- How to Save $1 Million Dollars in 10 Years
A common number that people generally seek to save is $1 million. It’s a good start to long-term retirement and is a threshold that people view favorably as they seek to reach their financial goals. Saving $1 million is doable,… read more…
- How to Invest in Small Businesses: Guide
Investors can diversify their portfolios and potentially achieve higher returns investing in small businesses. Purchasing equity stakes or lending money to the nation’s more than 30 million small enterprises provides an alternative to more conventional investments such as stocks, bonds… read more…
- Ways to Invest $25,000
Depending on your investing strategy and financial resources, there are many things you can do with $25,000. We discuss four steps to prepare for investing this sum of money and then several options you may find appropriate given your goals,… read more…
- Morningstar Says These Alternative Funds Can Help Protect Investors From Volatility
With the market in a downturn, it’s no secret bonds haven’t been the hero many investors were expecting in 2022. Typically when stocks are down, bonds are where most investors flock to. But not this time. However, that doesn’t mean… read more…
- Cash in Lieu of Fractional Shares: Investment Guide
Cash in lieu of fractional shares is a type of payment where investors get cash instead of a fractional share or a partial share of a stock. Let’s break down what that could mean for your investments and how it… read more…
- 7 Ways to Invest $10,000
Typically, Americans start investing for retirement through their first full-time job. As a result, their investments grow gradually. However, $10,000 can give a helpful jolt to your portfolio, whether you started investing last week or you’re close to retirement. There… read more…
- Morningstar’s Financial To-Do List for 2023
New financial challenges and opportunities confront investors each year, but what’s not new is the optimal time to jump on many of these challenges and opportunities. Financial services firm Morningstar released a month-by-month guide of specific financial tasks to tackle… read more…
- What Is a Wide-Moat Stock?
The most successful companies in history don’t just have legendary profits. Generally, they build a substantial lead over their competitors, known as an economic moat. This scenario gives rise to wide-moat stock, a type of sustainable competitive advantage a business… read more…
- Are Stock Splits Good for Investors?
While a stock split doesn’t change the value of your investment, it’s generally a good sign for investors. In most cases it means that the company is confident about its position going forward, and that it wants to seek additional… read more…
- How to Invest $10,000 for Passive Income
Investing in passive income can allow you to make money with minimal portfolio management. There are many types of investments to make passive income. If you have $10,000, here are eight common passive investments to consider. A financial advisor can… read more…
- What Is a Margin Rate, and How Does It Work?
Margin rates are a financial concept the average investor might not be informed about — and this lack of knowledge could be costly. As a general rule, new investors should stay away from investments that have a margin rate, as… read more…
- What Determines a Company’s Stock Price?
Stock prices are set by what’s known as the secondary market, which is the technical term for investors trading shares among themselves. This is opposed to the primary market, when a company sells shares of stock directly to investors. A… read more…
- A Guide to Tax-Saving Mutual Funds
Building a tax-efficient portfolio so you can keep more of your investment income and capital gains is a concern of investors the world over. In India, for example, the government has created a “tax-saving mutual fund” with tax benefits in… read more…
- Goldman Forecasts The Best Bond Market In 14 Years
For many investors, 2023 might be the first time to consider bonds in their adult lives. That’s the takeaway from an insight published recently by Goldman Sachs, which forecasts that 2023 bond yields will exceed stock dividends. This, the paper… read more…
- Fidelity Breaks Down 3 Reasons Your Portfolio Is Underperforming: Here Are the Solutions
It’s no secret that equities and bonds took a shellacking in 2022. The downdraft from the highest inflation in four decades, sharply rising interest rates and persistent supply chain disruptions combined to hammer the S&P 500 some 25% by midyear.… read more…
- T. Rowe Price Says Actively Managed Funds Outperform Passive Funds 73% of the Time
The battle between passive and actively managed funds continues to rage on. Some of the top investing minds legends have consistently promoted the reliance on passive index investing to grow your wealth and the avoidance of actively managed funds. Between… read more…
- Everything You Need to Know About Investing in Bonds Right Now
Bonds are one of the two most basic investment options, along with stocks. While stocks are fairly well understood — you buy a piece of a company and make money when the company does well and becomes worth more —… read more…
- High-Net-Worth Real Estate Investors
Real estate can create diversification in a portfolio while also acting as a hedge against inflation. Having a higher net worth could make it easier to invest in multiple properties in order to create passive income for yourself. High net-worth… read more…
- What Is a Stock Split and Why Do They Occur?
Companies use stock splits to reduce the price of their shares, which can help attract new investors. Reverse stock splits, which increase the price of shares on the market, can help keep a company from being delisted by a stock… read more…
- How to Invest $20,000 for Passive Income
If you’re looking to receive passive income with your investments, there are many ways to do it. While your best choice will depend on certain factors, such as your age and risk tolerance, there are many ways to invest $20,000.… read more…
- Can Passive Losses Offset Capital Gains?
Passive losses can be used like most losses. You can deduct them from your gains on your taxes, allowing you to pay taxes only on the resulting profits. The catch is that in most cases you can only use passive losses… read more…
- What Is a Capital Loss Carryover? Rules, Examples and Definition
You may be familiar with the tax implications of capital gains, but what about capital loss? A capital loss refers to the money that your investments lose. You can write off your capital losses from your taxes and do it… read more…
- How to Buy IPO Stock
An initial public offering, or IPO, occurs when a company first offers shares of its stock for sale to the general public. In most, if not all, cases retail investors cannot buy IPO stock. They can legally do so, but… read more…
- What Is a Reverse Stock Split?
If faced with the proposition of owning one share of company stock for $50 or two shares for $25, you might wonder what difference it makes. In a reverse stock split, the amount of shares decreases, but your investment doesn’t… read more…
- What Are Short-Term Capital Losses?
Losing money can be inevitable even if you haven’t been investing for long. A string of unfruitful investments in quick succession can lead to short-term capital losses, which accrue as you sell assets that have plunged in value. Short-term capital… read more…