Top Financial Advisors in Torrance, CA

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At the top of our list, EP Wealth Advisors has a main office in Torrance and offices in Northern California’s Bay Area, Southern California’s Orange County, San Diego, Valencia and West Los Angeles - plus Seattle, Denver, Phoenix, Chicago, Dallas and more.

These professionals primarily serve individuals including non-high-net-worth and high-net-worth ones. To work with this fee-only firm, you’d generally need a minimum investment of $500,000, though it may be willing to waive this requirement.

Today, the firm provides portfolio management services and financial consulting. The firm’s advisors can devise financial plans that address different aspects of your financial life including cash flow analysis, wealth management, estate planning, risk assessment, tax planning, insurance planning and more. 

EP Wealth Advisors generally doesn’t limit itself to certain securities or investment strategies. Its advisors aim to design diversified portfolios that are suitable to the client’s investment goals and risk appetite. Once the firm has designed an asset allocation appropriate for a client, it uses fundamental and technical analysis to pick securities to construct the portfolio. Both methods of analysis involve studying past and present market data, company financials and other factors.

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South Bay Financial Partners  serves a client base that’s roughly two-thirds high-net-worth individuals and one-third non-high-net-worth. The fee-only firm also works with charitable organizations. 

South Bay Financial Partners doesn’t have an account minimum requirement. But it notes that the typical client has anywhere from $50,000 to $1 million in assets, depending on the type of services. The firm focuses on providing family-focused financial planning and investment advice that includes consultation of younger generations. It also offers tax preparation services.

South Bay Financial Partners believes that "you should buy stocks in companies in which you want to have ownership.” It seeks to buy them low and sell high. With bonds, it expects to hold until maturity. It recommends only publicly traded stocks that have published prices. As a result, its customized investment advice generally involves high-quality stocks, investment-grade bonds and cash. The firm may also consider mutual funds, exchange-traded funds and different types of bonds if the firm determines them appropriate to meet the client’s needs.

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Tortuga works primarily with retail investors, primarily both individuals and families, and offers both discretionary and non-discretionary management. Tortuga delivers ongoing portfolio management plus standalone financial planning/consulting. Much of its investment management is implemented through LPL Financial–sponsored wrap programs. 

The Form CRS discloses a maximum wrap advisory fee of 3.00% annually, billed quarterly in advance, for portfolio management; planning/consulting is available for up to $1,000/hour or $20,000 flat. Wrap fees bundle most trading/custody costs and can be higher than a non-wrap arrangement. 

Portfolios are tailored to goals, time horizon, and risk tolerance and can accommodate reasonable client restrictions. The firm cites fundamental, technical, charting, and cyclical analyses, with strategies ranging from asset allocation and long-term purchases to shorter-term/tactical trades as appropriate.

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Advanced Portfolio Strategies primarily works with retail investors (individuals and families). The firm notes no minimum account size, and it typically provides discretionary management authority for client portfolios. Accounts are monitored on an annual basis as part of the standard service. Core offerings include portfolio management, comprehensive financial planning and the selection/oversight of third-party managers.

For portfolio management, APS charges asset-based fees, typically billed monthly in advance. Financial planning and consulting are available for a fixed or hourly fee. Clients also bear product-level expenses (such as mutual fund or annuity internal costs) and any custody/transaction fees, and fees are owed whether or not trades occur.

APS says it does not limit the types of investments it recommends. Portfolios are built through a four-step, goals-based process: First, quantitative risk-tolerance scoring plus qualitative review; second, segmentation of assets to match specific goals; third a focus on controlling fees; and finally, discretionary support for timely updates.

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Taylor Wealth Management is a fairly small firm that works mostly with high-net-worth individuals. It has no institutional clients, but it also manages the assets of non-high-net-worth individuals. There is no minimum investment requirement necessary to become a client here.

Wealth management services are available at this firm. These include a combination of investment management and financial planning offerings.

Taylor Wealth Management bases the planning of client portfolios on the specifics of their personal situation and goals. To do this, your advisor will have a personal discussion with you about your worries and objectives for the future. Some characteristics that will come out of this are your risk tolerance, time horizon, income needs and more.