Top Financial Advisors in Santa Rosa, CA

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Elevation Wealth Partners is a fee-only registered investment advisor headquartered in Walnut Creek, California. The firm provides discretionary investment management, comprehensive financial planning, tax preparation and estate planning support. Unlike fee-based firms, Elevation does not sell investment products or accept commissions of any kind. As a fiduciary, the firm is legally and ethically required to put client interests first at all times.

The firm serves a wide range of clients, including individuals, high-net-worth investors, families, small businesses, trusts and charitable organizations. Many clients are retirees, corporate professionals and business owners seeking long-term financial guidance.

Elevation does not enforce a minimum investment requirement, but it does charge a minimum annual fee of $5,000. Advisory fees follow a tiered schedule ranging from 1.00% for assets up to $1 million, to 0.25% for assets over $10 million. Family pricing is available for households with multiple related accounts.

The advisory team includes professionals with designations such as Certified Financial Planner™ (CFP®), chartered financial analyst (CFA), certified public accountant (CPA), and certified valuation analyst (CVA). These certifications reflect the team’s depth of expertise in financial planning, investment management, tax strategy and valuation.

Elevation takes a long-term, academically grounded approach to portfolio construction, guided by principles of market efficiency and asset class diversification. Client portfolios typically include low-cost mutual funds and exchange-traded funds (ETFs) from providers such as Vanguard and BlackRock. Portfolios are reviewed at least quarterly and may be rebalanced more frequently as needed. Elevation also provides professional oversight of held-away assets such as 401(k) or 403(b) accounts via third-party platforms like Pontera, ensuring comprehensive wealth management across all accounts.

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JDH Wealth Management is up next on our Santa Rosa list. The firm has a $1 million account minimum for new investment management accounts, with an annual minimum fee of $12,500. For fixed-income portfolios, the minimum is a lower $400,000, though individual bonds can be bought in smaller increments. For 401(k) plans, there is a $5,000 minimum annual fee. Finally, for financial planning services, the firm charges hourly fees and fixed fees for its financial planning services.

JDH offers services to non-high-net-worth and high-net-worth individuals, qualified retirement plans, trusts and small business plans. As a fee-based firm, advisors may earn commissions from financial product sales, which is a potential conflict of interest. However, as a fiduciary, the firm is legally obligated to act in the best interests of clients.

The firm provides financial, investment and retirement plan services. Clients can also benefit from the firm’s insurance, non-profit, charitable, business and tax and estate planning services. Some of the firm’s advisors are certified public accountants (CPAs). 

Committed to long-term investment plans, JDH creates an investment policy for each client to help ensure that their investment objectives are met. The firm principally uses asset allocation and portfolio diversification as a means of generating long-term investment returns. The advisory generally utilizes open-end mutual funds or conservative fixed-income securities as part of this strategy, plus mutual funds and ETFs invested in domestic and international equities.

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Core Wealth Partners primarily serves pooled investment vehicles and high-net-worth individuals through separately managed accounts. It does not participate in wrap fee programs and generally requires a $500,000 minimum for fund investments and a $15 million minimum for separately managed accounts, though these thresholds may be waived at the firm’s discretion.

The firm does not sell investment products for commissions. However, the firm does charge a performance-based fee of 20% in addition to asset-based management fees that may range from 0% to 2%, depending on the account structure. These fees are typically negotiated on a case-by-case basis. The firm adheres to a fiduciary duty and is required to act in its clients’ best interests.

Core Wealth tailors its approach to each client’s profile, with separate processes for pooled funds and managed accounts. The firm’s core strategy focuses on identifying pricing inefficiencies in equity markets, particularly in high-growth sectors such as technology, clean energy and industrials. It combines long and short positions in its portfolios, aiming to balance risk and return through thoughtful portfolio construction and risk management.

The firm employs a combination of fundamental, thematic, technical and sentiment analysis. Investment ideas are sourced through deep industry networks rather than traditional sell-side research, and holdings often reflect catalysts such as product launches, earnings reports or policy shifts. Portfolio construction emphasizes capital preservation and long-term value realization, and the firm uses a proprietary risk management system to monitor exposures in real time.