Top Financial Advisors in Albuquerque, NM

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Ulrich Investment Consultants (UIC) is not only the top-rated financial advisor in Albuquerque, it's also No. 1 in all of New Mexico. This  fee-based practice has more than $3 billion in assets under management (AUM), offering financial planning and investment portfolio management to individual and instutional clients. 

The firm, which does not have an account minimum works with both high-net-worth and non-high-net-worth individuals. The advisory team at Ulrich Investment Consultants holds mutiple certifications, including the following designations:

• Certified Financial Planner™ (CFP®)
• Chartered financial analyst (CFA)
• Certified wealth strategist (CWS)

As a fee-based firm, some of the on-staff advisors at Ulrich can earn commissions from insurance sales. Despite the potential conflict of interest this creates, the firm is bound by fiduciary duty to act in your best interest.

Ulrich Investment Consultants was formed in 2007 under the name Ulrich Consulting Group. The name was changed to Ulrich Investment Consultants in 2017. Investment management services are provided on a discretionary and non-discretionary basis, meaning the firm can take over full control of your account or make reccomendations that you would carry out yourself. Financial planning services can cover retirement planning, income tax planning, estate planning or other matters specific to individual clients.

When analyzing potential investments, Ulrich Investment Consultants performs research both quantitatively and qualitatively. The quantitative research involves reviewing data from Callan Associates, Morningstar and other sources. The qualitative research includes interviews with managers and reviewing investment documentation.

Assets are allocated among mutual funds, exchange-traded funds (ETFs), separate accounts and alternative investments, with periodic rebalancing and tactical shifts. The firm says it monitors markets and managers closely, seeking to align investments with each client’s objectives, risk tolerance and liquidity needs.

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John Moore & Associates (JMA), founded in 1997, is a fee-only advisory practice serving individuals, high-net-worth individuals, corporate pension and profit-sharing plans, charitable institutions, and foundations. The firm’s minimum relationship requirement is $300,000, although this may be waived at its discretion. 

JMA provides personalized portfolio management and financial planning to help clients meet their objectives, manage risk and achieve peace of mind. Services include investment management across equity, fixed income, balanced, income-oriented and alternative strategies, as well as retirement account management and customized bond ladders.

JMA advisors and planners hold a range of professional certifications, including the Certified Financial Planner™ (CFP®), certified kingdom advisor (CKA), certified private wealth advisor (CWA) and accredited asset management specialist (AAMS).  

JMA’s investment philosophy combines proprietary quantitative models, sector and company analysis and diversification across asset classes. Strategies include: 

• JMA Asset Allocation Model: Mutual funds in domestic, international, bond and alternative asset classes
• Dynamic Equity: Quantitative stock selection with strict buy/sell rules
• Managed Bond: Municipal, corporate and Treasury bonds
• Income: Closed-end bond funds, MLPs and REITs
• Equity Income: Dividend-focused large-cap stocks 
• Equity: 15-20 individual stocks or ETFs of varying sizes

The firm also offers concentrated equity portfolios and customized solutions. Portfolios may include individual securities, mutual funds, ETFs, and when appropriate, non-JMA managers. 

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REDW Wealth, founded in 1997, is a fee-only tax and investment advisory firm serving individuals, high-net-worth individuals, pension and profit-sharing plans, indiginous tribes and other insitutional clients. The firm has no stated account minimum but may charge predetermined minimum fees depending on services and circumstances. 

RedW Wealth has a large team of certified public accountants (CPA) and Certified Financial Planners™ (CFP®), as well as other credentialed professionals. 

Services include comprehensive financial planning, wealth management, investment management, retirement planning, tax planning, insurance review, education funding, estate planning, retirement plan consulting, DST and 1031 exchange advisory. The firm's tax preparation services set it apart from many other investment advisors who don't this service. 

Portfolios are customized to client goals, with strategies grounded in strategic asset allocation and some tactical adjustments. Investments may include passively managed index funds, ETFs, actively managed funds, real estate investment trusts (REITs), separately managed accounts, individual equities and bonds, alternative investments, and in some cases private investments. 

The firm, which globally diversifies portfolios to manage market risk, employs both long-term and short-term positions. Additionally, RedW Wealth may use margin, options and other strategies when suitable. 

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Although it's registered with the SEC has Portfolio, LLC, this firm conducts business under the name "Portfolio Wealth Advisors." The firm serves both high-net-worth and non-high-net-worth individuals. As a fee-only practice, its income comes from client-paid fees. As a result, neither the firm nor its advisors receive any third-party commissions for things like insurance or securities sales.

The firm currently has a $1.5 million asset minimum, which is the highest minimum account size on this list. Services include fully discretionary investment management through wrap-fee programs, financial consulting for legal counsel and the creation of tailored investment policy statements that address client goals, risk tolerance, restrictions and preferences. 

Lee Munson is the founder and sole owner of Portfolio Wealth Advisors. Munson, who founded the firm in 2008, is a chartered financial analyst (CFA), Certified Financial Planner™ (CFP®) and the author of “Rigged Money: Beating Wall Street At Its Own Game.”

Portfolio Wealth Advisors uses a combination of fundamental analysis and technical analysis to evaluate investment risk and opportunity. The former analyzes the factors that determine a company’s value, such as the firm’s financial reports and earnings. Technical analysis is the study of price movements and other market data. The firm primarily invests in ETFs, but may use other securities when appropriate. 

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Steve Lynch Wealth Management, founded in 1996, is a fee-based advisory firm serving individuals and high-net-worth individuals. The firm offers services to insitutional clients, as well. 

The firm requires a $10,000 account minimum but may waive it in certain cases. Services include ongoing investment management and comprehensive financial planning, covering cash flow management, tax planning, insurance review, education funding, retirement planning and estate planning. Clients may engage the firm for one-time plans, hourly advice or full-service asset management.

The firm has two Certified Financial Planners™ (CFP®), including the founder, Stephen Lynch. 

Portfolios are built using a strategic asset allocation approach with a “core and satellite” strategy: low-cost index and ETFs form the core of the portfolio, complemented by actively managed funds for targeted opportunities. Investments may include equities, bonds, mutual funds, ETFs, municipal securities, U.S. government securities, options, futures and partnership interests. The firm is non-discretionary, meaning all trades require client approval.

While the firm itself does not sell commissioned products, its advisors are registered representatives a broker-dealer and licensed insurance agents, enabling them to receive commissions for securities and insurance product sales. This creates potential conflicts of interest, which are disclosed. Keep in mind that the firm is required to act in your best interests, despite these potential conflicts. 

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Hanseatic Management Services, a fee-only firm, serves high-net-worth and non-high-net-worth individuals, as well as pension and profit-sharing plans, other investment advisors and corporations.

It has an account minimum of $100,000 in investable assets. For institutional clients, the minimum investment is much higher at $1 million. And for model portfolio services, the firm imposes a $10 million minimum requirement. Each of these minimums may be waived by the firm, though.

Founded in 1995, Hanseatic Management Services is the oldest firm on this list. Hanseatic provides investment services in the form of direct, personalized portfolio management, financial planning and model portfolio usage. Services are tailored to each client’s unique circumstances, goals and preferences.

Hansieatic has one Certified Financial Planner™ (CFP®) on staff. The firm uses a proprietary model to evaluate potential equity investments. The model assigns stocks a "Q Score" that reflects their risk/reward profiles. The firm focuses on securities with the highest scores, and it then constructs portfolios around those assets according to clients' needs. The firm may invest in fixed-income securities, ETFs and cash equivalents.

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Sandia Wealth Management is a fee-only firm that works with high-net-worth and non-high-net-worth individuals, as well as pension and profit-sharing plans and corporations. The firm requires you to maintain a minimum account balance of $100,000. But it may waive this requirement at its discretion. 

Sandia was formed as a limited liability company in 2012 and registered subsequently as an investment advisor with the Securities and Exchange Commission (SEC). Peter T. Lehrman is the owner and sole member of the firm. Lehrman is a chartered financial analyst (CFA) and Certified Financial Planner™ (CFP®).

As a fee-only firm, compensation is earned directly from client fees. It does not collect commissions from any third-parties. The firm offers portfolio management, financial planning and other tailored services based on the client’s investment needs and goals. The firm's financial planning servics may encompass areas like cash management, risk management, estate planning, insurance planning, educational funding and retirement planning. And as with other firms, portfolio strategies depend on client risk tolerance and other personal factors. 

Sandia uses fundamental, technical and quantitative analysis to help manage client investment accounts. The firm invests in mutual funds and ETFs across a range of market capitalizations, government debt instruments, municipal securities, stocks, real estate investment trusts (REITs) and other types of assets. 

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Prien Asset Management, LLC, which does business as WaterRock Wealth Management, is a fee-based advisory firm founded in 2018. The firm serves individuals and high-net-worth individuals, with no stated account minimum but potential minimum annual fees for certain services. 

In addition to investment management, WaterRock offers financial planning, retirement planning, education funding strategies, insurance reviews and basic estate planning, coordinating with attorneys or outside providers as needed. The firm provides discretionary portfolio management using a mix of low-cost mutual funds, ETFs, individual stocks, bonds and options. The firm may tap independent managers or act as a sub-advisor. Portfolios are tailored to client goals, risk tolerance, and time horizon, with ongoing monitoring and rebalancing. 

Members of the WaterRock collectively hold the following financial certifications: certified investment management analyst (CIMA), chartered financial consultant (ChFC), chartered life underwriter (CLU), life underwriter training council fellow (LUTCF) and retirement income certified professional (RICP). 

Its investment philosophy blends fundamental, technical, cyclical and charting analysis, emphasizing long-term investing but allowing tactical adjustments. Asset allocations are diversified across sectors and classes, with the ability to hold cash defensively. 

While the firm does not earn commissions from securities transactions, affiliated advisors, including the owner, may earn separate commissions from insurance product sales, creating a potential conflict of interest. However, as a registered investment advisor (RIA), WaterRock Wealth Management has a fiduciary duty to act in clients' best interests.

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Meridian Wealth Advisors (MWA), founded in 2006, is a fee-only registered investment advisor serving individuals, high-net-worth individuals, corporations and trusts. The firm has no minimum account size but requires a $10,000 minimum annual fee, with accounts under $1 million accepted on a case-by-case basis.

MWA offers wealth management and financial planning services, addressing areas such as retirement planning, tax and estate planning, insurance analysis, college funding, business sale structuring and trust design. They also manage held-away assets like 401(k)s and HSAs.

The firm's owner and sole advisor, Scott Floersheim, is a Certified Financial Planner™ (CFP®), certified public accountant (CPA), personal financial specialist (PFS), certified private wealth advisor (CPWA) and retirement management advisor (RMA).

Portfolios are constructed using no-load mutual funds and ETFs, primarily from Dimensional Fund Advisors. Floersheim follows a passive, asset-class investment philosophy rooted in modern portfolio theory. His approach emphasizes long-term investing, broad diversification and asset allocation over market timing or stock picking.

Portfolios may include DFA and other fund families, U.S. Treasury securities, and, in some cases, interval funds, annuities and alternative investments. MWA typically operates on a non-discretionary basis but can manage accounts with discretion. 

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Madrid Wealth Management, a fee-only firm founded in 2024, wraps up our list of the top financial advisors in Albuquerque. Madrid currently works with individuals and high-net-worth individuals, but it also offers services to various institutional clients, including banks, investment companies, retirement plans and others. 

While Madrid does not have an account minimum, it does charge an annual fee of at least $5,000, although the firm may waive this minimum. 

Founder Paul Madrid leads a small advisory team that offers wealth management services, which combine investment management and financial planning. Madrid holds the Certified Financial Planner™ (CFP®), chartered financial analyst (CFA) and accredited investment fiduciary (AIF) designations. The firm's financial planning services may encompass retirement planning, estate planning, cash flow and debt management, college savings, business planning, insurance review and tax planning.

The firm uses a goals-based approach to design diversified portfolios aligned with each client’s objectives and risk tolerance. The firm relies on a combination of fundamental, technical, cyclical methods of analysis, as well as modern portfolio theory, to evaluate and select investments. Portfolios may include stocks, bonds, mutual funds, ETFs, government and municipal securities, REITs, CDs, corporate debt, options and cash. Madrid may use both active and passive strategies, with socially responsible investing available on request.