Top Financial Advisors in Lafayette, LA

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Summit Financial Wealth Advisors sits atop our list of top-rated firms in Lafayette, Louisiana. This fee-based firm also employs broker-dealer representatives and insurance agents who receive commissions from third parties in addition to client fees. That said, as an SEC-registered registered investment advisor, Summit Financial Wealth Advisors must uphold its fiduciary duty to always provide advice in the best interest of the client. 

To open an account with the firm, you’ll generally need a minimum investment of $50,000. The firm works with individuals, high-net-worth individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, corporations and other business entities. 

Summit Financial Wealth Advisors typically allocates clients’ assets into a model portfolio that the firm deems suitable based on the client’s risk tolerance, investment goals and other factors. These model portfolios are generally built with equity and fixed-income mutual funds, exchange-traded funds (ETFs) and individual bonds.

The firm uses both long- and short-term purchase strategies. Long-term purchases are securities that are held for at least one year, while short-term purchases are typically sold within a year of being acquired. Summit Financial Wealth Advisors may also use margin transactions and option writing. 

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BCM Advisors is a fee-only advisory firm whose clients include individuals, high-net-worth individuals, pension and profit-sharing plans. The majority of the firm's assets under management belong to high-net-worth individuals and corporations.   BCM primarily focuses on financial planning and portfolio management. Advisory accounts are managed on a discretionary basis, meaning the firm's advisors have full control over portfolio decisions. 

BCM offers a variety of investment portfolios based on a strategy that invests in stocks, bonds, precious metals and cash through various funds. BCM actively manages its portfolios using its proprietary Market Risk Model, which factors in current financial, economic and monetary data to assess market risks. 

Within portfolios, BCM takes a broad asset-based approach by owning mutual funds or exchange-traded funds (ETFs), instead of focusing on individual securities. When evaluating individual mutual funds and ETFs, the firm examines a managers’ track record of investing through different economic conditions, as well as underlying assets of those funds.

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Apex Capital Management, LLC is an SEC-registered RIA based in Lafayette, LA that provides financial planning, portfolio management, and retirement plan consulting for a range of clients including individuals (and high-net-worth), pension and profit-sharing plans, trusts and charitable organizations. Advisory relationships can be discretionary or non-discretionary, and the firm notes ongoing account monitoring with the ability to tailor restrictions at the client level.

Fees are clearly published. Financial planning/consulting is billed at $285 per hour, with a $2,500 minimum for a comprehensive plan. Asset-management fees follow a tiered AUM schedule for new accounts opened after 4/1/2024: 1.50% up to $150,000; 1.25% on $150,000–$500,000; 1.00% on $500,000–$1,000,000; 0.85% on $1,000,000–$3,000,000; and 0.75% above $3,000,000, with a $500 annual minimum. Portfolio fees are typically billed quarterly in arrears (prorated in the first period).

On portfolio construction, Apex describes a fundamentally driven approach and typically implements long-term and short-term purchases across common tools like mutual funds, ETFs, equities and fixed income. When clients custody with SEI Private Trust, SEI selects and monitors the underlying managers for multi-manager mutual-fund portfolios, while Apex maintains client-level oversight and discretionary trading authority within the agreed policy.