Top Financial Advisors in Hawaii

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At the top of our Hawaii list is Cadinha & Co. The firm's clients include both non-high-net-worth and high-net-worth individuals, as well as charitable organizations and businesses. To work with the firm, you'll need at least $1 million in investable assets.

As a fee-only firm, advisors at Cadinha do not receive third-party commissions. They only receive advisory fees directly from clients. As a result, they are not subject to a potential conflict of interest.

Cadinha provides its clients with investment management services, a managed allocation portfolio (MAP) and a global portfolio strategies (GPS) program. It also offers financial planning and consulting and wrap fee programs. All assets are managed on a discretionary basis.

Cadinha & Co. tailors its investment management services and investment strategies to the individual objectives and needs of its clients. Advisors meet with new clients to determine their investment profile by compiling information on their overall financial situation, investment objectives and risk tolerance. 

Advisors at Cadinha use several different types of investments to populate client portfolios. These include stocks, warrants, commercial paper, certificates of deposit (CDs), government securities, currencies, commodities, real estate investment trusts (REITs), exchange-traded funds (ETFs) and mutual funds. To best evaluate investments, advisors use top-down analysis, fundamental analysis and technical analysis.

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The Rice Partnership is a Honolulu-based firm. It has a small team of advisors on staff and is a fee-only firm.

There is no required minimum account balance, but the firm reserves the right to choose not to work with investors who don’t have enough in investable assets. The Rice Partnership works with both high-net-worth and non-high-net-worth individuals. The firm also serves a small number of pension plans, charitable organizations and businesses.

Alongside its advisory services, the firm also offers tax and estate planning services for individuals. For businesses, it offers mergers and acquisition services along with capital markets options. The firm is also the whole owner of Wealthjar Investment Advisory, LLC, a separate advisory firm that offers automated portfolio management services through the Schwab Institutional Intelligent Portfolios investment management platform. For clients interested in a robo-advisor with lower fees, Wealthjar could be an attractive option.

The Rice Partnership has a number of core investment strategies. One is Core U.S. Equity, which focuses on domestic investments and seeks companies with free cash flow. Another is Active Fixed Income Management, which looks for issues in the high-quality section of the yield curve. The International ETF strategy uses the liquidity and low costs of ETFs to the client’s advantage.

Advisors work with individual clients to tailor an investment strategy that works for them. Each client is given a plan that will help them steadily grow their assets.

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Mosaic Pacific Investment Advisors is a fee-only firm. The firm caters to a diverse clientele including individuals, corporations, employer retirement plans, trusts and charitable organizations. While the standard minimum investment is set at $250,000, the firm retains the flexibility to waive this requirement under certain circumstances such as total household assets, family considerations or other special situations.

Mosaic Pacific Investment Advisors employs a diverse range of investment strategies tailored to meet various investment horizons and objectives. Their approaches include Long Term Purchases, where investments are held for periods typically exceeding one year, and Short Term Purchases, aimed at capitalizing on opportunities within a brief timeframe. The firm takes into consideration several key client characteristics such as their investment goals, the time horizon for their investments, and any other pertinent information that might influence the suitability of recommended investment types.

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Andrews Advisory Associates is a fee-only advisory firm, meaning it only earns income from the management fees its clients pay. Among the firm’s advisors, there are several Certified Financial Planner™ (CFP®).

You’ll need at least $250,000 in investable assets to be a client of Andrews Advisory. The firm works with individuals, high-net-worth individuals, pension plans, charitable organizations and corporations.

The firm offers a range of services including discretionary and non-discretionary investment management services, retirement plan investment management services and financial planning services.

Andrews Advisory Associates works to combine different asset classes in client portfolios such that the strengths of certain asset classes cover the weaknesses of others. The firm regularly revisits portfolios for rebalancing in an attempt to potentially reduce risk and improve performance.

The firm’s investment strategy prizes risk management, seeking to rid portfolios of any avoidable risk whenever possible. It primarily recommends highly liquid securities with large market capitalization. The firm rarely recommends investments that can’t be easily traded.

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Fort Street Asset Management is a fee-only firm that primarily caters to high-net-worth individuals. The firm offers services include strategic asset allocation decisions, non-discretionary investment consulting advice, and guidance on banking and lending for investments in real estate and other assets. While they generally require a minimum investment of $1,000,000, they reserve the right to adjust this minimum under specific conditions at their discretion.

The firm employs a strategic approach that emphasizes long-term and global investments, particularly focusing on listed equities in the U.S. and China. The firm targets companies that boast stable, non-cyclical and increasing revenues. By managing a diversified portfolio containing 25-50 high-conviction positions, the firm steers clear of market timing and the use of leverage.

When considering client portfolios, the firm takes into account various investor preferences and characteristics. These include an aversion to specific security issuers, a preference for investments like U.S. Treasuries, and a desire to diversify into real estate and other non-securities assets. 

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Regency Capital Management's client base is made up of high-net-worth and non-high-net-worth individuals. It also works with pensions, profit-sharing plans, charitable organizations, corporations and pooled investment vehicles.

Regency is a fee-only firm, meaning that none of the firm's advisors earn commissions from the sale of financial products to clients. The firm currently has a minimum account size requirement of $1 million.

Client at Regency can receive investment portfolio management services, access to model portfolios and investment consulting services. The firm manages client assets on a discretionary basis.

Advisors at Regency Capital Management tailor their investment strategies to the needs of clients. Advisors with clients to determine their financial situations and investment objectives, plus information such as a client's tolerance for risk or liquidity needs. This helps them create effective investment strategies for each client.

Regency has six different model portfolios that also have exchange-traded fund (ETF) versions. Advisors may use other investments for clients as they see fit.

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Shiraishi Financial Group Advisors is a fee-based firm based in Honolulu. In addition to fees, advisors at the firm may earn commissions from selling customers various financial products. This is a potential conflict of interest, but the firm is bound by fiduciary duty to act in the client’s best interest.

Shiraishi does not have a set account minimum. The firm mainly caters to non-high-net-worth and high-net-worth individual clients. It also advises a small number of pension plans.

In addition to wealth management, the firm offers retirement planning services and help with life insurance, long-term care insurance and disability insurance. The firm also has a special division dedicated to advising teachers who take part in the National Education Association’s retirement program.

Shiraishi Financial Group Advisors offers numerous portfolio models. The firm’s active model consists of high-yield bond funds, government bond funds and money market funds. The rotation model invests in two top-performing funds each month. The seasonal model adds large-cap equity funds to the active model. The star model adjusts equities exposure based on market trends, while the sector model uses both equities and bonds.

The firm’s team works with clients to find the model that best fits their needs and then helps to create a diverse portfolio.

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Kahala Financial Advisors is one of the older firms on our list, having been in business since 1986. The fee-only firm works almost exclusively with individuals, as well as one charitable organization.

The firm has a suggested account minimum of $1,000,000. It has multiple advisors with the Certified Financial Planner™ (CFP®) certification.

The firm offers investment advisory services, including investment analyses, asset allocation, quarterly performance reports, and ongoing monitoring and rebalancing services. The firm also offers financial planning services, covering credit, budgets, retirement and college-funding analyses, insurance, wills and trusts, income tax-reduction strategies and investments.

Typically, the firm will invest client assets in a range of equities, corporate and municipal bonds, mutual funds, certificates of deposit (CDs), variable life insurance and annuities and real estate investment trusts (REITs).

Kahala Financial Advisors applies a long-term approach to its portfolios rather than making any attempts to time the market. The firm will use a range of asset allocation models to balance risk and create diversified portfolios, taking into account each client’s risk tolerance and time horizon when choosing the specific model. Clients can alter their asset allocation at any time depending on their individual circumstances.

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Robert Priske is a fee-only firm that has been offering advisory services in Honolulu since 1987. The account minimum is $500,000, but the firm may waive this minimum under certain circumstances.

The firm works with non-high-net-worth individuals, high-net-worth individuals and pension plans. Clients are typically business and healthcare professionals. Robert Priske has a small team of advisors, one of them being Robert Priske himself.

The firm provides investment supervisory services as well as financial planning advice that covers saving, investment, estate planning, taxes, and other matters specific to individual clients.

When analyzing investments, Robert Priske uses a mix of fundamental, technical and cyclical analysis and charting. The firm tailors its investment strategy to the client. It considers the client’s risk tolerance, time horizon and investment objectives in determining the right balance of long-term purchasing, short-term purchasing, trading and margin transactions.

Investments in client portfolios include exchange-traded funds (ETFs), equities, securities traded over-the-counter, foreign issues, warrants, debt securities, certificates of deposit, municipal securities, mutual funds, government securities and options contracts. Equities and funds typically are weighted most heavily.