfolios. The Rice Partnership serves both high-net-worth and non-high-net-worth individuals. The firm also works with pension plans, charitable organizations and businesses.

Alongside its advisory services, the firm also offers tax and estate planning services for individuals. For businesses, it offers mergers and acquisition services along with capital markets options. The firm is also the sole owner of Wealthjar Investment Advisory, LLC, a separate advisory firm that offers automated portfolio management services through the Schwab Institutional Intelligent Portfolios investment management platform. For clients interested in a robo-advisor with lower fees, Wealthjar could be an alternative to The Rice Partnership.

The firm's team includes advisors who hold the Certified Financial Planner™ (CFP®), certified trust and fiduciary advisor (CTFA) and chartered financial consultant (ChFC) designations.

The Rice Partnership has a number of primary investment strategies. One is Core U.S. Equity, which focuses on domestic investments and seeks companies with free cash flow. Another is Active Fixed Income Management, which looks for issues in the high-quality section of the yield curve. The International ETF strategy uses the liquidity and low costs of ETFs to the client’s advantage.

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Shiraishi Financial Group Advisors is a fee-based firm that's been in business since 2013. In addition to client-paid fees, advisors at the firm may earn commissions from selling financial products. This is a potential conflict of interest, but the firm is bound by fiduciary duty to act in the client’s best interest.

Shiraishi does not have a set account minimum, although it typically recommends that clients have at least $50,000 in investable assets to "allow for proper diversification." The firm mainly caters to non-high-net-worth and high-net-worth individual clients. It also advises a small number of pension plans.

In addition to wealth management, the firm offers retirement planning services and help with life insurance, long-term care insurance and disability insurance. The firm also has a special division dedicated to advising teachers who take part in the National Education Association's retirement program.

Shiraishi Financial Group Advisors offers numerous portfolio models. The firm’s active model consists of high-yield bond funds, government bond funds and money market funds. The rotation model invests in two top-performing funds each month. The seasonal model adds large-cap equity funds to the active model. 

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Financial Planning Hawaii, doing business as Fee-Only Planning Hawaii, is based in Honolulu. Established in 2010, the firm works primarily with individuals, families and small businesses. The firm does not have a set account minimum.

In addition to fees, advisors at the firm may earn commissions from selling insurance products. This is a potential conflict of interest, but the firm is bound by fiduciary duty to act in the client’s best interest. Clients are not required to purchase insurance products through the firm’s representatives. At least one advisor on staff holds the CFP® designation.

The firm offers a range of services, including financial planning, portfolio management, retirement savings and spending analysis, education planning, insurance risk management, Social Security planning, employee benefits reviews and IRA and small business retirement plan guidance. It also provides estate and tax planning coordination, as well as access to planning and reporting tools.

Financial Planning Hawaii generally emphasizes passive portfolio management. Its approach uses modern portfolio theory, the efficient market hypothesis and random walk theory, and the firm discourages frequent trading and market timing. For equity exposure, the firm typically recommends passively managed index funds and ETFs. For fixed income, it generally prefers individual bonds, CDs, Treasuries, agency securities, corporate bonds and municipal bonds, often using laddering strategies. 

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Andrews Advisory Associates is a fee-only advisory firm, meaning it only earns income from the management fees its clients pay. There are several CFP® professionals on staff, as well as one CFA.

You’ll need at least $250,000 in investable assets to receive investment management services, although the minimum for comprehensive wealth management is $1 million. The firm works with individuals, high-net-worth individuals, pension plans, charitable organizations and corporations.

The firm offers a range of services including discretionary and non-discretionary investment management services, retirement plan investment management services and financial planning services.

Andrews Advisory Associates works to combine different asset classes in client portfolios such that the strengths of certain asset classes cover the weaknesses of others. The firm regularly revisits portfolios for rebalancing in an attempt to potentially reduce risk and improve performance.

The firm's investment strategy prizes risk management, seeking to rid portfolios of any avoidable risk whenever possible. It primarily recommends highly liquid securities with large market capitalization. The firm rarely recommends investments that can't be easily traded.

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Kahala Financial Advisors is one of the older firms on our list, having been in business since 1986. The fee-only firm works almost exclusively with individuals, as well as one charitable organization.

The firm has a suggested account minimum of $1 million. It has multiple advisors with the CFP® designation.

The firm offers investment advisory services, including investment analyses, asset allocation, quarterly performance reports, and ongoing monitoring and rebalancing services. The firm also offers financial planning services that may touch on budget planning, retirement and college-funding analyses, insurance, wills and trusts, income tax-reduction strategies and investments.

Typically, the firm will invest client assets in a range of equities, corporate and municipal bonds, mutual funds, certificates of deposit (CDs), variable life insurance and annuities and real estate investment trusts (REITs).

Kahala Financial Advisors applies a long-term approach to its portfolios rather than making any attempts to time the market. The firm will use a range of asset allocation models to balance risk and create diversified portfolios, taking into account each client’s risk tolerance and time horizon when choosing the specific model. Clients can alter their asset allocation at any time depending on their individual circumstances.

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Robert Priske is a fee-only firm that has been offering advisory services in Honolulu since 1987. The account minimum is $500,000, but the firm may waive this minimum under certain circumstances.

The firm works with non-high-net-worth individuals, high-net-worth individuals and pension plans. Clients are typically business and healthcare professionals. Robert Priske has a small team of advisors, one of them being Robert Priske himself.

The firm provides investment supervisory services as well as financial planning advice that covers saving, investment, estate planning, taxes and other matters specific to individual clients.

When analyzing investments, Robert Priske uses a mix of fundamental, technical and cyclical analysis and charting. The firm tailors its investment strategy to the client. It considers the client’s risk tolerance, time horizon and investment objectives in determining the right balance of long-term purchasing, short-term purchasing, trading and margin transactions.

Investments in client portfolios include exchange-traded funds (ETFs), equities, securities traded over-the-counter, foreign issues, warrants, debt securities, certificates of deposit, municipal securities, mutual funds, government securities and options contracts. Equities and funds typically are weighted most heavily.

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Regency Capital Management's client base is made up of high-net-worth and non-high-net-worth individuals. It also works with pensions, profit-sharing plans, charitable organizations, corporations and pooled investment vehicles. In addition to its office in Honolulu, Regency has a mainland location in Washington state. 

Regency is a fee-only firm, meaning that none of the firm's advisors earn commissions from the sale of financial products to clients. The firm currently has a minimum account size requirement of $1 million.

Clients at Regency can receive investment portfolio management services, access to model portfolios and investment consulting services. The firm manages client assets on a discretionary basis.

Advisors at Regency Capital Management tailor their investment strategies to the needs of clients. Advisors work with clients to evaluate their financial situations and investment objectives, plus gather information on the client's tolerance for risk or liquidity needs. This helps them create effective investment strategies for each client.

Regency has six different model portfolios that also have exchange-traded fund (ETF) versions. Advisors may use other investments for clients as they see fit. The firm has at least one CFA on staff. 

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ACP Investment Management rounds out our list of the top financial advisors in Hawaii. ACP is a fee-based firm located in Kailua-Kona, making it the only practice on this list that's not based in Honolulu.

The firm was formed in 2025 and works with individuals, high-net-worth individuals, pension and profit-sharing plans, pooled investment vehicles, charitable organizations and corporations. The firm does not require a minimum account size, though some LPL-sponsored programs it recommends may have their own minimums.

In addition to advisory fees, certain investment advisor representatives at the firm may receive commissions through brokerage or insurance-related activities. This is a potential conflict of interest, but the firm is bound by fiduciary duty to act in the client’s best interest.

The firm offers asset management, financial planning and consulting, retirement plan consulting, LPL Strategic Wealth Management and advisory services through LPL-sponsored wrap fee programs. Its financial planning and consulting services may address charitable planning, education planning, debt and mortgage analysis, insurance analysis, lines of credit, as well as business and personal financial planning. The firm manages client assets on a discretionary basis.

ACP Investment Management tailors its investment strategies to the individual objectives and needs of its clients. The firm may use long-term purchases, short-term purchases, trading, short sales, margin transactions, options purchases and options writing, depending on the client’s objectives and account type.

To evaluate investments, advisors may use fundamental, technical, quantitative and qualitative analysis.