Top Financial Advisors in Idaho

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The Caprock Group heads up our list of the top financial advisors in Idaho. Founded in 2005, Caprock is a fee-only registered investment advisor offering private wealth management, family office and consulting services. The firm works with high-net-worth individuals and their families, as well as charities and individuals below the high-net-worth line. 

The firm offers continuous investment management, portfolio construction and monitoring, investment manager selection, strategic asset allocation and family office support for estate, tax and philanthropic planning. Caprock does not impose a strict account minimum but instead charges an annual fee, typically up to 1% of assets under management, with negotiable terms based on client needs and complexity of services.

In addition to its headquarters in Boise, the firm has offices in Seattle, Chicago, Denver and New York, as well as Scottsdale, Arizona, San Jose, California, Newport Beach, California, Park City, Utah and Winter Park, Florida. The team in Boise includes advisors who hold the Certified Financial Planner™ (CFP®) and Chartered Financial Analyst (CFA) designations. 

Caprock’s investment approach emphasizes diversification and customized portfolio design. The firm does not actively trade for short-term results but instead focuses on long-term portfolio construction. It builds portfolios across six major asset classes: cash equivalents, fixed income, public equity, private credit, real assets and private equity. Investments may include mutual funds, exchange-traded funds (ETFs), interval funds, third-party managed accounts, hedge funds and private placements. 

The firm also incorporates impact investing for clients who want portfolios aligned with environmental, social or sustainability values.

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Mountain Pacific Investment Advisers is a fee-only practice based in Boise. There is a small team financial advisors handling this money. The advisory team features two Chartered Financial Analysts (CFAs) and a certified public accountant (CPA).

This fee-only firm calls for a minimum investment of $1 million for new clients, though this requirement may be waived under certain circumstances. Its client base consists of mostly high-net-worth individuals, though it also serves non-high-net-worth individuals, retirement plans, trusts, estates, corporations, government entities and charitable organizations, as well.

As a fee-only firm, Mountain Pacific's advisors do not sell finanical products and services for commissions. Instead, the firm and its advisors are compensated solely via client-paid fees, avoiding the conflicts of interest inherent to third-party compensation. 

Established in 1973, independently-owned Mountain Pacific Investment Advisers is the oldest firm on this list. In general, the firm provides investment management and financial planning services. At a deeper level, though, the firm is focused on asset allocation planning, performance reporting, coordination with legal and tax advisors, investor profile development and more.

Mountain Pacific adheres to a growth-at-a-reasonable-price (GARP) philosophy for its common stock investments, using a bottom-up approach to identify undervalued companies with sustainable growth potential. The firm's strategy focuses on companies with moderate price-to-earnings ratios, proven management teams, recurring revenue and strong growth drivers like innovation or acquisitions.

When it comes to investing in fixed income, the firm uses laddered maturities to reduce interest rate risk, balancing portfolios against stock market volatility. Fixed-income investments include corporate debt, U.S. government securities, certificates of deposit and ETFs.

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Pinkerton Wealth in Coeur d’Alene is the next firm on our list of the top-rated advisors in Idaho. Formerly known as Pinkerton Retiremnet Specialists, the firm changed its name in February 2025.

The firm provides services to non-high-net-worth individuals, high-net-worth individuals, retirement plans, trusts and estates. For the firm's Comprehensive Wealth Management program, there is a minimum account size requirement of $500,000. However, clients who need family office services will need at least $5 million.

Pinkerton is a fee-based firm, which means some advisors may earn compensation from third parties for selling insurance products to advisory clients, which is a conflict of interest. While this form of compensation incentivizes advisors to recommend certain products and services over others that may be more appropriate, the firm has a fiduciary duty to act in its clients' best interests. 

The team of advisors at Pinkerton has a wide range of certifications, including the Certified Financial Planner™ (CFP®) and Chartered Financial Analyst (CFA) designations. The firm also has advisors on staff who have earned the chartered portfolio manager (CPM), certified kingdom advisor (CKA), certified estate and trust specialist (CES), certified fund specialist (CFS), accredited investment fiduciary (AIF) and accredited investment fiduciary analyst (AIFA) certifications.

Pinkerton has been in business since 1987, making it the second-oldest practice on this list. Today, the firm specializes in asset management but may also provide written financial plans and consultations to portfolio management clients. These planning services may touch on how to save for retirement, manage your estate plan, meet your insurance needs, manage taxes and more.

Pinkerton employs both active and passive strategies, as well as tactical approaches through its affiliate, Sherman Portfolios. Its investment philosophy emphasizes a formula-driven “Advance and Protect” process, which seeks to capture growth during rising markets and reduce risk in downturns. Client portfolios may include mutual funds, ETFs, equities, bonds, municipal and U.S. government securities, alternative investments, private placements and structured products.

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RW Investment Management, located in Eagle, is the next firm on our list. This fee-based firm mainly services individuals both with and without a high net worth. Other clients include retirement plans, charities and other businesses. The firm provides clients with a range of advisory services and has no minimum account balance. While it once charged a minimum annual fee for its services, RW Investment Management no longer requires a minimum annual fee. 

Since some advisors at RW are insurance agents and can sell insurance products for a commission, the firm is considered fee-based. Despite this potential conflict of interest, the firm's fiduciary duty requires it to act in clients' best interests at all times.

The firm has several credentialed advisors on staff, including several Certified Financial Planners™ (CFP®) and Chartered Financial Analysts (CFA).

RW Investment Management was founded in 2014 and is the result of a merger between Perpetua Group and Rathbone Warwick Investment Management. Today, it rovides a variety of financial advisory services, including portfolio management, financial planning and pension consulting. The vast majority of the firm's assets are managed on a discretionary basis, which means clients give the firm full autonomy to makes trades and transactions within their accounts. 

RW tailors its investment strategies to the individual wants and needs of all clients. In order to effectively do so, the firm's advisor meet extensively with clients to determine their tolerance for risk, desired investment plans, time horizon, need for liquidity and anything else deemed relevant.

Once the client and the advisor have agreed upon an investment plan, the firm typically invests a clients assets across ETFs, mutual funds, individual stocks, bonds and other securities. 

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Aspen Capital Management, founded in 2002, provides financial planning and investment management to a client base made up of individuals, high-net-worth individuals and charitable organizations. The firm is fee-only, meaning it does not sell financial products for commissions and receives no compensation from fund companies or custodians. 

Clients may engage the firm for personalized financial planning, which can include cash flow management, retirement planning, education funding, limited estate planning and investment tax considerations. While there is no account minimum, clients are subject to a $1,250 minimum quarterly fee.

Located in Boise, Aspen Capital Management has a team of advisors and other representatives with several financial credentials, including the Certified Financial Planner™ (CFP®), Chartered Financial Analyst (CFA) and chartered alternative investment analyst (CAIA) designations.

The firm’s investment approach emphasizes strategic, long-term asset allocation. Portfolios are globally diversified and constructed using mutual funds and ETFs, particularly from Dimensional Fund Advisors, alongside multi-sector bond funds. Investments may also include individual stocks, corporate and municipal bonds, U.S. government securities and certificates of deposit. Aspen Capital Management employs a disciplined process using global market indexes to guide allocations, focusing on balancing risk and return. Each client’s plan is documented in an investment policy statement and adjusted as objectives evolve.

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Perspective Wealth Partners, a fee-only firm in Boise, works almost entirely with individual clients. About two-thirds of them are high-net-worth individuals, while the rest of non-high-net-worth individuals. The firm's small institutional client base consists of a handful of charitable organizations.

There is no specific account minimum at Perspective Wealth for new clients. The firm's advisory team includes several certified public accountants (CPAs) and one Certified Financial Planner™ (CFP®). As a fee-only practice, Perspective's advisors do no sell securities or insurance policies for commissions. 

Perspective Wealth Partners was established in 2006 by president, CEO and founder James Bailey. There are a variety of investment and general financial planning services available through this firm. These include investment analysis, budgeting, risk management, insurance planning, retirement planning, stock option planning, education fund planning and more.

The firm’s investment philosophy emphasizes long-term, structured investing over short-term speculation. Portfolios are customized based on client goals, risk tolerance, and time horizon, and are formalized in a written Investment Policy Statement. The firm places priority on asset allocation and diversification as the main drivers of returns, while seeking to reduce costs and avoid market timing and stock picking.

Client portfolios may include a range of assets such as equities, corporate and municipal bonds, government securities, mutual funds, ETFs, certificates of deposit, options and real estate-related investments. Portfolios are monitored, rebalanced and reviewed regularly, with an emphasis on aligning investment performance to client financial plans. 

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The Helmstar Group, located in Boise, has an account minimum of $500,000. In certain situations, though, the firm may be willing to accept clients who have less than that. It currently works with more non-high-net-worth individuals than their high-net-worth counterparts. Other clients include retirement plans, charities and government entities.

The firm also features a solid number of advisor certifications, featuring several Certified Financial Planners™ (CFP®), a certified public accountant (CPA), a chartered financial consultant (ChFC) and a Chartered Financial Analyst (CFA). As a fee-based firm, some of these advisors can sell insurance products on a commission basis. While this presents a potential conflict of interest, the firm's fiduciary duty binds it to act in clients' best interests.

The Helmstar Group was established by co-founders Ben Boettcher and Tom Steelman in 2007. The duo remain the principal owners of the firm, and they share over 40 years of combined experience in financial services.

The firm offers comprehensive financial planning that may address retirement, estate strategies, portfolio reviews, or specific financial concerns. Its portfolio management services include assessing client goals, risk tolerance and return needs to create and oversee investment strategies.

Five concepts make up the core of what The Helmstar Group believes will result in a well-performing portfolio: asset allocation, portfolio structure, tax management, multiple specialist managers and continuous portfolio management. The firm says that it most often invests its clients’ assets in mutual funds and ETFs.

Your advisor will further tailor your account to meet your liquidity needs, so you can see returns in the near future if necessary. This short-term ideology is paired with a long-term mindset to ensure sustained growth. The balance between these opposing notions varies, however, depending on your time horizon.

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Berkeley, Inc., founded in 1996, is a fee-only financial planning and investment management firm in Boise. The firm mostly serves individuals above and below the high-net-worth threshold, but also works with pension and profit-sharing plans, charitable organizations and small businesses. Its services cover a wide range of client needs including retirement planning, cash flow management, education funding, tax planning, insurance review, estate planning and investment management. 

Clients can engage the firm through comprehensive financial planning, ongoing investment advisory agreements or hourly consultations. The minimum annual fee for investment management services is $2,500, although financial planning projects are generally priced between $2,000 and $5,000.

This small practice has one Chartered Financial Analyst (CFA) and two Certified Financial Planners™ (CFP®) on staff. 

The firm emphasizes a tailored approach to investment management that reflects each client’s objectives. Berkeley, Inc. primarily employs a tactical asset allocation strategy that blends passively managed index funds and ETFs with actively managed funds when opportunities are identified. For larger accounts, the firm may also use individual stocks and bonds, while smaller accounts typically rely more on funds. 

Portfolios are globally diversified and generally follow a buy-and-hold framework, though both long-term and short-term trading may be used. Investments may include equities, mutual funds, ETFs, corporate and municipal bonds, U.S. government securities, certificates of deposit and private placements for accredited investors. 

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Onyx Financial Advisors, based in Idaho Falls, mostly works with individuals above and below the high-net-worth threshold, as well as several charitable organizations. 

The firm operates on a fee-only basis and generally requires a minimum of $500,000 in assets under management, which corresponds to an minimum annual fee of $5,000. However, Onyx may adjust these fees or waive the minimum requirement based on various factors including the client's future earning potential, additional anticipated assets, the total amount of assets managed, account types, previous fee arrangements, market competition and client negotiations.

The Onyx team of advisors includes Certified Financial Planners™ (CFPs®) and certified public accountants (CPAs), among other professional designations.

Founded in 2005, the firm offers a comprehensive suite of services that include developing comprehensive financial plans covering tax considerations, insurance review, education funding, estate planning, and retirement planning. Clients may engage the firm for standalone financial planning or ongoing wealth management, with account monitoring and reviews provided on a regular basis.

Onyx’s investment approach is grounded in academic research and efficient market theory, which holds that security prices generally reflect all available information, making it difficult to consistently outperform the market through stock-picking or market timing. Instead, the firm builds diversified portfolios across multiple asset classes, typically using no-load mutual funds and exchange-traded funds, with additional exposure to stocks, bonds, and other securities when appropriate. The firm’s strategy seeks to capture risk-based returns while minimizing uncompensated risk and avoiding market-timing practices.

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Wood Tarver Financial Group concludes our list of the top financial advisors in Idaho. Founded in 2018, Wood Tarver is a fee-only firm located in Boise that provides wealth management, financial planning and retirement plan consulting services. 

Its clients are mostly individuals and high-net-worth individuals, although the firm also works with at least one charitable organization. There are no minimums to open or maintain an account at Wood Tarver, though clients with less than $350,000 in assets may be charged a minimum annual advisory fee of 1.20%.

The firm offers discretionary portfolio management that includes investment selection, trading and rebalancing tailored to each client’s goals, objectives and risk tolerance. Its financial planning services address estate, tax, charitable, cash flow, retirement, education and business succession planning needs.

Wood Tarver's small team of advisors and support staff includes two Certified Financial Planners™ (CFP®), one of whom is also a certified public accountant (CPA). There are chartered retirement plans specialists (CRPS) on staff, as well. As a fee-only practice, neither the firm nor its advisors receives additional compensation for selling insurance or securities. 

Wood Tarver applies a multi-faceted investment philosophy that combines modern portfolio theory with fundamental, technical, cyclical and macroeconomic analysis. Portfolios may include equities, bonds, mutual funds, ETFs, options, government securities, REITs, limited partnerships and alternative investments. The firm uses both long- and short-term investment strategies and may employ passive approaches in some cases.