Top Financial Advisors in Santa Fe, NM

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Horizons Sustainable Financial Services leads off our list of the top financial advisors in Santa Fe. Founded in 2013, the firm works with individuals, high-net-worth individuals, trusts, estates, foundations, charitable organizations, businesses, pension plans and profit-sharing plans.

Horizons does not require a minimum income level, minimum asset level or other conditions for its services. 

The firm has at least one Certified Financial Planner™ (CFP®) and accredited investment fiduciary (AIF) on staff. Because one advisory representative may receive commissions from insurance or annuity sales, this creates a potential conflict of interest. However, Horizons operates as a registered investment advisor and has a fiduciary duty to act in clients’ best interests.

The firm offers portfolio management, investment supervisory services and financial planning services. The latter may cover cash flow and debt management, insurance analysis, employee benefits, retirement planning, tax planning strategies, education funding, estate planning and periodic reviews. Horizons also provides sub-advisory services and consulting to other advisory firms on sustainable, responsible and impact investing portfolios and platforms.

Horizons uses a sustainable, responsible and impact investing framework that may include screening, shareholder advocacy, community investing and impact investing. The firm may also use active management, passive management, core-and-satellite portfolio construction and fundamental analysis, depending on the client’s objectives, risk tolerance and investment policy.

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Financial Partners is a fee-based firm that works entirely with non-high-net-worth and high-net-worth individuals. You'll need at least $500,000 to receive comprehensive portfolio management services. 

As a fee-based firm, some of its advisors earn commissions from the sale of specific insurance products or securities. This creates the potential for a conflict of interest, but the firm is a fiduciary, legally obligating it to act in clients' best interests at all times. The team at Financial Partners includes advisors who hold the CFP® and enrolled agent (EA) designations. 

This firm provides investment management services on a discretionary basis through a selection of advisory programs. It also offers financial planning and consulting services that encompass general personal finance needs, retirement planning, education planning, estate planning and more.

Financial Partners works with each client individually to determine their investment and financial goals before creating a specific investment strategy. While these goals will ultimately vary from program to program and client to client, the firm tends to utilize a mix of long- and short-term purchases when managing clients' assets. A long-term purchase refers to any security that is held for at least a year, whereas a short-term purchase is sold within a year of purchase.

The firm primarily engages in technical and fundamental methods of analysis when evaluating investments, and also relies on modern portfolio theory to balance risk and returns. As with its investment strategies, the firm does not emphasize particular types of securities more than others. Rather, advisors look to pick the investments that fit each client's risk tolerance, time horizon and liquidity needs.

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Altamira Financial Group is a fee-based firm that serves both high-net-worth and non-high-net-worth individuals. The firm typically imposes a minimum account balance of $25,000 for clients engaging in asset management. In addition to individuals, the firm also works with retirement plans and charities.

As a fee-based firm, advisors on staff can earn commissions from third parties. This could pose a conflict of interest for clients. However, advisors must adhere to a fiduciary duty and put client interests first. 

Altamira creates diversified investment portfolios based on individual client circumstances and needs, such as risk tolerance and time horizon. The firm invests in a variety of different asset classes, including mutual funds and exchange-traded funds (ETFs). When evaluating these securities, Altamira uses fundamental analysis, quantitative analysis and technical analysis.

However, you'll need to call Altamira directly if you'd like more information about its services, as the firm does not have a website. 

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Santa Fe Advisors (SFA) rounds out our list of the top financial advisors in Santa Fe. The firm typically imposes a minimum account balance of $1 million to receive in investment management services. Santa Fe Advisors is the sole fee-only firm on this list, which means its advisors do not sell third-party products and services for commissions.

The firm, which has multiple CFP® professionals on staff, works with high-net-worth clients and non-high-net-worth clients, as well as retirement plans and charities. 

SFA offers investment management and financial planning services. Financial planning typically goes hand-in-hand with the firm’s investment management services, but it is also available on a standalone basis.

Each client relationship at Santa Fe Advisors begins with a detailed discussion to determine the client’s preferences and objectives. Advisors then use this information to design portfolios that suit each client. The firm looks to manage risk, taking into account each client’s risk tolerance. It also usually takes a long-term approach and allows clients to accept or reject specific investment decisions.

All prospective investments are analyzed on an individual basis. However, advisors primarily use mutual funds and exchange-traded funds (ETFs) to construct clients' portfolios, while also relying on hedge funds and separately managed accounts (SMAs) where appropriate.