Top Financial Advisors in Walnut Creek, CA

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Destination Wealth Management takes the top spot on our list. Most of the firm's individual clients have a high net worth. The rest of the firm's client base is comprised of non-high-net-worth individuals, retirement plans, charitable organizations and businesses.

In order to become a client of this firm, you'll need at least $500,000 in investable assets. However, the fee-only firm may decide to reduce or waive this minimum at its discretion.

The firm has a wealth management offering, which combines your investment portfolio with a financial plan. By doing this, the firm hopes to align all of your financial needs. Typical financial planning services include retirement planning, tax management, estate planning and review, insurance needs analysis, family and charitable giving planning, education fund planning and more.

There are quite a few certifications across the advisory team at Destination Wealth Management. These include Certified Financial Planner™ (CFP®), chartered financial analyst (CFA) and certified divorce financial analyst (CDFA).

On a firm-wide basis, Destination Wealth Management believes in investing with an eye towards long-term returns. More specifically, the firm states in its Form ADV that its focus "tends to be on longer-term trends that we see having a financial impact on investable assets." Despite this approach, the firm realizes that short-term trends in the market may be necessary to adjust for. In these cases, the firm will make investment decisions by combining fundamental analysis with a review of current market trends.

Destination believes in diversification across every asset allocation it creates. These allocations will be decided on based on your personal financial goals, risk tolerance and time horizon. The firm usually invests in stocks, bonds, mutual funds, exchange-traded funds (ETFs), ex-U.S. positions, options and commodity assets.

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Earned Wealth Advisors, LLC works with individuals, families, high-net-worth individuals, retirement plans, trusts, estates, corporations and charitable organizations. The firm has a particular focus on serving doctors, dentists and their practices. 

Earned Wealth Advisors is a fee-based firm. While its advisory services are billed as flat or asset-based fees, some supervised persons are licensed insurance agents and may receive commission compensation from affiliated insurance agency Vital Financial Insurance Services, LLC. This creates a potential conflict of interest, however, the firm is bound by its fiduciary duty to act in the best interests of clients.

The firm offers a broad suite of services that include wealth management, financial planning and retirement plan advisory. Its financial planning services can cover tax and insurance planning, mortgage and career consulting, retirement and estate planning, budgeting, debt refinancing and employee benefit analysis. 

When constructing portfolios, Earned Wealth Advisors employs a diversified, risk-aware approach that emphasizes asset allocation across equities, fixed income, mutual funds, exchange-traded funds (ETFs) and private investments. 

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Burton Enright Welch has been providing investment advice in Walnut Creek for over 30 years. The firm principally works with individuals of both a high-net-worth and non-high-net-worth nature. Institutional clients include pension plans, charitable organizations and businesses.

The firm specializes in investment management and financial planning, as well as consulting for 401(k) and other retirement plans. Occasionally, the firm may allocate a portion or all of a client’s assets with independent managers. The firm does not have a specific minimum account size for new clients.

Burton Enright Welch is a fee-only firm. While some of its advisors are licensed insurance agents, they do not receive any commissions. As a result, all of the firm's compensation comes from client-paid fees.

Among the firm’s advisors are certifications such as Certified Financial Planner™ (CFP®) and chartered financial consultant (ChFC). 

Fees for investment management services are based on a percentage of client assets that can range from 0.30% to 1.50%. These fees are typically not negotiable.

Burton Enright Welch generally recommends that clients invest in a combination of mutual funds, exchange-traded funds (ETFs), individual stocks and bonds, options and more. The intent behind these securities is that clients will hold onto them for a year or longer. The firm may also recommend investing in individual stocks and bonds.

The firm begins the portfolio creation process by working with each client to establish a target asset allocation. This serves as a starting point for each portfolio, but the firm will continue to analyze investment options and reevaluate if changes to the allocation could potentially be beneficial to you.

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Capital Advantage, Inc. works with individuals, high-net-worth individuals, trustees, pension and profit-sharing plans, charitable organizations and corporations. 

Capital Advantage charges asset-based fees according to a tiered schedule. The firm also maintains a minimum quarterly fee of $1,125, which may be waived in certain cases. It’s important to note that Capital Advantage does not charge performance-based fees, nor does it accept commissions from the sale of securities or investment products.

The advisory team includes professionals holding the Certified Financial Planner™ (CFP®), chartered financial analyst (CFA), certified public accountant (CPA), chartered retirement planning counselor (CRPC) and certified investment management analyst (CIMA) designations. Each advisor is required to act as a fiduciary, placing client interests first.

The firm provides two core services: Investment Management and Financial Planning.

Investment Management includes discretionary management of client portfolios built around goals, risk tolerance and time horizon. Strategies may emphasize growth, income or capital preservation, and clients may impose reasonable restrictions on certain securities. Financial Planning is available at no additional cost for clients who engage the firm, and may cover budgeting, retirement, tax planning, estate considerations, education funding, insurance analysis and other financial topics.

When constructing portfolios, Capital Advantage relies on both fundamental and technical analysis. Advisors review economic indicators, company financials, investor sentiment, interest rates, money supply, inflation and other factors, along with price and volume data, to inform investment decisions. Portfolios are diversified across asset classes and may include mutual funds, exchange-traded funds (ETFs), individual equities, corporate and municipal bonds, CDs and other securities.

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Castle Rock Wealth Management is next up on our list. This group works with a large client base. Clients include non-high-net-worth individuals, high-net-worth individuals, retirement plan sponsors and businesses. The firm does not maintain a minimum asset requirement, so technically anyone can open an account with Castle Rock.

Castle Rock offers portfolio management, financial planning and consulting services to its clients. Occasionally, the firm may refer client assets to third-party investment advisors.

Castle Rock is a fee-based firm, which means some advisory employees can sell insurance products or securities on a commission basis. Although this represents a potential conflict of interest, the firm abides by fiduciary duty, legally binding it to act in your best interest.

Among the advisors here, there are advisory certifications such as Certified Financial Planner™ (CFP®), accredited investment fiduciary (AIF), certified wealth strategist (CWS) and certified plan fiduciary advisor (CPFA).

Castle Rock Wealth Management typically invests in individual stocks, bonds, exchange-traded funds (ETFs), options, mutual funds and other public and private securities when constructing client portfolios. 

Before deciding on any specific investments, the firm will look to establish a few important factors that are unique to each client. This can include current resources, investment goals, time until retirement, risk tolerance and even tax concerns. With these considerations in mind, the firm will develop a diversified asset allocation that matches the client’s tolerance for risk and delivers an expected return that’s in line with their goals.

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Treehouse Wealth Advisors works with individuals, high-net-worth individuals, pension and profit-sharing plans, charitable organizations and corporations. 

Treehouse Wealth Advisors is a fee-only firm. It does not accept commissions or maintain affiliated broker-dealer relationships. While it may recommend or select third-party money managers, the firm discloses these arrangements and remains bound by fiduciary duty to act in its clients’ best interests at all times.

The firm offers a wide range of services, including discretionary and non-discretionary portfolio management, financial consulting, wealth planning and the selection of third-party money managers. Wealth planning covers areas such as family continuity, estate planning, trustee oversight, integrated tax and financial planning, lifestyle management, philanthropy and risk management.

When constructing portfolios, Treehouse Wealth Advisors provides advice on a wide variety of securities, including equities, mutual funds, corporate and municipal bonds, U.S. government securities, exchange-traded funds (ETFs), structured notes and private fund interests. Advisors may also recommend rollover strategies for retirement accounts, subject to fiduciary standards under Department of Labor rules.

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Boltwood Capital Management, which has been in business since 1986, has no set minimum account size. Every one of the firm’s clients are individuals. There's about an even split between individuals below and above the high-net-worth threshold.

The firm offers financial planning services, along with portfolio management and individual investment advice. Boltwood is a fee-only firm, meaning it only earns compensation from the advisory fees it charges.

Of the firm’s advisors, there are advisory certifications such as Certified Financial Planner™ (CFP®) and chartered financial analyst (CFA).

Boltwood Capital Management personalizes its approach to investing for each client. The firm will factor in the client’s appetite for risk, time until retirement and ultimate financial goals before arriving at the proper asset allocation.

Boltwood typically diversifies client portfolios across many major asset classes, including large-, mid- and small-cap stocks; international developed and emerging market stocks; and government, corporate bonds and municipal bonds.

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Park, Miller has been active in Walnut Creek for more than a decade. Among the firm's clients are non-high-net-worth individuals and high-net-worth individuals. While high-net-worth individuals make up the largest portion of this client base, the firm doesn’t impose any sort of account minimum.

Park, Miller is a fee-based firm, as some of its advisors are licensed to sell insurance products for commissions. While this creates a potential conflict of interest, the firm has a fiduciary duty to always act in its clients’ best interests. The firm specializes in investment management, financial planning and consulting.

At Park, Miller, the first step of each investment process is to collect information from the client. Advisors will sit down with you to establish your investment goals and objectives. Additionally, the firm will learn your risk tolerance, current investments, time until retirement and any specific investment preferences.

With that info in hand, the firm goes about constructing an asset allocation that’s appropriate for you. The firm usually invests in exchange-traded funds (ETFs), mutual funds, bond funds and independent money managers, provided these align with your needs and goals.

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Vista Advisor Group, LLC works with individuals, high-net-worth individuals, trusts, estates, charitable organizations, pension and profit-sharing plans, corporations, limited liability companies and other types of business entities. 

Vista Advisor Group is a fee-based firm. While advisory services are primarily billed as flat or asset-based fees, certain representatives are also licensed insurance agents and may receive commission compensation from the sale of insurance products. This creates potential conflicts of interest, though the firm is bound by fiduciary duty to act in clients’ best interests at all times.

The firm provides three core advisory services: Wrap Comprehensive Portfolio Management, Financial Planning & Consulting, and Retirement Plan Consulting. Portfolio management is offered exclusively through its wrap fee program, in which clients receive individualized investment management, ongoing monitoring and rebalancing, and tailored asset allocation strategies. 

Financial planning and consulting services may address investment planning, retirement planning, estate planning, charitable giving, education funding, personal tax planning, real estate analysis, mortgage/debt review, insurance analysis and other financial issues. Retirement plan consulting services assist employer plan sponsors with investment policy statements, plan design, asset allocation models, investment monitoring and participant education.

When constructing portfolios, Vista Advisor Group applies a wide range of strategies, including strategic, dynamic, tactical and core-satellite asset allocation approaches. Advisors may recommend investments across multiple asset classes, such as equities, bonds, mutual funds, exchange-traded funds (ETFs), real estate investment trusts (REITs), commodities, derivatives and alternative assets. The firm also utilizes both qualitative and quantitative methods of analysis, evaluating factors such as management quality, competitive advantage, economic cycles and market trends.

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Integrity Wealth Partners is a small fee-only advisory firm. Its clients include individuals with and without a high net worth, with a large majority of the latter.

Integrity Wealth Partners specializes in asset management, financial planning and consulting services. The firm has a minimum account size of $250,000, though it may be willing to negotiate this requirement.

Integrity Wealth Partners uses two primary methods of analysis when determining investment options for its clients: fundamental analysis and technical analysis. The former is the practice of examining a company’s financial documents and the overall economy to gauge the intrinsic value of its stock. The latter involves analyzing price and volume data as a method of forecasting future price movements.

The firm typically builds client portfolios with individual stocks or bonds, exchange-traded funds (ETFs), options, mutual funds and other public and private securities.