Investing

May 18, 2022Biden’s administration has authorized an American license to finance and invest in a private company in Cuba. This could be the first of its kind since the beginning of the U.S. embargo on the island-nation over six decades ago. While the investment is worth a maximum of $25,000, the owner of the license says that… read more…

May 18, 2022If you are an ordinary investor, an ETF is often a good investment. In part this is because an ETF has a more stable risk profile than a hedge fund, but mostly it’s because an ETF is your only legal option. Hedge funds are limited to institutions and high-net-worth (or “accredited”) investors. If you are an… read more…

May 17, 2022Anyone new to the vast world of investing can attest to its complexity, even to the point of confusion. However, building your nest egg is key to retirement, so a basic understanding of different investments is essential. Exchange-traded funds (ETFs) and real estate investment trusts (REITs) are two unique investment types that can add years… read more…

May 16, 2022Past performance does not guarantee future results. Investors of all types, from retirement savers to day traders, have all come across this disclaimer at some point. But investors with individual stocks in their portfolios may want remind themselves of this axiom. New research from Dimensional illustrates the inherent dangers of investing in single stocks as… read more…

May 16, 2022It’s easy to see your seemingly rich friend and forget about the fact that there are people in this country whose wealth makes the average doctor or lawyer seem like a pauper by comparison. Ultra-high net worth investors typically have… read more…

May 13, 2022Cash serves a valuable purpose in many investment portfolios, but when the stock market dives, many investors turn to cash in a knee-jerk reaction to avoid losses. However, depending on the reason, moving all your investments from equities to cash… read more…

May 11, 2022A Delaware Statutory Trust (DST) owns income-producing real estate and sells percentage shares of ownership to investors who expect to receive income and appreciation. DSTs can offer significant tax benefits through 1031 exchanges that let investors defer or avoid capital… read more…

May 11, 2022Wealthy people are often divided into two categories: high-net-worth individuals, who have at least $1 million in liquid assets, and ultra-high-net-worth individuals, who have $30 million or more. The definitions matter within the financial services industry, which targets different offerings to members of each group. Depending on their category, wealthy individuals require and can access… read more…

May 11, 2022As investors accumulate wealth, many look to invest beyond traditional stocks and bonds. Investments through hedge funds and venture capital involve complex structures and higher risk, yet have the potential for outsized gains. Let’s compare the advantages and disadvantages of hedge funds vs. venture capital for your portfolio. A financial advisor can help optimize your… read more…

May 10, 2022U.S. savings bonds are a low-risk investment product backed by the U.S. government. Used by generations of Americans to generate a stable return on cash savings, savings bonds are purchased through the U.S. Department of Treasury and earn interest over time. Today, you can buy only two types of savings bonds–Series EE and Series I… read more…

May 10, 2022Carbon credits are becoming a popular idea for investment as governments begin to take the threat of climate change seriously. While ideally this will become an active investment option in the future, at the moment there are relatively few ways to get into this market; mostly because it doesn’t really exist yet, at least in… read more…

May 10, 2022Lucid Motors is a California-based publicly traded company that was founded in 2007 and sells electric vehicles. Like Tesla, this company focuses on the luxury market. If you’d like to invest in the electric car company Lucid Motors, here’s what… read more…

May 10, 2022Fifth-generation wireless, otherwise known as 5G, is a big deal, a highly anticipated next step in wireless service. If companies can distribute it as advertised, it has the potential to completely replace cable modems and traditional wifi, with benefits to… read more…

May 10, 2022The metaverse is a speculative idea more than a specific product or service. It does not exist yet, nor will it be a specific product or service if it is developed. But it is backed by a lot of smart… read more…

May 10, 2022There are two main ways to invest in private equity. The first, and most common, is to invest through a private equity firm. However, it’s also restricted to accredited investors. These are investors who are wealthy or experienced or both. The second way, and most accessible, is to invest in ETFs and other funds that… read more…

May 9, 2022There’s a bond that pays a 6.89% interest rate and is guaranteed by the U.S. Treasury. Investors should keep some limitations and conditions in mind before investing, but as inflation has continued to grow, this could be an attractive option… read more…

May 6, 2022A poison pill is a defensive strategy used by companies seeking to fend off hostile takeovers. Also known as a shareholder rights plan, a poison pill aims to deter other companies or shareholders from acquiring a target firm by driving up the price of the potential acquisition or making it exceedingly difficult to complete. When… read more…

May 6, 2022As you take steps to meet your financial goals, it is always important to keep in mind long-term planning. Long-term investment planning ignores the daily fluctuations of the market and, instead, focuses on strategic steps that offer significant value over… read more…

May 4, 2022A health savings account (HSA) provides a tax-advantaged opportunity to grow funds to cover future medical expenses.  The funds can be contributed tax-free, grow tax-free and be withdrawn tax-free for qualified medical expenses. But it’s important to find HSA investments… read more…

May 4, 2022There are two types of thinking when it comes to crypto investing. The first dictates that you cannot mitigate risk in cryptocurrency since it is considered one of the most volatile asset classes in the market no matter what specific… read more…

May 4, 2022The general rule for asset allocation in retirement is this: You should shift toward more conservative investments once you retire, since you no longer have an active income with which to replace losses. However, you will need this money for… read more…

May 4, 2022“Digital currency” and “cryptocurrency” might seem interchangeable, but they mean two different things. Digital currency refers to any currency that exists online. Cryptocurrency, on the other hand, refers to currency held as a record on a blockchain database. This distinction is important because it can have significant tax implications. If you hold traditional currency in… read more…

May 2, 2022BlackRock has launched two exchange-traded funds (ETFs) designed to capitalize on what the world’s largest asset manager says are permanent changes in the economy and the market. The new ETFs, iShares Emergent Food and AgTech Multisector ETF (IVEG) and iShares Blockchain… read more…

April 28, 2022Experts advise investors to build a diversified portfolio to minimize volatility and generate consistent returns. One of the ways that you can achieve diversification is to add hard assets to your investment portfolio. Hard assets are investments that are tangible… read more…

April 27, 2022Investment opportunities have expanded more and more, and globalization has enabled yet another avenue: foreign direct investment. This form of investment allows businesses to expand their operations by investing directly in foreign countries. In terms of incoming foreign investment, China and… read more…