Top Financial Advisors in Tucson, AZ

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TCI Wealth Advisors is the first firm on our list, with by far the highest AUM. The fee-only firm does not have an account minimum but does have a minimum annual fee of $1,000. Most of the clients are individuals, around two-thirds of whom are non-high-net-worth. Institutional clients include retirement plans, charitable organizations and corporations.

In addition to its Tucson office, you can find TCI Wealth in Flagstaff and Scottsdale, Arizona; Denver, Colorado; and Reno/Tahoe, Nevada. The firm offers services that include wealth management, investment planning, retirement planning, insurance planning, education planning and tax planning.

If you become a TCI client, you’ll go through a five-step process. Step one is a discovery meeting where you’ll discuss your values, financial goals, assets and overall preferences and interests. Two weeks after that, you’ll have an investment plan meeting. This meeting will cover what your time horizon is, your risk tolerance and what you expect for a rate of return. After that, it’s the mutual commitment meeting. Your relationship with TCI Wealth is formalized at this point, and the firm puts your investment plan in place.

After 45 days, you’ll have a follow-up meeting where you’ll discuss any outstanding issues or questions and review your account paperwork. Finally, the last step is ongoing: you’ll meet regularly to receive updates on your financial progress.

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SEM Wealth Management is a fee-based firm that works with individuals, pension and profit sharing plans, trusts, estates, charitable organizations, government entities, corporations and more. While there is a minimum of $50,000 of investable assets to work with the firm, the firm may choose to waive that requirement at its sole discretion. The firm primarily offers investment advisory services and individual portfolio management services to its clients. 

Fees vary depending on the type of service being offered at the firm, but typcially depends on the amount of assets under management (AUM) that the client has invested. Fees typically range from 0.45% to 1.12% for each client. 

Each program offered by the firm targets a different type of client with varying levels and includes multiple active investment strategies. The firm uses a variety of investment strategies that include long-term purchases, short-term purchases, trading and more. The firm doesn't typically use margin but does invest in leveraged index funds to provide greater market exposure. 

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GR Financial Group does not have a minimum annual fee or account size. In fact, a fairly small portion of GR Financial Group’s clients have what’s considered to be a high net worth. The firm caters to those below that threshold and offers investment portfolio services, financial planning, consulting and financial education seminars and workshops. Services at GR include portfolio management, financial planning, retirement planning, estate planning and insurance planning.

This financial advisor is fee-based, rather than fee-only. That means your financial advisor may be compensated for recommending certain products, such as securities or mutual funds. The firm is a fiduciary, however, which means it’s under an obligation to put client needs first.

The firm uses point and figure methodology along with a range of analysis methods when evaluating securities and formulating investment advice. Point and figure methodology is a way to chart data for long-term investments to see entry and exit points in the market. The strategies GR Financial Group uses in managing your account include long-term purchases, short-term purchases, trading, margin transactions and option writing.

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Wellspring Financial Partners is a fee-based firm. Clients at the firm are mostly individuals, with the majority not qualifying as high-net-worth. There are some institutional clients at Wellspring too, all of which are pension and profit-sharing plans. Wellspring does not have a minimum account size.

Fees for portfolio management are based on a percentage of assets under management. Financial planning fees are fixed based on the service. Some advisors are registered insurance agents and may earn sales commissions from vendors. This is a potential conflict of interest, but the advisors must act in the best interest of the client.

Strategic asset allocation is the center of Wellspring's investment philosophy. Essentially, this means setting allocation targets and occasionally rebalancing a client's portfolio based on how returns affect the preset targets. Generally, assets are bought and held for a longer time, rather than active trading based on the market. This means investments in your portfolio are likely to remain there for at least a year.

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Wealth Management Partners is a fee-based firm that offers services such as asset management, financial planning and retirement planning. The firm primarily works with individuals, high-net-worth individuals, trusts, estates, pension and profit-sharing plans, corporations and other business types. 

The maximum annual fee charged for asset management services doesn't exceed 1.50% and are charged on a pro rata basis quarterly in advance of arrears. Flat fees for financial planning won't exceed $10,000. However, for retirement plan consulting teh fees will not exceed $50,000 on a flat fee basis and 1.00% annually. 

For the firm's asset management program, a portfolio will be created that typically consist of individual stocks, bonds, ETFs, options, mutual funds and more. The client’s individual investment strategy is tailored to their specific needs and may include some or all of the previously mentioned securities. Portfolios will be designed to meet a particular investment goal, determined to be suitable to the client’s circumstances.

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Southwest Investment Advisors is a fee-based firm that offers a variety of services to individuals, pension plans and the living trusts of individuals. While the firm is a fee-based firm, it does call out in its Form ADV that it doesn't receive performance-based fees for managing accounts. The firm primarily manages investment portfolios for individuals and it also offers financial planning services. 

Fees for investment management at the firm can vary depending on teh assets under management (AUM) of investable assets at the firm. The fees range from 0.75% to 1.25% in most cases. All fees are considered negotiable, though, at the sole discretion of the firm. 

The firm primarily packages portfolios with investment vehicles such as mutual funds, unit investment trusts, closed end funds and ETFs. However, each depends on the needs of the individual client and can vary with other types of investments. 

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At Ironwood Financial you’ll need $250,000 to become a client. Most of the firm's individual clients do not have a high net worth. The only institutional clients at the firm are pensions, charitable organizations and corporations. This firm is fee-based, which means your advisor may collect commissions for selling you insurance policies, securities or other financial products. This is a potential conflict of interest, but the firm is obligated to act in your best interest as a fiduciary.

Services offered include investment supervisory services, financial planning, pension planning and more. The firm aims to work with those nearing retirement.

According to Ironwood Financial’s website, you can get a step-by-step, fully customized retirement plan developed for you for free. The firm is small, so these sessions are offered on a first-come, first-serve basis to those who meet the two main criteria. If you do, you’ll schedule a call in which you discuss your financial situation, retirement vision and other financial concerns. Ironwood Financial will give you education on investment styles and modern investment theory, investment vehicles and how different life events might impact your retirement plan.

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Nova Financial Services is a fee-based firm that has no minimum account size or minimum annual fees. The firm's clients are mostly non-high-net-worth individuals, though some high-net-worth clients are on the rolls as well. The only institutional clients are corporations. You’ll choose from a suite of services including investment planning and portfolio services, retirement planning, divorce planning and education planning.

Fees at Nova are generally based on a percentage of assets under management. Financial planning and consulting fees are charged on a flat basis. Some advisors do earn commissions, which is a potential conflict of interest. Advisors, though, are bound to act in the best interest of the client.

The firm uses fundamental and technical analyses when formulating investment recommendations for securities, mutual funds, exchange-traded funds (ETFs), managers and pooled investment vehicles. When the firm looks at mutual funds and managers, it reviews quantitative and qualitative criteria, including the performance history of the fund or manager, the returns and the manager’s tenure.

Your portfolio is created after you have conversations with your advisor during which you discuss your financial goals, time horizon and investment risk tolerance.

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Cambridge Financial Group is a fee-only, which means all of its compensation comes from client-paid fees. The firm with no minimum asset requirement for new clients. The are five certified financial planners (CFPs) and four enrolled agents (EAs) on staff at Cambridge.

For financial planning, there are different service levels depending on your budget. You can keep the firm on an open retainer for financial planning or use the stand-alone services aimed at young professionals with less room in their budgets. For investment management, fees are based on a percentage of assets under management.

The process of working with the firm begins with a 20-minute phone call where you discuss your financial situation with one of the two Cambridge advisors dedicated to EdgeAhead. After that, you can engage the firm for a stand-alone financial review, a two- to three-hour meeting that will include topics such as investments, retirement planning, cash-flow management, insurance, tax strategies and stock option strategies. 

The long-term option consists of two 90-minute appointments a year that cover tax preparation, investments, goal setting, goal reviews and any financial questions you have. You have phone support with this option, as well. The cost for ongoing services is 1.5% of your gross income.

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Sterling Investment Management requires $500,000 to start a new relationship. The client base at the firm is mostly made up of non-high-net-worth individuals, although individuals with high net worth, charitable organizations, government entities, businesses and retirement plans are present as well.

This is a fee-only firm, meaning advisors do not work for third-party commissions. Fees for investment management are based on a percentage of assets under management. The firm does not provide a list of advisors and certifications on its website.

If you become a client, your advisor will thoroughly review your financial situation in order to recommend the appropriate investment strategy for your objectives. Your cash-flow needs, tax considerations, risk tolerance and time horizon all help build your financial picture. The firm has five main strategies: unconstrained total return, capital appreciation, balance, current income and fixed income.

Each strategy has a different risk tolerance and volatility associated with it and corresponds to certain goals. For example, the current income strategy is for those who want to preserve capital and have a steady income. The balanced strategy seeks to provide all three key components: capital growth, current income and capital preservation.